Waterfront homes for sale in Surf City, NC

Homes the MLS lists as waterfront — ocean, sound, river, creek and lake.

40

For sale now

3 new this week

$922,000

Middle asking price

$520/sq ft

$985,000

Middle sale price

63 sold, last 12 mo

96.9%

Of first asking price

what sellers received

64

Days on market

typical, last 12 mo

Stop anytime.

This page lists the waterfront homes for sale in Surf City, NC from Hive MLS listings, updated every few minutes, with the last 12 months of sales behind the prices — kept by the Buddy Blake Team.

As of November 12, 2026, there are 40 waterfront homes for sale in Surf City, NC, with a middle asking price of $922,000 (from $374,500 to $4,200,000). 3 came on the market in the last week. Another 2 are under contract.

In the 12 months through November 12, 2026, 63 sold at a middle price of $985,000, typically for 96.9% of the first asking price after about 64 days on the market.

The most choices right now are in Old Settlers Beach, Del Mar Beach, Surf City #.

Waterfront homes for sale in Surf City

Page 2 of 2 · 40 for sale · newest first
1023 1st Street, Surf City, NC 28445

Price cut from $1.06M

$1,049,000

3 bd · 3 ba · 1,440 sq ft

0.15 ac

0.2 mi from a public beach access

1023 1st Street, Surf City, NC 28445

Hive MLSListed by REAL Broker LLC

1041 1st Street, Surf City, NC 28445

$959,000

3 bd · 2 ba · 2,288 sq ft

0.15 ac

0.3 mi from a public beach access

1041 1st Street, Surf City, NC 28445

Hive MLSListed by Ward Realty Corp

1001 S Topsail Drive, Surf City, NC 28445

$829,000

4 bd · 4 ba · 1,736 sq ft

0.14 ac · 2-car garage

0.1 mi from a public beach access

1001 S Topsail Drive, Surf City, NC 28445

Hive MLSListed by Chosen Realty of NC

105 A Bay Drive, Surf City, NC 28445

$725,000

3 bd · 3 ba · 1,838 sq ft

0.2 mi from a public beach access

105 A Bay Drive, Surf City, NC 28445

Hive MLSListed by Landmark Sotheby's International Realty

608 S Shore Drive, Surf City, NC 28445

$1,499,000

4 bd · 4 ba · 1,408 sq ft

0.11 ac

Under 0.1 mi from a public beach access

608 S Shore Drive, Surf City, NC 28445

Hive MLSListed by Teresa Batts Real Estate, LLC

321 N New River Drive, Surf City, NC 28445

$1,299,000

6 bd · 5 ba · 2,262 sq ft

0.17 ac

0.2 mi from a public beach access

321 N New River Drive, Surf City, NC 28445

Hive MLSListed by Wit Realty LLC

10 West Ridge, Surf City, NC 28445

$2,295,000

5 bd · 5 ba · 4,204 sq ft

0.79 ac · 2-car garage

0.2 mi from a public beach access

10 West Ridge, Surf City, NC 28445

Hive MLSListed by Teresa Batts Real Estate, LLC

813 N New River Drive B, Surf City, NC 28445

$775,000

3 bd · 3 ba · 2,171 sq ft

$142/mo HOA

0.2 mi from a public beach access

813 N New River Drive B, Surf City, NC 28445

Hive MLSListed by Coldwell Banker Sea Coast Advantage-Hampstead

9105 W 9th Street, Surf City, NC 28445

Price cut from $769K

$749,000

3 bd · 2 ba · 1,365 sq ft

0.27 ac

0.6 mi from a public beach access

9105 W 9th Street, Surf City, NC 28445

Hive MLSListed by Coastal Realty Associates LLC

113 Anchor Drive A, Surf City, NC 28445

$759,900

5 bd · 4 ba · 1,767 sq ft

$110/mo HOA

0.2 mi from a public beach access

113 Anchor Drive A, Surf City, NC 28445

Hive MLSListed by The Oceanaire Realty

9055 W 9th Street, Surf City, NC 28445

$815,000

3 bd · 2 ba · 1,404 sq ft

0.27 ac

0.4 mi from a public beach access

9055 W 9th Street, Surf City, NC 28445

Hive MLSListed by Coldwell Banker Sea Coast Advantage-Hampstead

825 S Topsail Drive, Surf City, NC 28445

$2,449,000

6 bd · 7 ba · 3,959 sq ft

0.23 ac · 4-car garage

0.2 mi from a public beach access

825 S Topsail Drive, Surf City, NC 28445

Hive MLSListed by Intracoastal Realty Corporation

106 Egret Landing Court A, Surf City, NC 28445

$624,900

3 bd · 3 ba · 1,926 sq ft

$104/mo HOA

0.2 mi from a public beach access

106 Egret Landing Court A, Surf City, NC 28445

Hive MLSListed by SeaShore Realty Group, Inc.

717 N New River Drive B, Surf City, NC 28445

New · ready now

$950,000

4 bd · 5 ba · 2,172 sq ft

$100/mo HOA

0.2 mi from a public beach access

717 N New River Drive B, Surf City, NC 28445

Hive MLSListed by Better Homes and Gardens Real Estate Treasure

444 Little Kinston Road, Surf City, NC 28455

$930,000

4 bd · 4 ba · 2,632 sq ft

0.18 ac

0.9 mi from a public beach access

444 Little Kinston Road, Surf City, NC 28455

Hive MLSListed by Coastal Carolina Real Estate

204 N Boca Bay Lane B, Surf City, NC 28445

$869,000

4 bd · 4 ba · 2,584 sq ft

0.17 ac · $145/mo HOA

0.3 mi from a public beach access

204 N Boca Bay Lane B, Surf City, NC 28445

Hive MLSListed by Coastal Realty Associates LLC

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Asking prices in Surf City

  • Under $300K0
  • $300K–$500K2
  • $500K–$750K7
  • $750K–$1M15
  • $1M+16

Communities in Surf City with waterfront homes for sale

Waterfront in nearby towns

North Topsail Beach159 for saleSneads Ferry22 for saleHampstead31 for saleTopsail Beach6 for sale

Questions about waterfront homes in Surf City, answered

How many waterfront homes are for sale in Surf City, NC?

As of November 12, 2026, there are 40 waterfront homes for sale in Surf City, NC, with a middle asking price of $922,000 (from $374,500 to $4,200,000). 3 came on the market in the last week. Another 2 are under contract.

What do waterfront homes cost in Surf City, NC?

As of November 12, 2026, the middle asking price is $922,000, about $520 per square foot for a typical 1,803 sq ft. $300K–$500K: 2; $500K–$750K: 7; $750K–$1M: 15; $1M+: 16.

What did waterfront homes sell for in Surf City, NC last year?

In the 12 months through November 12, 2026, 63 sold at a middle price of $985,000, typically for 96.9% of the first asking price after about 64 days on the market.

How fast do waterfront homes sell in Surf City, NC?

In the 12 months through November 12, 2026 they typically sold in about 64 days, at 96.9% of the first asking price.

Which communities in Surf City, NC have the most waterfront homes for sale?

As of November 12, 2026, Old Settlers Beach (9), Del Mar Beach (3), Surf City # (3), Topsail Cove (3), Sears Landing (2), Serenity Bay (2).

How do I estimate a monthly payment on a home in Surf City, NC?

A mortgage payment has two parts: principal and interest, which depend on the price, your down payment and the rate a lender offers you; and the costs on top — property taxes, homeowners insurance (and flood insurance near the water), HOA dues where there's an association, and mortgage insurance if you put less than 20% down. Each home's page has a calculator that uses the rate you've been quoted and that home's own taxes and HOA dues from the listing. For your actual rate and Annual Percentage Rate (APR), ask a licensed lender — we can introduce you to Joey Milam at Alpha Mortgage Advantage, or you're free to choose any lender.

Explore more

Waterfront across all 5 countiesWaterfront in Pender CountyCommunities in Surf CitySingle-familyOne-storyPrimary on mainOpen housesNew this weekPrice reduced

Figures are computed live from MLS listing data for Surf City, NC, waterfront only. Middle = median. Listing data is deemed reliable but not guaranteed.