One-story homes for sale in Surf City, NC

As of October 22, 2026, there are 13 one-story homes for sale in Surf City, NC, with a middle asking price of $769,000 (from $349,000 to $1,200,000). Another 5 are under contract.

In the 12 months through October 22, 2026, 47 sold at a middle price of $470,000, typically for 97.6% of the first asking price after about 25 days on the market.

The most choices right now are in Old Settlers Beach, Surf City #, Waterside.

Newest one-story homes in Surf City

$1,050,000

3 bd · 2 ba · 1,579 sq ft

0.18 ac · 1-car garage

6075 6th Street, Surf City, NC 28445

Listed by eXp Realty

407 Loggerhead Boulevard, Surf City, NC 28445

New · ready ~Jan 22

$376,346

3 bd · 2 ba · 1,731 sq ft

0.26 ac · 2-car garage · $70/mo HOA

407 Loggerhead Boulevard, Surf City, NC 28445

Listed by Coldwell Banker Sea Coast Advantage

$499,900

3 bd · 2 ba · 1,759 sq ft

0.15 ac · 2-car garage · $80/mo HOA

425 Edgewater Way, Surf City, NC 28445

Listed by Chosen Realty of NC

$915,000

3 bd · 2 ba · 1,017 sq ft

0.18 ac

1112 N Shore Drive, Surf City, NC 28445

Listed by 1st Class Real Estate Coastal Choice

$802,000

4 bd · 2 ba · 1,372 sq ft

0.08 ac

415 N Shore Drive, Surf City, NC 28445

Listed by Keller Williams Crystal Coast

Price cut from $729K

$699,000

3 bd · 3 ba · 1,762 sq ft

0.18 ac

4074 4th Street, Surf City, NC 28445

Listed by Coastal Realty Associates LLC

$575,000

2 bd · 1 ba · 720 sq ft

0.09 ac

417 N Shore Drive, Surf City, NC 28445

Listed by Teresa Batts Real Estate, LLC

957 Broadway Street, Surf City, NC 28445

$1,200,000

2 bd · 2 ba · 1,291 sq ft

4.9 ac

957 Broadway Street, Surf City, NC 28445

Listed by RE/MAX Executive

Price cut from $450K

$439,500

4 bd · 2 ba · 1,776 sq ft

2-car garage · $80/mo HOA

304 Cleat Drive, Surf City, NC 28445

Listed by BlueCoast Realty Corporation

Price cut from $1.28M

$1,195,000

4 bd · 2 ba · 1,397 sq ft

0.23 ac

2002 S Shore Drive, Surf City, NC 28445

Listed by Coldwell Banker Sea Coast Advantage

201 Blue Fan Street, Surf City, NC 28445

$349,000

3 bd · 2 ba · 1,669 sq ft

0.20 ac

201 Blue Fan Street, Surf City, NC 28445

Listed by Teresa Batts Real Estate, LLC

$769,000

3 bd · 2 ba · 1,365 sq ft

0.27 ac

9105 W 9th Street, Surf City, NC 28445

Listed by Coastal Realty Associates LLC

$815,000

3 bd · 2 ba · 1,404 sq ft

0.27 ac

9055 W 9th Street, Surf City, NC 28445

Listed by Coldwell Banker Sea Coast Advantage-Hampstead

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Price mix

Under $300K0
$300K–$500K4
$500K–$750K2
$750K–$1M4
$1M+3

Where they are

Old Settlers Beach · Surf City · 4 for sale · $792,000 middle
Surf City # · Surf City · 2 for sale · $688,500 middle
Waterside · Surf City · 2 for sale · $469,700 middle

One-story in nearby towns

North Topsail Beach10 for sale Sneads Ferry26 for sale Hampstead53 for sale Burgaw22 for sale Rocky Point18 for sale Willard8 for sale

Questions, answered

How many one-story homes are for sale in Surf City, NC?

As of October 22, 2026, there are 13 one-story homes for sale in Surf City, NC, with a middle asking price of $769,000 (from $349,000 to $1,200,000). Another 5 are under contract.

What do one-story homes cost in Surf City, NC?

As of October 22, 2026, the middle asking price is $769,000, about $580 per square foot for a typical 1,404 sq ft. $300K–$500K: 4; $500K–$750K: 2; $750K–$1M: 4; $1M+: 3.

What did one-story homes sell for in Surf City, NC last year?

In the 12 months through October 22, 2026, 47 sold at a middle price of $470,000, typically for 97.6% of the first asking price after about 25 days on the market.

How fast do one-story homes sell in Surf City, NC?

In the 12 months through October 22, 2026 they typically sold in about 25 days, at 97.6% of the first asking price.

Which communities in Surf City, NC have the most one-story homes for sale?

As of October 22, 2026, Old Settlers Beach (4), Surf City # (2), Waterside (2).

How do I estimate a monthly payment on a home in Surf City, NC?

A mortgage payment has two parts: principal and interest, which depend on the price, your down payment and the rate a lender offers you; and the costs on top — property taxes, homeowners insurance (and flood insurance near the water), HOA dues where there's an association, and mortgage insurance if you put less than 20% down. Each home's page has a calculator that uses the rate you've been quoted and that home's own taxes and HOA dues from the listing. For your actual rate and Annual Percentage Rate (APR), ask a licensed lender — we can introduce you to Joey Milam at Alpha Mortgage Advantage, or you're free to choose any lender.

Explore more

One-story across all 5 counties One-story in Pender County Communities in Surf City Single-family Primary on main Open houses New this week Price reduced Coming soon

Figures are computed live from MLS listing data for Surf City, NC, one-story only. Middle = median. Listing data is deemed reliable but not guaranteed.