Waterfront homes with a dock or pier for sale in Surf City, NC

As of October 19, 2026, there are 8 waterfront homes with a dock or pier for sale in Surf City, NC, with a middle asking price of $994,500 (from $699,000 to $2,295,000). 2 came on the market in the last week.

As of October 19, 2026, the middle asking price is $994,500, about $555 per square foot for a typical 1,751 sq ft. $500K–$750K: 2; $750K–$1M: 2; $1M+: 4.

In the 12 months through October 19, 2026, 20 sold at a middle price of $1,175,000, typically for 96.1% of the first asking price after about 50 days on the market.

In the 12 months through October 19, 2026 they typically sold in about 50 days, at 96.1% of the first asking price.

As of October 19, 2026, Old Settlers Beach (5).

A mortgage payment has two parts: principal and interest, which depend on the price, your down payment and the rate a lender offers you; and the costs on top — property taxes, homeowners insurance (and flood insurance near the water), HOA dues where there's an association, and mortgage insurance if you put less than 20% down. Each home's page has a calculator that uses the rate you've been quoted and that home's own taxes and HOA dues from the listing. For your actual rate and Annual Percentage Rate (APR), ask a licensed lender — we can introduce you to Joey Milam at Alpha Mortgage Advantage, or you're free to choose any lender.