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About this home
Nestled within graceful live oak trees, this home provides a relaxed coastal hideaway feel, then takes your breath away with panoramic, unobstructed views of the sound, marsh, and ICW. Every hour brings a new backdrop across the water, from soft sunrise hues to exceptional glowing sunset reflections. Two levels of outdoor spaces create multiple areas for year-round enjoyment, including a covered wrap around deck, sunny upper deck, and a large, screened porch that feels like an outdoor living room. Coastal breezes, sunshine, and shade are always within reach, and the extensive outdoor areas make the home feel remarkably spacious for relaxing or gathering. This house is in a prime location just about a mile from downtown Surf City and the big bridge so you can walk, bike, or ride on the nearby quiet beach road to restaurants, shopping, and entertainment. Inside, the home is bright, open, and designed to bring the outdoors in, with a thoughtfully decorated coastal interior that feels warm and inviting. Natural light pours through three sliding doors in the living room, framing the sound like a moving piece of art. Ocean views from the open floorplan, kitchen and screened porch create a rare dual-view experience. Recent upgrades include new sliding doors and exterior paint in 2025, new roof and floors in 2019, a new kitchen window in 2025, and a new front door in 2026. Bathrooms were remodeled in 2020. The kitchen features granite countertops and newer appliances. Three bedrooms provide comfortable sleeping spaces, with two including full private bathrooms while the third has easy access to a half bath. Set back from the main road, the home feels private and peaceful, with a backyard surrounded by trees and ample parking in the carport and driveway. The backyard offers a comfortable outdoor area for relaxing, play, or pets. The large outdoor shower and covered main entrance add to the coastal lifestyle. Beach access (in Horse Hammock Beach area) is quick and easy via the alley directly across the street leading to South Shore Drive. With no public parking lot at this access, the beach stays quieter and more relaxed. This home also offers a strong rental history, making it an excellent opportunity for both personal use and investment. Turn-key and sold fully furnished with a one-year home warranty that buyer can extend as desired.
Facts
- Type
- Single Family Residence
- Year built
- 1993
- Lot
- 0.77 acres
- Waterfront
- Deeded Waterfront, Salt Marsh, Sound Side
- Community
- Horse Hammock Beach
- County
- Pender
- Price per sq ft
- $628
- Stories
- 3
- Construction
- Wood Siding, Wood Frame
- Roof
- Architectural Shingle
- Foundation
- Other, Pilings
- Water
- Public
- Property tax
- $3,994 / year (2025)
- Listed
- Oct 6, 2026
- MLS #
- 100608510
Features
Inside
- Master Downstairs
- Solid Surface
- Bookcases
- Ceiling Fan(s)
- Furnished
- Reverse Floor Plan
- Blinds/Shades
- LVT/LVP
- Tile
- Built-In Microwave
- Washer
- Refrigerator
- Dryer
- Dishwasher
- Electric Range
Outside
- Shutters - Board/Hurricane
- Outdoor Shower
- Deeded Waterfront
- Salt Marsh
- Sound Side
- ICW
- Marsh
- Sound
- Water
Community
- None
Parking
- Concrete
- Parking Pad
- Underhouse
Heating & cooling
- Electric
- Heat Pump
- Central Air
Directions to 1143 S Topsail Drive
Take NC-50/NC-210 across the Surf City Bridge onto Topsail Island. Turn right onto S Topsail Drive. Continue south; property will be on the right.
Schools
- Elementary
- Surf City
- Middle
- Surf City
- High
- Topsail
As listed in the MLS. School assignments can change — confirm with the district for this address.
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Recent sales like this nearby
| Home | Sold | Bd / Ba | Sq ft | Price | $ / sq ft |
|---|---|---|---|---|---|
| 1122 S Topsail Drive, Surf City | Sep 29, 2026 | 3 / 2 | 1,260 | $672,000 | $533 |
| 1027 S Shore Drive, Surf City | Apr 21, 2026 | 6 / 3 | 1,046 | $648,000 | $620 |
| 819 S Topsail Drive, Surf City | May 21, 2026 | 3 / 3 | 1,315 | $618,000 | $470 |
| 105 High Point Avenue A & B, Surf City | Oct 23, 2026 | 2 / 2 | 1,049 | $816,000 | $778 |
Similar size and type, sold in the last 6 months. From Hive MLS records; deemed reliable, not guaranteed.
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Buying in Surf City? Local guides
- Military Relocation to Wilmington & Southeastern NCPCSing to Camp Lejeune, New River or Coast Guard Wilmington? Compare commutes, base housing, temporary lodging, schools, BAH and VA loan basics.
- Builder Incentives on New Homes near Wilmington, NCWhich Wilmington-area builders are offering closing-cost help, rate buydowns and upgrade credits right now, where they are, and what to ask before you count on one.
- Before You List on the NC Coast: Inspect, Repair or Sell As-Is?What to do before listing a home in Wilmington and the southeastern NC coast: a pre-market inspection, what to fix, credit or disclose, roof/HVAC/insurance questions coastal buyers ask, photos, pricing and offers.
Our take on 1143 S Topsail Drive
Written by the Buddy Blake Team from the listing photos and MLS data. Not part of the MLS listing or the listing broker's description.
This three-story single family property in Horse Hammock Beach, in Surf City, has three bedrooms and three bathrooms across 1,234 square feet, built in 1993. The layout follows a reverse floor plan with the master bedroom on the lower level. Solid surface finishes, bookcases, ceiling fans, and blinds or shades add to the interior, and the property is offered furnished. The kitchen includes an electric range, dishwasher, refrigerator, and built-in microwave, and a washer and dryer are included. Heating and cooling come from a heat pump with central air.
The lot covers 0.77 acres and includes deeded waterfront on the sound side, with salt marsh frontage and views of the Intracoastal Waterway, the marsh, the sound, and open water. Outdoor features include an outdoor shower and board or hurricane shutters. Parking is available on a concrete pad, a parking pad, and underhouse space. Public utilities serve the property, and there is no pool.
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About 1143 S Topsail Drive
1143 S Topsail Drive is a 3-bedroom, 3-bath home of about 1,234 square feet, built in 1993, on 0.77 acres in Horse Hammock Beach, Surf City, Pender County, NC 28445.
3 homes sold there in the last 12 months at a median of $672,000, typically in about 155 days.
Across ZIP 28445, 311 3-bedroom homes sold in the past year at a median of $365,000.
Area figures are broad context from the MLS, not a valuation — they don't adjust for waterfront, condition, lot, views or updates. Ask us for a true comparison.
Horse Hammock Beach neighborhood guideHomes for sale in Surf CityPender County homesWaterfront homes in Surf City
Buying 1143 S Topsail Drive
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What's my home worth? →Questions about 1143 S Topsail Drive
How much is 1143 S Topsail Drive?
1143 S Topsail Drive is under contract. Its last asking price was $775,000.
How many bedrooms and bathrooms does 1143 S Topsail Drive have?
3 bedrooms and 3 bathrooms, with about 1,234 square feet.
What neighborhood is 1143 S Topsail Drive in?
Horse Hammock Beach, in Surf City, Pender County, North Carolina.
What have homes sold for in Horse Hammock Beach?
3 homes sold in Horse Hammock Beach in the last 12 months, at a median price of $672,000.
Is 1143 S Topsail Drive waterfront?
Yes — the MLS lists it as a waterfront property.
When was 1143 S Topsail Drive built?
1993.
Who is the listing broker for 1143 S Topsail Drive?
Ocean Life Realty (MLS #100608510).
Can I tour 1143 S Topsail Drive?
Yes. Tap “Schedule a tour,” pick a time, and we'll call to confirm — or call or text (910) 395-1000.