About this home
Experience waterfront coastal living in this beautifully maintained four-bedroom, three-bath Surf City home, where a deep-water canal, private boat slip, and backyard boat lift offer easy access to the Intracoastal Waterway--all just a short walk from Topsail's beautiful beach. The open living and dining areas create an inviting setting for gathering, complemented by a recently updated kitchen featuring leathered granite countertops, updated cabinetry, stainless steel appliances, and a generous island. Just off the kitchen, a light-filled sunroom offers a peaceful retreat or inspiring home office, with beautiful water views to enjoy from sunrise to sunset. A recently updated primary bath adds a fresh, refined touch. Outdoor living unfolds across multiple spaces designed for entertaining and unwinding. A deck connects the living room and sunroom to the coastal surroundings, inviting you to linger over morning coffee and watch the wildlife along the canal. Below, a covered patio with a bed swing, and hammock provides a relaxing escape, complemented by a spacious outdoor shower and separate paver patio. Expansive waterfront decking--including covered areas with fans, lighting, and wireless speakers--creates a welcoming setting for afternoons by the water. Cast a line from the dock, launch a paddleboard or kayak, or enjoy a swim, with a ladder providing convenient water access. For boating enthusiasts, the private boat slip features a Tide Tamer lift accommodating a boat up to 25 feet in length and weighing up to 10,000 pounds, complete with a GEM remote and limit switch. A recently added jet ski lift makes spontaneous outings even easier. Generous garage and driveway parking, dedicated storage, and a full bathroom at garage level add convenience. The garage also offers room for recreation and storage for for all your toys.
Facts
- Type
- Single Family Residence
- Year built
- 1999
- Lot
- 0.18 acres
- Waterfront
- Pier, Boat Lift, Bulkhead, Canal Front, Deeded Water Access, Deeded Water Rights, Deeded Waterfront, Water Depth 4+
- Garage
- 3 spaces
- Community
- Old Settlers Beach
- County
- Onslow
- Price per sq ft
- $718
- Stories
- 2
- Construction
- Vinyl Siding, Wood Frame
- Roof
- Metal
- Foundation
- Other, Pilings
- Water
- Public
- Property tax
- $11,571 / year (2026)
- Listed
- Oct 16, 2026
- MLS #
- 100610782
Features
Inside
- Walk-in Closet(s)
- High Ceilings
- Solid Surface
- Kitchen Island
- Ceiling Fan(s)
- Furnished
- Reverse Floor Plan
- Walk-in Shower
- Blinds/Shades
- Walk-In Closet(s)
- WiFi Thermostat
- Tile
- Electric Oven
- Built-In Microwave
- Refrigerator
- Dishwasher
Outside
- Outdoor Shower
- Irrigation System
- Gas Grill
- Thermal Doors
- Boat Slip
- Boat Dock
- Boat Lift
- Bulkhead
- Deeded Water Access
- Deeded Water Rights
- Deeded Waterfront
- Navigable Water
- Pier
- Water Depth 4+
- Canal
- ICW
Community
- None
Parking
- Garage Faces Front
- Attached
- Concrete
- Garage Door Opener
- On Site
- Paved
- Tandem
- Storage
Heating & cooling
- Heat Pump
- Electric
- Forced Air
- Zoned
- Ceiling Fan(s)
Directions to 7097 7th Street
Go over bridge. At traffic circle take exit for New River Drive. Turn left onto 7th Street. Home on the left on the canal.
Schools
- Elementary
- Coastal
- Middle
- Dixon
- High
- Dixon
As listed in the MLS (Onslow). School assignments can change — confirm with the district for this address.
Payment calculator
Enter the rate a lender quoted you and pick a down payment to see principal and interest for this home. Not sure what to use? See this week's national average at Freddie Mac ↗
Get your actual rate for this home — usually same day
Joey Milam, Alpha Mortgage Advantage · NMLS #117399 · You're free to choose any lender.
Recent sales like this in Old Settlers Beach
| Home | Sold | Bd / Ba | Sq ft | Price | $ / sq ft |
|---|---|---|---|---|---|
| 2016 N New River Drive, Surf City | Aug 18, 2026 | 4 / 2 | 1,598 | $640,000 | $401 |
| 4059 4th Street, Surf City | Jul 23, 2026 | 4 / 3 | 1,632 | $1,200,000 | $735 |
| 6114 6th Street, Surf City | May 14, 2026 | 3 / 2 | 1,660 | $838,500 | $505 |
| 1915 N Shore Drive, Surf City | Feb 25, 2026 | 3 / 2 | 1,315 | $900,000 | $684 |
Similar size and type, sold in the last 12 months. From Hive MLS records; deemed reliable, not guaranteed.
Buying in Surf City? Local guides
- Military Relocation to Wilmington & Southeastern NCPCSing to Camp Lejeune, New River or Coast Guard Wilmington? Compare commutes, base housing, temporary lodging, schools, BAH and VA loan basics.
- Before You List on the NC Coast: Inspect, Repair or Sell As-Is?What to do before listing a home in Wilmington and the southeastern NC coast: a pre-market inspection, what to fix, credit or disclose, roof/HVAC/insurance questions coastal buyers ask, photos, pricing and offers.
- How Much Are Property Taxes in Wilmington and the NC Coast? (2026-27)County and town property tax rates for New Hanover, Brunswick, Pender, Onslow and Duplin, what they cost on a $400,000 home, the 2027 revaluations to plan for, and tax relief you may qualify for.
Our take on 7097 7th Street
Written by the Buddy Blake Team from the listing photos and MLS data. Not part of the MLS listing or the listing broker's description.
This two-story property in Surf City sits on a 0.18-acre canal-front lot in the Old Settlers Beach community. Built in 1999, it offers 1,740 square feet with three bedrooms and three bathrooms. High ceilings, tile flooring, and a kitchen island with solid surface counters shape the interior, and it has a reverse floor plan. Walk-in closets and a walk-in shower are included, and zoned heat pump heating and cooling with ceiling fans serve the living spaces.
The waterfront is the defining feature. Deeded waterfront and water access come with a pier, boat lift, and bulkhead, and the lot lists a boat slip and dock with water depth of four feet or more. Views extend across the canal, the Intracoastal Waterway, and the ocean. Outdoors, the property has an outdoor shower, a gas grill, and an irrigation system. The attached three-car garage includes tandem spaces and a paved concrete drive, and the property is connected to public utilities.
Explore the area
Popular searches in Surf City
- One-story homes in Surf City (13)
- Homes with the primary bedroom on the main floor in Surf City (42)
- Waterfront homes in Surf City (39)
- New homes & new construction in Surf City (18)
- Homes with a recent price cut in Surf City (21)
- Homes with no HOA in Surf City (53)
- Townhomes in Surf City (27)
- Condos in Surf City (6)
- Land and lots in Surf City (17)
- Luxury homes ($1M+) in Surf City (28)
About 7097 7th Street
7097 7th Street is a 3-bedroom, 3-bath home of about 1,740 square feet, built in 1999 in Old Settlers Beach, Surf City, Onslow County, NC 28445.
14 other homes are for sale in Old Settlers Beach right now (median asking $964,000); 20 homes sold there in the last 12 months at a median of $819,250, typically in about 62 days.
Across ZIP 28445, 310 3-bedroom homes sold in the past year at a median of $361,500.
It has been on the market for 5 days.
Area figures are broad context from the MLS, not a valuation — they don't adjust for waterfront, condition, lot, views or updates. Ask us for a true comparison.
Old Settlers Beach neighborhood guideHomes for sale in Surf CityOnslow County homesWaterfront homes in Surf City
Buying 7097 7th Street
- See it in person. Pick a time and we'll call to confirm — often same day.
- Practice your offer. Try our new Offer Simulator: see how a seller might answer, go back and forth, and learn how offers work in NC. No risk, no sign-up.
- Have a home to sell first? Our guaranteed sale lets you buy with a firm plan for your current home. How it works
Own a home near 7097 7th Street? See what it's worth — a home value report built from real sales in Old Settlers Beach.
What's my home worth? →Questions about 7097 7th Street
How much is 7097 7th Street?
7097 7th Street is listed at $1,250,000 (about $718 per square foot) as of October 20, 2026. Status: for sale.
How many bedrooms and bathrooms does 7097 7th Street have?
3 bedrooms and 3 bathrooms, with about 1,740 square feet.
What neighborhood is 7097 7th Street in?
Old Settlers Beach, in Surf City, Onslow County, North Carolina.
How long has 7097 7th Street been on the market?
5 days. Homes in Old Settlers Beach sold after a median of 62 days over the past year.
What have homes sold for in Old Settlers Beach?
20 homes sold in Old Settlers Beach in the last 12 months, at a median price of $819,250.
Is 7097 7th Street waterfront?
Yes — the MLS lists it as a waterfront property.
When was 7097 7th Street built?
1999.
Who is the listing broker for 7097 7th Street?
SERHANT (MLS #100610782). The Buddy Blake Team can show it to you and answer questions.
Can I tour 7097 7th Street?
Yes. Tap “Schedule a tour,” pick a time, and we'll call to confirm — or call or text (910) 395-1000.