Waterfront homes for sale in Surf City, NC

Homes the MLS lists as waterfront — ocean, sound, river, creek and lake.

39

For sale now

5 new this week

$869,000

Middle asking price

$501/sq ft

$950,000

Middle sale price

67 sold, last 12 mo

96%

Of first asking price

what sellers received

66

Days on market

typical, last 12 mo

No account needed. Stop anytime.

As of October 19, 2026, there are 39 waterfront homes for sale in Surf City, NC, with a middle asking price of $869,000 (from $374,500 to $4,200,000). 5 came on the market in the last week. Another 4 are under contract.

In the 12 months through October 19, 2026, 67 sold at a middle price of $950,000, typically for 96% of the first asking price after about 66 days on the market.

The most choices right now are in Old Settlers Beach, Del Mar Beach, Surf City #.

Newest waterfront homes in Surf City

Page 1 of 2 · 39 for sale · newest first
0 W Wilmington Avenue, Surf City, NC 28445

New · ready ~Aug 2027

$1,300,000

5 bd · 4 ba · 3,250 sq ft

0.44 ac · $115/mo HOA

0 W Wilmington Avenue, Surf City, NC 28445

Hive MLSListed by Intracoastal Realty Corporation

512 Edgewater Way, Surf City, NC 28445

$599,000

5 bd · 3 ba · 2,618 sq ft

0.16 ac · 2-car garage · $80/mo HOA

512 Edgewater Way, Surf City, NC 28445

Hive MLSListed by Teresa Batts Real Estate, LLC

7097 7th Street, Surf City, NC 28445

$1,250,000

3 bd · 3 ba · 1,740 sq ft

0.18 ac · 3-car garage

7097 7th Street, Surf City, NC 28445

Hive MLSListed by SERHANT

6075 6th Street, Surf City, NC 28445

$1,050,000

3 bd · 2 ba · 1,579 sq ft

0.18 ac · 1-car garage

6075 6th Street, Surf City, NC 28445

Hive MLSListed by eXp Realty

3029 Outer Banks Drive, Surf City, NC 28455

New · ready ~Feb 12

$384,300

4 bd · 3 ba · 2,000 sq ft

0.14 ac · 2-car garage · $70/mo HOA

3029 Outer Banks Drive, Surf City, NC 28455

Hive MLSListed by Coldwell Banker Sea Coast Advantage

1123 S Topsail Drive, Surf City, NC 28445

$700,000

3 bd · 2 ba · 1,302 sq ft

0.14 ac

1123 S Topsail Drive, Surf City, NC 28445

Hive MLSListed by Keller Williams Innovate-Wilmington

1143 S Topsail Drive, Surf City, NC 28445

$775,000

3 bd · 3 ba · 1,234 sq ft

0.77 ac

1143 S Topsail Drive, Surf City, NC 28445

Hive MLSListed by Ocean Life Realty

825a N New River Drive, Surf City, NC 28445

$849,000

4 bd · 4 ba · 1,997 sq ft

2-car garage

825a N New River Drive, Surf City, NC 28445

Hive MLSListed by Coldwell Banker Sea Coast Advantage-Hampstead

1112 N Shore Drive, Surf City, NC 28445

$915,000

3 bd · 2 ba · 1,017 sq ft

0.18 ac

1112 N Shore Drive, Surf City, NC 28445

Hive MLSListed by 1st Class Real Estate Coastal Choice

815 N New River Drive B, Surf City, NC 28445

$789,900

3 bd · 6 ba · 2,171 sq ft

$142/mo HOA

815 N New River Drive B, Surf City, NC 28445

Hive MLSListed by Better Homes and Gardens Real Estate Treasure

111 Coastal Cay, Surf City, NC 28445

$925,000

4 bd · 4 ba · 2,006 sq ft

$163/mo HOA

111 Coastal Cay, Surf City, NC 28445

Hive MLSListed by Berkshire Hathaway HomeServices Carolina Premier Properties

1215 N New River Drive, Surf City, NC 28445

$1,249,000

4 bd · 4 ba · 1,726 sq ft

0.23 ac

1215 N New River Drive, Surf City, NC 28445

Hive MLSListed by Berkshire Hathaway HomeServices Carolina Premier Properties

4074 4th Street, Surf City, NC 28445

Price cut from $729K

$699,000

3 bd · 3 ba · 1,762 sq ft

0.18 ac

4074 4th Street, Surf City, NC 28445

Hive MLSListed by Coastal Realty Associates LLC

918 N New River Drive 515, Surf City, NC 28445

$379,000

1 bd · 2 ba · 756 sq ft

$584/mo HOA

918 N New River Drive 515, Surf City, NC 28445

Hive MLSListed by Coldwell Banker Sea Coast Advantage

616 N Shore Drive, Surf City, NC 28445

$1,700,000

6 bd · 2 ba · 2,558 sq ft

0.40 ac

616 N Shore Drive, Surf City, NC 28445

Hive MLSListed by REAL Broker LLC

421 N New River Drive A, Surf City, NC 28445

$700,000

3 bd · 3 ba · 1,748 sq ft

421 N New River Drive A, Surf City, NC 28445

Hive MLSListed by REAL Broker LLC

957 Broadway Street, Surf City, NC 28445

$1,200,000

2 bd · 2 ba · 1,291 sq ft

4.9 ac

957 Broadway Street, Surf City, NC 28445

Hive MLSListed by RE/MAX Executive

302 Vesta Court, Surf City, NC 28445

Price cut from $950K

$939,000

4 bd · 4 ba · 1,876 sq ft

$292/mo HOA

302 Vesta Court, Surf City, NC 28445

Hive MLSListed by RE/MAX Executive

2002 S Shore Drive, Surf City, NC 28445

$1,278,000

4 bd · 2 ba · 1,397 sq ft

0.23 ac

2002 S Shore Drive, Surf City, NC 28445

Hive MLSListed by Coldwell Banker Sea Coast Advantage

918 N New River Drive 314, Surf City, NC 28445

$374,500

1 bd · 2 ba · 746 sq ft

$538/mo HOA

918 N New River Drive 314, Surf City, NC 28445

Hive MLSListed by Wicker Properties of the Carolinas, Inc.

515 N New River Drive D, Surf City, NC 28445

$699,000

3 bd · 3 ba · 1,894 sq ft

1-car garage · $160/mo HOA

515 N New River Drive D, Surf City, NC 28445

Hive MLSListed by Coldwell Banker Sea Coast Advantage

1023 1st Street, Surf City, NC 28445

Price cut from $1.07M

$1,064,000

3 bd · 3 ba · 1,440 sq ft

0.15 ac

1023 1st Street, Surf City, NC 28445

Hive MLSListed by REAL Broker LLC

1041 1st Street, Surf City, NC 28445

$959,000

3 bd · 2 ba · 2,288 sq ft

0.15 ac

1041 1st Street, Surf City, NC 28445

Hive MLSListed by Ward Realty Corp

1001 S Topsail Drive, Surf City, NC 28445

Price cut from $835K

$829,000

4 bd · 4 ba · 1,736 sq ft

0.14 ac · 2-car garage

1001 S Topsail Drive, Surf City, NC 28445

Hive MLSListed by Chosen Realty of NC

Search every home with filters and a map →

Price mix

  • Under $300K0
  • $300K–$500K3
  • $500K–$750K7
  • $750K–$1M16
  • $1M+13

Where they are

Waterfront in nearby towns

North Topsail Beach170 for saleSneads Ferry17 for saleHampstead32 for saleTopsail Beach8 for sale

Questions, answered

How many waterfront homes are for sale in Surf City, NC?

As of October 19, 2026, there are 39 waterfront homes for sale in Surf City, NC, with a middle asking price of $869,000 (from $374,500 to $4,200,000). 5 came on the market in the last week. Another 4 are under contract.

What do waterfront homes cost in Surf City, NC?

As of October 19, 2026, the middle asking price is $869,000, about $501 per square foot for a typical 1,876 sq ft. $300K–$500K: 3; $500K–$750K: 7; $750K–$1M: 16; $1M+: 13.

What did waterfront homes sell for in Surf City, NC last year?

In the 12 months through October 19, 2026, 67 sold at a middle price of $950,000, typically for 96% of the first asking price after about 66 days on the market.

How fast do waterfront homes sell in Surf City, NC?

In the 12 months through October 19, 2026 they typically sold in about 66 days, at 96% of the first asking price.

Which communities in Surf City, NC have the most waterfront homes for sale?

As of October 19, 2026, Old Settlers Beach (7), Del Mar Beach (3), Surf City # (3), Topsail Cove (3), Serenity Bay (2), Surf Condominiums (2).

How do I estimate a monthly payment on a home in Surf City, NC?

A mortgage payment has two parts: principal and interest, which depend on the price, your down payment and the rate a lender offers you; and the costs on top — property taxes, homeowners insurance (and flood insurance near the water), HOA dues where there's an association, and mortgage insurance if you put less than 20% down. Each home's page has a calculator that uses the rate you've been quoted and that home's own taxes and HOA dues from the listing. For your actual rate and Annual Percentage Rate (APR), ask a licensed lender — we can introduce you to Joey Milam at Alpha Mortgage Advantage, or you're free to choose any lender.

Explore more

Waterfront across all 5 countiesWaterfront in Pender CountyCommunities in Surf CitySingle-familyOne-storyPrimary on mainOpen housesNew this weekPrice reduced

Figures are computed live from MLS listing data for Surf City, NC, waterfront only. Middle = median. Listing data is deemed reliable but not guaranteed.