$335,000

3 bd · 2 ba · 1,050 sq ft

103 Cleat Drive Surf City, NC 28445 · Waterside

Listed today (Nov 11, 2026) · Status checked with the MLS Nov 11, 7:20 AM

Market checkSimilar homes in Waterside sold for a median 97.6% of first asking price in 24 days (41 sales, last 12 months) See recent sales ↓

Hive MLSListed by Summy Rucker Real Estate LLC

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3D tour

About this home

1-MILE to Surf City Bridge, leading to TOPSAIL ISLAND BEACHES, this turn-key BEACH-HOME comes FURNISHED, boasts all first-floor living, SPLIT-FLOORPLAN w/ private master suite and STEP-IN SHOWER, upgraded quartz counters in kitchen, custom built-ins by CALIFORNIA CLOSETS in pantry and all closets, and fenced backyard with wooded backdrop! Nestled in the coveted Waterside at Surf City, many residents walk/run/bike to the island and next-door shopping, dining, drinks and entertainment! Located in the Surf City/Topsail School District, with unmatched neighborhood amenities like, SWIMMING POOL, Pickle Ball, Sand Volleyball, Basketball, Walking Trails, Cabana, Fitness Center, Playground, Sidewalks and more!

Facts

Type
Single Family Residence
Year built
2023
Lot
0.14 acres
HOA
$960 / annually
Community
Waterside
County
Pender
Price per sq ft
$319
Stories
1
Construction
Vinyl Siding, Wood Frame
Roof
Shingle
Foundation
Slab
Listed
Nov 11, 2026
MLS #
100615638

Features

Inside

  • Master Downstairs
  • Walk-in Closet(s)
  • Kitchen Island
  • Ceiling Fan(s)
  • Furnished
  • Pantry
  • Walk-in Shower
  • Built-in Features
  • Walk-In Closet(s)
  • LVT/LVP
  • Carpet
  • Built-In Microwave
  • Washer
  • Refrigerator
  • Dryer
  • Disposal

Outside

  • None

Community

  • Basketball Court
  • Cabana
  • Clubhouse
  • Community Pool
  • Fitness Center
  • Maintenance Common Areas
  • Maintenance Roads
  • Management
  • Pickleball
  • Playground
  • Sidewalks
  • Street Lights
  • Tennis Court(s)
  • Trail(s)

Parking

  • Concrete

Heating & cooling

  • Electric
  • Heat Pump
  • Central Air

Directions to 103 Cleat Drive

From Hwy 17, turn onto Hwy 50 toward Surf City/Topsail Island, follow Hwy 50 past Publix, Wal-Mart and Food Lion, Left at light into Waterside entrance onto Edgewater Way, in 1/2-mile Right onto Cleat Dr, Home on Right!

Schools

Elementary
Surf City
Middle
Surf City
High
Topsail

As listed in the MLS. School assignments can change — confirm with the district for this address.

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Recent sales like this in Waterside

HomeSoldBd / BaSq ftPrice$ / sq ft
303 Azimuth Drive, Surf CityOct 16, 20263 / 21,047$320,000$306
1014 Course Lane, Surf CitySep 25, 20263 / 21,209$383,000$317
1021 Course Lane, Surf CityAug 17, 20263 / 21,202$389,900$324
Waterside, Surf CityJul 21, 20263 / 21,244$395,000$318

Similar size and type, sold in the last 12 months. From Hive MLS records; deemed reliable, not guaranteed.

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Buying in Surf City? Local guides

Our take on 103 Cleat Drive

Written by the Buddy Blake Team from the listing photos and MLS data. Not part of the MLS listing or the listing broker's description.

This one-story single-family property was built in 2023 and offers 1,050 square feet across three bedrooms and two bathrooms. The primary suite is on the main level and includes a walk-in closet and walk-in shower. The kitchen has an island and a pantry, and the listed appliances include an electric range, built-in microwave, dishwasher, refrigerator, and washer and dryer. Flooring is a mix of LVT/LVP and carpet, and the property is heated and cooled by a heat pump with central air.

The lot is 0.14 acres, and parking is on a concrete surface. The property is in the Waterside community in Surf City, which lists a clubhouse, community pool, cabana, fitness center, tennis and pickleball courts, a basketball court, a playground, and walking trails among its amenities. The HOA fee is listed at 960 dollars annually, and the listed community services include common area and road maintenance, management, sidewalks, and street lights.

Explore the area

About 103 Cleat Drive

103 Cleat Drive is a 3-bedroom, 2-bath home of about 1,050 square feet, built in 2023 in Waterside, Surf City, Pender County, NC 28445.

At $335,000, it's 56% below the median asking price ($756,000) of the 28 other 3-bedroom listings for sale in Surf City today.

That's about $319 per square foot, compared with a Surf City median asking price of $464 per square foot.

2 other homes are for sale in Waterside right now (median asking $469,900); 80 homes sold there in the last 12 months at a median of $381,500, typically in about 75 days.

Across ZIP 28445, 306 3-bedroom homes sold in the past year at a median of $365,000.

It just came on the market.

Area figures are broad context from the MLS, not a valuation — they don't adjust for condition, lot, views or updates. Ask us for a true comparison.

Buying 103 Cleat Drive

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Questions about 103 Cleat Drive

How much is 103 Cleat Drive?

103 Cleat Drive is listed at $335,000 (about $319 per square foot) as of November 11, 2026. Status: for sale.

How many bedrooms and bathrooms does 103 Cleat Drive have?

3 bedrooms and 2 bathrooms, with about 1,050 square feet.

What neighborhood is 103 Cleat Drive in?

Waterside, in Surf City, Pender County, North Carolina.

How long has 103 Cleat Drive been on the market?

It just listed.

What have homes sold for in Waterside?

80 homes sold in Waterside in the last 12 months, at a median price of $381,500.

Does 103 Cleat Drive have an HOA fee?

Yes: $960 (annually), per the MLS.

When was 103 Cleat Drive built?

2023.

Who is the listing broker for 103 Cleat Drive?

Summy Rucker Real Estate LLC (MLS #100615638). The Buddy Blake Team can show it to you and answer questions.

Can I tour 103 Cleat Drive?

Yes. Tap “Schedule a tour,” pick a time, and we'll call to confirm — or call or text (910) 395-1000.

Listing provided by Summy Rucker Real Estate LLC via Hive MLS.