Buddy Blake Team · Coldwell Banker Sea Coast Advantage
Market insights: Onslow Bay, Jacksonville
October 19, 2026
(910) 395‑1000 · buddyblake.com
Onslow Bay: Only 1 in 16 Listings Didn't Sell, Down From 28%
In the Onslow Bay neighborhood in Jacksonville, 127 homes ended over the last 12 months. 119 sold and 8 didn't, a 6% rate, compared with 28% the year before. The typical home sold in 59 days at 100.0% of its first asking price, with a median sold price of $368,000.
Summary written October 14, 2026 from that day's numbers. The figures in the tiles update every hour, so they can differ slightly.
Which pile do you want to be in?
Out of every 20 homes listed in Onslow Bay, Jacksonville over the last 12 months, the solid houses sold. The outlined ones expired, were withdrawn or were canceled.
Priced right from day one: sold in a median 73 days. Needed price cuts: 51 days, and sold for 95.5% of the first price.
What waiting costs
| Property taxes | $201 |
| Homeowners insurance | $250 |
| Upkeep | $307 |
| Utilities | $250 |
| Your mortgage payment | if you have one |
| About | $1,012 + mortgage |
About $1,012 every month the home sits — plus your mortgage payment.
Listings that didn't sell stayed on the market a median of 55 days — roughly $1,825 in taxes, insurance, upkeep and utilities alone, and the home still didn't sell.
An example, not a quote: Onslow County rate 0.655 per $100 (NC Department of Revenue, 2025-26 county rates); town taxes add more inside town limits; insurance, upkeep (1% of value a year) and utilities are typical estimates.
When contracts fall apart
Contracts that fell apart
7%
9 of about 123 before closing
Those homes that later sold
100%
0% never sold
Sold vs. first ask after a fall-through
101.4%
vs. 100.0% on the first contract
Days to sell after a fall-through
199
vs. 57 on the first contract
The MLS doesn't record why a contract ends. In our experience the most common reasons are home inspection findings, appraisals that come in below the price, and buyer financing. How buyers paid on closed sales: conventional 7% · cash 4% · VA 82% · FHA 4%.
If you're selling
- Price it right from day one. The 112 homes that did sold in a typical 64 days. The 7 that needed cuts sold at 95.5% of asking.
- Don't count on cuts to rescue a listing. The listings that never sold took a median cut of just 1.6% and sat a median of 55 days.
- Waiting costs money. On a $368,000 home, carrying costs are estimated at about $1,012 a month before mortgage, and about $1,825 while a home sat unsold.
- Contracts fell apart on 7% of homes, about 1 in 14. The MLS doesn't record why. Most often it's inspection, appraisal or financing issues, so get your house and paperwork ready before you list. Those homes all sold later, at 101.4% of asking, but took a typical 199 days against 51 days for homes that held their first contract.
If you're buying
- There's some room to negotiate. 24% of homes sold below their first asking price, though the typical sale landed at 100.0%.
- Watch homes that have sat. The listings that never sold stayed on the market a median of 55 days, and sellers who need cuts often sell closer to 95.5% of asking.
- Financing here looks different from most places. 82% of buyers used VA loans, 8% conventional, 4% cash and 3% FHA. Line up your financing early so your offer holds.
Did you know?
- Did you know? The share of Onslow Bay listings that didn't sell fell from 28% to 6% in a year.
- Did you know? Homes that lost their first contract still all sold later, and 100% of them did, but it took a typical 199 days.
- Did you know? 82% of Onslow Bay buyers in the last 12 months paid with VA loans, while 4% paid cash.
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For sellers
Listings that didn't sell
7%
down 20.0 pts from a year ago
8 expired, withdrawn or canceled vs 114 sold
Sold vs. first asking price
100.0%
about the same as a year ago
median sale price ÷ original list price
Sold below first asking
24%
share of homes that sold
Price cut on homes that didn't sell
1.6%
median — and they still didn't sell
For buyers
True days on market
64
up 5 days from a year ago
median for sold homes, counted from the first listing
Typical room below first ask
0.0%
how far under the original price homes sold
Didn't sell, then sold on a relist
13%
of listings that didn't sell the first time
Median sold price
$369K
down 0.7% from a year ago
114 homes sold
The last 24 months
18% latest month · Sep 26
48 latest month · Sep 26
100.0% latest month · Sep 26
By starting price
| First asking | Sold | Didn't sell | % didn't sell | True days | Sold vs. first ask |
|---|---|---|---|---|---|
| Under $300K | 4 | 0 | 0% | 166 | 100.0% |
| $300–400K | 69 | 5 | 7% | 57 | 100.0% |
| $400–500K | 38 | 3 | 7% | 71 | 100.0% |
| $500–750K | 3 | 0 | 0% | 59 | 100.0% |
Homes only (land excluded), last 12 months unless noted. "Didn't sell" = listings that expired, were withdrawn or were canceled (some owners stop for reasons that have nothing to do with the market); true days on market counts from the first listing, even when a home was relisted. Source: Hive MLS listing and sales records, updated October 19, 2026. Totals only — no individual listing is shown. Buddy Blake Team · Coldwell Banker Sea Coast Advantage · (910) 395‑1000