Homes for sale in Surf City, NC — page 3 of 4

As of October 20, 2026, there are 95 homes for sale in Surf City, NC, with a middle asking price of $849,000 (from $168,400 to $4,200,000). 6 came on the market in the last week. Another 17 are under contract.

In the 12 months through October 20, 2026, 231 sold at a middle price of $618,000, typically for 96.5% of the first asking price after about 64 days on the market.

The most choices right now are in Old Settlers Beach, Dune Ridge, Del Mar Beach.

Homes for sale in Surf City

Page 3 of 4 · 95 for sale · newest first

822 S Topsail Drive A, Surf City, NC 28445

$1,100,000

7 bd · 4 ba · 3,264 sq ft

$300/mo HOA

822 S Topsail Drive A, Surf City, NC 28445

Listed by Fathom Realty NC, LLC Cary

1710 N New River Drive, Surf City, NC 28445

Price cut from $999K

$988,500

4 bd · 3 ba · 2,295 sq ft

0.20 ac

1710 N New River Drive, Surf City, NC 28445

Listed by Topsail Palms Properties LLC

1919 N New River Drive, Surf City, NC 28445

New · ready nowBuilder incentive mentioned

$1,790,000

5 bd · 5 ba · 3,200 sq ft

0.17 ac · 4-car garage

1919 N New River Drive, Surf City, NC 28445

Listed by Keller Williams Innovate-Wilmington

918 N New River Drive 314, Surf City, NC 28445

$374,500

1 bd · 2 ba · 746 sq ft

$538/mo HOA

918 N New River Drive 314, Surf City, NC 28445

Listed by Wicker Properties of the Carolinas, Inc.

New · ready now

$1,375,000

4 bd · 4 ba · 2,691 sq ft

0.13 ac · 2-car garage · $217/mo HOA

55 Accolade Drive, Surf City, NC 28445

Listed by Coastal Properties

201 Blue Fan Street, Surf City, NC 28445

$349,000

3 bd · 2 ba · 1,669 sq ft

0.20 ac

201 Blue Fan Street, Surf City, NC 28445

Listed by Teresa Batts Real Estate, LLC

515 N New River Drive D, Surf City, NC 28445

$699,000

3 bd · 3 ba · 1,894 sq ft

1-car garage · $160/mo HOA

515 N New River Drive D, Surf City, NC 28445

Listed by Coldwell Banker Sea Coast Advantage

Price cut from $1.07M

$1,064,000

3 bd · 3 ba · 1,440 sq ft

0.15 ac

1023 1st Street, Surf City, NC 28445

Listed by REAL Broker LLC

Price cut from $1.2M

$1,099,000

4 bd · 5 ba · 2,696 sq ft

0.37 ac · 3-car garage · $63/mo HOA

126 Channel Bend, Surf City, NC 28445

Listed by Better Homes and Gardens Real Estate Treasure

$959,000

3 bd · 2 ba · 2,288 sq ft

0.15 ac

1041 1st Street, Surf City, NC 28445

Listed by Ward Realty Corp

215 Summer Winds Place, Surf City, NC 28445

Price cut from $815K

$800,000

5 bd · 5 ba · 2,673 sq ft

$1,369/mo HOA

215 Summer Winds Place, Surf City, NC 28445

Listed by ACCESS REALTY GROUP

1001 S Topsail Drive, Surf City, NC 28445

Price cut from $835K

$829,000

4 bd · 4 ba · 1,736 sq ft

0.14 ac · 2-car garage

1001 S Topsail Drive, Surf City, NC 28445

Listed by Chosen Realty of NC

601 S Topsail Drive Lot C, Surf City, NC 28445

New · ready ~Mar 2027

$4,200,000

7 bd · 8 ba · 7,000 sq ft

0.27 ac · 4-car garage

601 S Topsail Drive Lot C, Surf City, NC 28445

Listed by REAL Broker LLC

$945,000

3 bd · 3 ba · 1,909 sq ft

0.14 ac

1821 S Shore Drive, Surf City, NC 28445

Listed by A Beach Place Realty

Price cut from $745K

$725,000

3 bd · 3 ba · 1,838 sq ft

105 A Bay Drive, Surf City, NC 28445

Listed by Landmark Sotheby's International Realty

New · ready nowBuilder incentive mentioned

$825,000

4 bd · 5 ba · 2,174 sq ft

$117/mo HOA

205 Shell Road, Surf City, NC 28445

Listed by Coldwell Banker Sea Coast Advantage

$715,000

4 bd · 4 ba · 1,813 sq ft

0.11 ac · 2-car garage

58 N Ridge, Surf City, NC 28445

Listed by RE/MAX Executive

721 N New River Drive A, Surf City, NC 28445

New · ready now

$900,000

4 bd · 5 ba · 2,320 sq ft

$117/mo HOA

721 N New River Drive A, Surf City, NC 28445

Listed by Coldwell Banker Sea Coast Advantage

721 N New River Drive B, Surf City, NC 28445

New · ready now

$900,000

4 bd · 5 ba · 2,320 sq ft

$117/mo HOA

721 N New River Drive B, Surf City, NC 28445

Listed by Coldwell Banker Sea Coast Advantage

$1,499,000

4 bd · 4 ba · 1,408 sq ft

0.11 ac

608 S Shore Drive, Surf City, NC 28445

Listed by Teresa Batts Real Estate, LLC

$600,000

3 bd · 3 ba · 1,322 sq ft

$624/mo HOA

221 Lazy Day Drive, Surf City, NC 28445

Listed by Coldwell Banker Sea Coast Advantage

117 Beachwood Drive, Surf City, NC 28445

$1,199,000

5 bd · 5 ba · 3,000 sq ft

0.13 ac · 2-car garage

117 Beachwood Drive, Surf City, NC 28445

Listed by Intracoastal Realty Corporation

$659,000

2 bd · 1 ba · 881 sq ft

0.15 ac

8007 8th Street, Surf City, NC 28445

Listed by Intracoastal Realty Corporation

1505 N New River Drive 210, Surf City, NC 28445

$260,000

2 bd · 2 ba · 798 sq ft

$875/mo HOA

1505 N New River Drive 210, Surf City, NC 28445

Listed by Coldwell Banker Sea Coast Advantage-Hampstead

Search every home with filters and a map →

Price mix

Under $300K3
$300K–$500K9
$500K–$750K17
$750K–$1M38
$1M+28

Where they are

Old Settlers Beach · Surf City · 15 for sale · $969,000 middle
Dune Ridge · Surf City · 8 for sale · $862,500 middle
Del Mar Beach · Surf City · 8 for sale · $932,500 middle
Surf City # · Surf City · 6 for sale · $1,599,500 middle
Waterside · Surf City · 4 for sale · $472,450 middle
Topsail Cove · Surf City · 4 for sale · $1,029,950 middle
Tiffanys Condotel · Surf City · 3 for sale · $245,000 middle
Sandy Ridge · Surf City · 3 for sale · $1,900,000 middle
Summer Winds Townhomes · Surf City · 2 for sale · $702,500 middle
Horse Hammock · Surf City · 2 for sale · $774,500 middle
Surf Condominiums · Surf City · 2 for sale · $376,750 middle
Egret Landing · Surf City · 2 for sale · $634,950 middle
Turtle Creek · Surf City · 2 for sale · $380,323 middle
Island Oaks · Surf City · 2 for sale · $793,250 middle
Serenity Bay · Surf City · 2 for sale · $782,450 middle

How homes really sell in Surf City

How many listings sold and how many didn't, how long they took, what they sold for against the first price, and how often contracts fell apart — the last 12 months, with a printable PDF.

Surf City market report →

Selling a home in Surf City →

Nearby towns in Pender County

North Topsail Beach217 for sale Sneads Ferry113 for sale Hampstead220 for sale Burgaw54 for sale Rocky Point31 for sale Topsail Beach15 for sale Willard10 for sale

Questions, answered

How many homes are for sale in Surf City, NC?

What do homes cost in Surf City, NC?

As of October 20, 2026, the middle asking price is $849,000, about $437 per square foot for a typical 1,953 sq ft. Under $300K: 3; $300K–$500K: 9; $500K–$750K: 17; $750K–$1M: 38; $1M+: 28.

What did homes sell for in Surf City, NC last year?

In the 12 months through October 20, 2026, 231 sold at a middle price of $618,000, typically for 96.5% of the first asking price after about 64 days on the market.

How fast do homes sell in Surf City, NC?

In the 12 months through October 20, 2026 they typically sold in about 64 days, at 96.5% of the first asking price.

Which communities in Surf City, NC have the most homes for sale?

As of October 20, 2026, Old Settlers Beach (15), Dune Ridge (8), Del Mar Beach (8), Surf City # (6), Waterside (4), Topsail Cove (4).

How do I estimate a monthly payment on a home in Surf City, NC?

A mortgage payment has two parts: principal and interest, which depend on the price, your down payment and the rate a lender offers you; and the costs on top — property taxes, homeowners insurance (and flood insurance near the water), HOA dues where there's an association, and mortgage insurance if you put less than 20% down. Each home's page has a calculator that uses the rate you've been quoted and that home's own taxes and HOA dues from the listing. For your actual rate and Annual Percentage Rate (APR), ask a licensed lender — we can introduce you to Joey Milam at Alpha Mortgage Advantage, or you're free to choose any lender.

Explore more

New homes: builders, incentives & move-in ready All of southeastern NC Pender County Communities in Surf City Single-family One-story Primary on main Open houses New this week Price reduced

Figures are computed live from MLS listing data for Surf City, NC. Middle = median. Listing data is deemed reliable but not guaranteed.