Luxury homes ($1M+) for sale in Surf City, NC

As of October 22, 2026, there are 28 luxury homes ($1M+) for sale in Surf City, NC, with a middle asking price of $1,337,500 (from $1,050,000 to $4,200,000). 2 came on the market in the last week. Another 6 are under contract.

In the 12 months through October 22, 2026, 49 sold at a middle price of $1,400,000, typically for 96.9% of the first asking price after about 74 days on the market.

The most choices right now are in Old Settlers Beach, Surf City #, Del Mar Beach.

Newest luxury homes ($1M+) in Surf City

Page 1 of 2 · 28 for sale · newest first

New · ready ~Aug 2027

$1,300,000

5 bd · 4 ba · 3,250 sq ft

0.44 ac · $115/mo HOA

0 W Wilmington Avenue, Surf City, NC 28445

Listed by Intracoastal Realty Corporation

Open Sat 12pm–3pm

$1,250,000

3 bd · 3 ba · 1,740 sq ft

0.18 ac · 3-car garage

7097 7th Street, Surf City, NC 28445

Listed by SERHANT

$1,050,000

3 bd · 2 ba · 1,579 sq ft

0.18 ac · 1-car garage

6075 6th Street, Surf City, NC 28445

Listed by eXp Realty

Open Sun 1pm–3pm

$1,190,000

5 bd · 4 ba · 2,454 sq ft

0.15 ac · $21/mo HOA

122 Atkinson Road, Surf City, NC 28445

Listed by Coastal Properties

$2,685,000

8 bd · 10 ba · 5,391 sq ft

0.41 ac · $50/mo HOA

100 Oleander Court, Surf City, NC 28445

Listed by Landmark Sotheby's International Realty

1215 N New River Drive, Surf City, NC 28445

$1,249,000

4 bd · 4 ba · 1,726 sq ft

0.23 ac

1215 N New River Drive, Surf City, NC 28445

Listed by Berkshire Hathaway HomeServices Carolina Premier Properties

735 Dune Ridge Court, Surf City, NC 28445

New · ready ~Dec 15Builder incentive mentioned

$1,499,999

4 bd · 3 ba · 2,331 sq ft

0.13 ac

735 Dune Ridge Court, Surf City, NC 28445

Listed by Coldwell Banker Sea Coast Advantage-Hampstead

$1,250,000

5 bd · 4 ba · 2,874 sq ft

0.20 ac · 2-car garage

703 S Shore Drive, Surf City, NC 28445

Listed by Berkshire Hathaway HomeServices Carolina Premier Properties

$1,445,000

7 bd · 6 ba · 2,304 sq ft

0.15 ac

1115 N Shore Drive, Surf City, NC 28445

Listed by Ocean Life Realty

608 S Topsail Drive, Surf City, NC 28445

Price cut from $2.92MNew · ready now

$2,900,000

7 bd · 7 ba · 4,121 sq ft

0.12 ac · 2-car garage

608 S Topsail Drive, Surf City, NC 28445

Listed by REAL Broker LLC

$1,700,000

6 bd · 2 ba · 2,558 sq ft

0.40 ac

616 N Shore Drive, Surf City, NC 28445

Listed by REAL Broker LLC

957 Broadway Street, Surf City, NC 28445

$1,200,000

2 bd · 2 ba · 1,291 sq ft

4.9 ac

957 Broadway Street, Surf City, NC 28445

Listed by RE/MAX Executive

Price cut from $1.28M

$1,195,000

4 bd · 2 ba · 1,397 sq ft

0.23 ac

2002 S Shore Drive, Surf City, NC 28445

Listed by Coldwell Banker Sea Coast Advantage

822 S Topsail Drive A, Surf City, NC 28445

$1,100,000

7 bd · 4 ba · 3,264 sq ft

$300/mo HOA

822 S Topsail Drive A, Surf City, NC 28445

Listed by Fathom Realty NC, LLC Cary

1919 N New River Drive, Surf City, NC 28445

New · ready nowBuilder incentive mentioned

$1,790,000

5 bd · 5 ba · 3,200 sq ft

0.17 ac · 4-car garage

1919 N New River Drive, Surf City, NC 28445

Listed by Keller Williams Innovate-Wilmington

New · ready now

$1,375,000

4 bd · 4 ba · 2,691 sq ft

0.13 ac · 2-car garage · $217/mo HOA

55 Accolade Drive, Surf City, NC 28445

Listed by Coastal Properties

$1,064,000

3 bd · 3 ba · 1,440 sq ft

0.15 ac

1023 1st Street, Surf City, NC 28445

Listed by REAL Broker LLC

Price cut from $1.2M

$1,099,000

4 bd · 5 ba · 2,696 sq ft

0.37 ac · 3-car garage · $63/mo HOA

126 Channel Bend, Surf City, NC 28445

Listed by Better Homes and Gardens Real Estate Treasure

601 S Topsail Drive Lot C, Surf City, NC 28445

New · ready ~Mar 2027

$4,200,000

7 bd · 8 ba · 7,000 sq ft

0.27 ac · 4-car garage

601 S Topsail Drive Lot C, Surf City, NC 28445

Listed by REAL Broker LLC

$1,499,000

4 bd · 4 ba · 1,408 sq ft

0.11 ac

608 S Shore Drive, Surf City, NC 28445

Listed by Teresa Batts Real Estate, LLC

117 Beachwood Drive, Surf City, NC 28445

$1,199,000

5 bd · 5 ba · 3,000 sq ft

0.13 ac · 2-car garage

117 Beachwood Drive, Surf City, NC 28445

Listed by Intracoastal Realty Corporation

611 S Topsail Drive A, Surf City, NC 28445

New · ready now

$1,395,000

6 bd · 5 ba · 2,867 sq ft

0.12 ac · 3-car garage · $200/mo HOA

611 S Topsail Drive A, Surf City, NC 28445

Listed by Teresa Batts Real Estate, LLC

321 N New River Drive, Surf City, NC 28445

$1,299,000

6 bd · 5 ba · 2,262 sq ft

0.17 ac

321 N New River Drive, Surf City, NC 28445

Listed by Wit Realty LLC

Price cut from $2.5M

$2,295,000

5 bd · 5 ba · 4,204 sq ft

0.79 ac · 2-car garage

10 West Ridge, Surf City, NC 28445

Listed by Teresa Batts Real Estate, LLC

Search every home with filters and a map →

Price mix

Under $300K0
$300K–$500K0
$500K–$750K0
$750K–$1M0
$1M+28

Where they are

Old Settlers Beach · Surf City · 5 for sale · $1,250,000 middle
Surf City # · Surf City · 4 for sale · $2,300,000 middle
Del Mar Beach · Surf City · 2 for sale · $1,347,000 middle
Sandy Ridge · Surf City · 2 for sale · $2,097,500 middle
Topsail Cove · Surf City · 2 for sale · $1,699,500 middle

Luxury ($1M+) in nearby towns

North Topsail Beach55 for sale Sneads Ferry8 for sale Hampstead38 for sale Topsail Beach11 for sale

Questions, answered

How many luxury homes ($1M+) are for sale in Surf City, NC?

What do luxury homes ($1M+) cost in Surf City, NC?

As of October 22, 2026, the middle asking price is $1,337,500, about $568 per square foot for a typical 2,782 sq ft. $1M+: 28.

What did luxury homes ($1M+) sell for in Surf City, NC last year?

In the 12 months through October 22, 2026, 49 sold at a middle price of $1,400,000, typically for 96.9% of the first asking price after about 74 days on the market.

How fast do luxury homes ($1M+) sell in Surf City, NC?

In the 12 months through October 22, 2026 they typically sold in about 74 days, at 96.9% of the first asking price.

Which communities in Surf City, NC have the most luxury homes ($1M+) for sale?

As of October 22, 2026, Old Settlers Beach (5), Surf City # (4), Del Mar Beach (2), Sandy Ridge (2), Topsail Cove (2).

How do I estimate a monthly payment on a home in Surf City, NC?

A mortgage payment has two parts: principal and interest, which depend on the price, your down payment and the rate a lender offers you; and the costs on top — property taxes, homeowners insurance (and flood insurance near the water), HOA dues where there's an association, and mortgage insurance if you put less than 20% down. Each home's page has a calculator that uses the rate you've been quoted and that home's own taxes and HOA dues from the listing. For your actual rate and Annual Percentage Rate (APR), ask a licensed lender — we can introduce you to Joey Milam at Alpha Mortgage Advantage, or you're free to choose any lender.

Explore more

Luxury ($1M+) across all 5 counties Luxury ($1M+) in Pender County Communities in Surf City Single-family One-story Primary on main Open houses New this week Price reduced

Figures are computed live from MLS listing data for Surf City, NC, luxury ($1m+) only. Middle = median. Listing data is deemed reliable but not guaranteed.