Buddy Blake Team · Coldwell Banker Sea Coast Advantage
Market insights: ZIP 28546 · Jacksonville
November 1, 2026
(910) 395‑1000 · buddyblake.com
In ZIP 28546, 1 in 8 listings ended without selling
Over the last 12 months, 183 of the 1,493 listings in ZIP 28546 around Jacksonville ended without a sale. That's 12%, down from 14% the year before. The 1,310 homes that sold did it in a median 29 days, at a median 100.0% of first asking price.
Summary written October 31, 2026 from that day's numbers. The figures in the tiles update every hour, so they can differ slightly.
Which pile do you want to be in?
Out of every 20 homes listed in ZIP 28546 · Jacksonville over the last 12 months, the solid houses sold. The outlined ones expired or were canceled.
Priced right from day one: sold in a median 23 days. Needed price cuts: 55 days, and sold for 94.5% of the first price.
What waiting costs
| Property taxes | $169 |
| Homeowners insurance | $250 |
| Upkeep | $259 |
| Utilities | $250 |
| Your mortgage payment | if you have one |
| About | $929 + mortgage |
About $929 every month the home sits — plus your mortgage payment.
Listings that didn't sell stayed on the market a median of 83 days — roughly $2,553 in taxes, insurance, upkeep and utilities alone, and the home still didn't sell.
An example, not a quote: Onslow County rate 0.655 per $100 (NC Department of Revenue, 2025-26 county rates); town taxes add more inside town limits; insurance, upkeep (1% of value a year) and utilities are typical estimates.
When contracts fall apart
Contracts that fell apart
16%
245 of about 1,559 before closing
Those homes that later sold
76%
22% never sold
Sold vs. first ask after a fall-through
99.3%
vs. 100.0% on the first contract
Days to sell after a fall-through
59
vs. 24 on the first contract
The MLS doesn't record why a contract ends. In our experience the most common reasons are home inspection findings, appraisals that come in below the price, and buyer financing. How buyers paid on closed sales: conventional 12% · cash 7% · VA 71% · FHA 8%.
If you're selling
- Price it right from day one. Homes priced right sold in a median 23 days.
- Waiting costs you. Listings that needed price cuts took a median 55 days to sell, and they sold at a median 94.5% of first ask.
- Prepare before you list. Contracts fell apart on 16% of deals, about 1 in 6. After a fall-through, 75% later sold, but 22% never did.
If you're buying
- Room to negotiate: 42% of sales closed below the first asking price.
- Homes that sit: listings that never sold had a median 83 days on market.
- How others are paying: 71% of buyers used VA financing, 12% conventional, 8% FHA and 7% cash.
Did you know?
- The median sold price in ZIP 28546 was $310,245.
- Listings that never sold had a median 0.7% price cut and sat a median 83 days, versus 29 days for a typical sale.
- For a typical $310,245 home, the estimated carrying cost is about $929 a month before mortgage.
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For sellers
Listings that didn't sell
12%
down 2.2 pts from a year ago
184 expired or canceled vs 1,314 sold
Sold vs. first asking price
100.0%
about the same as a year ago
median sale price ÷ original list price
Sold below first asking
42%
share of homes that sold
Price cut on homes that didn't sell
0.7%
median — and they still didn't sell
For buyers
True days on market
29
up 4 days from a year ago
median for sold homes, counted from the first listing
Typical room below first ask
0.0%
how far under the original price homes sold
Didn't sell, then sold on a relist
20%
of listings that didn't sell the first time
Median sold price
$311K
up 8.4% from a year ago
1,314 homes sold
The last 24 months
18% latest month · Oct 26
41 latest month · Oct 26
99.9% latest month · Oct 26
By starting price
| First asking | Sold | Didn't sell | % didn't sell | True days | Sold vs. first ask |
|---|---|---|---|---|---|
| Under $300K | 577 | 83 | 13% | 18 | 100.0% |
| $300–400K | 603 | 78 | 12% | 46 | 100.0% |
| $400–500K | 119 | 16 | 12% | 41 | 100.0% |
| $500–750K | 14 | 7 | 33% | 57 | 100.0% |
| $750K–1M | 1 | 0 | 0% | 31 | 100.0% |
| $1M+ | 0 | 0 | — | — | — |
ZIP 28546 · Jacksonville housing market: quick answers
How long do homes take to sell in ZIP 28546 · Jacksonville?
Homes that sold in ZIP 28546 · Jacksonville over the last 12 months took a median of 29 days, counted from the day they were first listed (relists included). That's up 4 days from a year ago.
What do homes in ZIP 28546 · Jacksonville sell for compared to the asking price?
The median home in ZIP 28546 · Jacksonville sold for 100.0% of its first asking price in the last 12 months, and 42% of the homes that sold went for less than the original price. That's about the same as a year ago.
What percentage of homes listed in ZIP 28546 · Jacksonville don't sell?
12% of homes listed in ZIP 28546 · Jacksonville over the last 12 months expired or were canceled without selling — about 1 in 8 (184 didn't sell vs 1,314 sold). That's down 2.2 pts from a year ago. The homes that didn't sell had already cut their price a median 0.7%.
What is the median sold price in ZIP 28546 · Jacksonville?
The median sold price in ZIP 28546 · Jacksonville over the last 12 months was $310,990, across 1,314 homes sold. That's up 8.4% from a year ago.
What is my home worth in ZIP 28546 · Jacksonville?
The median home in ZIP 28546 · Jacksonville sold for $310,990 over the last 12 months (1,314 sales), up about 8.4% from $287,000 the prior 12 months. Your property's value depends on its size, condition, lot and street, and online estimates often disagree by a wide margin. Enter your address under "What's my home worth?" on the homepage to see what's for sale, under contract and sold around you, or call for a price built from the homes that actually compete with yours.
Are home prices in ZIP 28546 · Jacksonville going down?
No — not at the median. Homes in ZIP 28546 · Jacksonville sold for a median of $310,990 in the last 12 months, up about 8.4% from $287,000 the prior 12 months. More homes sold (1,314 vs 1,277), and the median time on the market went from 25 to 29 days. Prices move differently by neighborhood and price range, so check the band your home falls in below.
Where do these ZIP 28546 · Jacksonville housing market numbers come from?
Hive MLS listing and sales records for homes only (land excluded), covering the last 12 months and updated November 1, 2026. The figures refresh from the MLS every hour; "didn't sell" counts only expired and canceled listings. Compiled by Buddy Blake Team, Coldwell Banker Sea Coast Advantage.
Homes only (land excluded), last 12 months unless noted. "Didn't sell" = listings that expired or were canceled — withdrawn and on-hold listings are not counted (some owners stop for reasons that have nothing to do with the market); true days on market counts from the first listing, even when a home was relisted. Source: Hive MLS listing and sales records, updated November 1, 2026. Totals only — no individual listing is shown. Buddy Blake Team · Coldwell Banker Sea Coast Advantage · (910) 395‑1000