Canal-front homes for sale in Surf City, NC

As of October 24, 2026, there are 14 canal-front homes for sale in Surf City, NC, with a middle asking price of $934,500 (from $624,900 to $2,295,000). 1 came on the market in the last week. Another 1 is under contract.

In the 12 months through October 24, 2026, 20 sold at a middle price of $1,080,000, typically for 97.2% of the first asking price after about 39 days on the market.

The most choices right now are in Old Settlers Beach.

Newest canal-front homes in Surf City

$879,000

4 bd · 2 ba · 1,336 sq ft

0.15 ac · 4-car garage

1017 1st Street, Surf City, NC 28445

Listed by Ward Realty Corp

Open Sat 12pm–3pm

$1,250,000

3 bd · 3 ba · 1,740 sq ft

0.18 ac · 3-car garage

7097 7th Street, Surf City, NC 28445

Listed by SERHANT

$1,050,000

3 bd · 2 ba · 1,579 sq ft

0.18 ac · 1-car garage

6075 6th Street, Surf City, NC 28445

Listed by eXp Realty

825a N New River Drive, Surf City, NC 28445

Open Sat 12pm–2pm

$849,000

4 bd · 4 ba · 1,997 sq ft

2-car garage

825a N New River Drive, Surf City, NC 28445

Listed by Coldwell Banker Sea Coast Advantage-Hampstead

1215 N New River Drive, Surf City, NC 28445

$1,249,000

4 bd · 4 ba · 1,726 sq ft

0.23 ac

1215 N New River Drive, Surf City, NC 28445

Listed by Berkshire Hathaway HomeServices Carolina Premier Properties

Price cut from $729K

$699,000

3 bd · 3 ba · 1,762 sq ft

0.18 ac

4074 4th Street, Surf City, NC 28445

Listed by Coastal Realty Associates LLC

Price cut from $950K

$939,000

4 bd · 4 ba · 1,876 sq ft

$292/mo HOA

302 Vesta Court, Surf City, NC 28445

Listed by RE/MAX Executive

$1,064,000

3 bd · 3 ba · 1,440 sq ft

0.15 ac

1023 1st Street, Surf City, NC 28445

Listed by REAL Broker LLC

$959,000

3 bd · 2 ba · 2,288 sq ft

0.15 ac

1041 1st Street, Surf City, NC 28445

Listed by Ward Realty Corp

Price cut from $2.5M

$2,295,000

5 bd · 5 ba · 4,204 sq ft

0.79 ac · 2-car garage

10 West Ridge, Surf City, NC 28445

Listed by Teresa Batts Real Estate, LLC

$769,000

3 bd · 2 ba · 1,365 sq ft

0.27 ac

9105 W 9th Street, Surf City, NC 28445

Listed by Coastal Realty Associates LLC

$815,000

3 bd · 2 ba · 1,404 sq ft

0.27 ac

9055 W 9th Street, Surf City, NC 28445

Listed by Coldwell Banker Sea Coast Advantage-Hampstead

106 Egret Landing Court A, Surf City, NC 28445

$624,900

3 bd · 3 ba · 1,926 sq ft

$104/mo HOA

106 Egret Landing Court A, Surf City, NC 28445

Listed by SeaShore Realty Group, Inc.

444 Little Kinston Road, Surf City, NC 28455

Price cut from $950K

$930,000

4 bd · 4 ba · 2,632 sq ft

0.18 ac

444 Little Kinston Road, Surf City, NC 28455

Listed by Coastal Carolina Real Estate

Search every home with filters and a map →

Price mix

Under $300K0
$300K–$500K0
$500K–$750K2
$750K–$1M7
$1M+5

Where they are

Canal front in Old Settlers Beach · Surf City · 8 for sale · $919,000 middle

Canal front in nearby towns

Hampstead9 for sale

Questions, answered

How many canal-front homes are for sale in Surf City, NC?

What do canal-front homes cost in Surf City, NC?

As of October 24, 2026, the middle asking price is $934,500, about $555 per square foot for a typical 1,751 sq ft. $500K–$750K: 2; $750K–$1M: 7; $1M+: 5.

What did canal-front homes sell for in Surf City, NC last year?

In the 12 months through October 24, 2026, 20 sold at a middle price of $1,080,000, typically for 97.2% of the first asking price after about 39 days on the market.

How fast do canal-front homes sell in Surf City, NC?

In the 12 months through October 24, 2026 they typically sold in about 39 days, at 97.2% of the first asking price.

Which communities in Surf City, NC have the most canal-front homes for sale?

As of October 24, 2026, Old Settlers Beach (8).

How do I estimate a monthly payment on a home in Surf City, NC?

A mortgage payment has two parts: principal and interest, which depend on the price, your down payment and the rate a lender offers you; and the costs on top — property taxes, homeowners insurance (and flood insurance near the water), HOA dues where there's an association, and mortgage insurance if you put less than 20% down. Each home's page has a calculator that uses the rate you've been quoted and that home's own taxes and HOA dues from the listing. For your actual rate and Annual Percentage Rate (APR), ask a licensed lender — we can introduce you to Joey Milam at Alpha Mortgage Advantage, or you're free to choose any lender.

Explore more

Canal front across all 5 counties Canal front in Pender County Communities in Surf City Single-family One-story Primary on main Open houses New this week Price reduced

Figures are computed live from MLS listing data for Surf City, NC, canal front only. Middle = median. Listing data is deemed reliable but not guaranteed.