$849,000

4 bd · 3 ba · 1,810 sq ft

1125 S Topsail Drive Surf City, NC 28445 · Horse Hammock

Listed 222 days ago (Apr 3, 2026) · Status checked with the MLS Nov 11, 7:20 PM

Market checkSimilar homes in Surf City near this price sold for a median 94.8% of first asking price in 67 days (27 sales, last 6 months) See recent sales ↓

Hive MLSListed by Team Anderson Realty

Track this home: get an email if its price drops or it goes under contract.

Email me if this home's price drops or it goes under contract, plus new listings like it. Stop anytime.

Thinking of selling yours first? See what it's worth →

Virtual tour

About this home

Fully furnished third row elevated coastal living in the heart of Surf City on Topsail Island, where luxury meets saltwater charm. Perfectly positioned in the center of the island, this stunning retreat offers effortless access to both ends of Topsail, while sitting just one mile from the mainland bridge for ultimate convenience. Wake up to serene sound views and unwind in the evening with glimpses of the Atlantic Ocean. This home truly captures the best of both worlds. Designed for both relaxation and entertaining, the property features a private saltwater in-ground pool, outdoor shower, and fully fenced backyard, creating your own secluded oasis just steps from beach access. Inside, you will find four spacious bedrooms, each with private balcony access, and three full bathrooms, providing comfort and privacy for family and guests alike. The interior showcases newly installed hardwood-style LVP flooring, a beautifully updated kitchen with modern finishes, and an open, airy main living space filled with natural light. A soft coastal palette inspired by sea glass and driftwood creates a calming, sophisticated ambiance throughout. Enjoy the charm of Surf City with its boutique shops, local eateries, and relaxed coastal lifestyle, all with no HOA dues. Whether you are seeking a primary residence, a luxurious vacation getaway, or a strong short term rental investment, this home checks every box. Fully furnished third row elevated coastal living in the heart of Surf City on Topsail Island, where luxury meets saltwater charm. Perfectly positioned in the center of the island, this stunning retreat offers effortless access to both ends of Topsail, while sitting just one mile from the mainland bridge for ultimate convenience. Wake up to serene sound views and unwind in the evening with glimpses of the Atlantic Ocean. This home truly captures the best of both worlds. Designed for both relaxation and entertaining, the property features a private saltwater in-ground pool, outdoor shower, and fully fenced backyard, creating your own secluded oasis just steps from beach access. Inside, you will find four spacious bedrooms, each with private balcony access, and three full bathrooms, providing comfort and privacy for family and guests alike. The interior showcases newly installed hardwood-style LVP flooring, a beautifully updated kitchen with modern finishes, and an open, airy main living space filled with natural light. A soft coastal palette inspired by sea glass and driftwood creates a calming, sophisticated ambiance throughout. Enjoy the charm of Surf City with its boutique shops, local eateries, and relaxed coastal lifestyle, all with no HOA dues. Whether you are seeking a primary residence, a luxurious vacation getaway, or a strong short term rental investment, this home checks every box.

Facts

Type
Single Family Residence
Year built
2003
Lot
0.14 acres
Waterfront
Sound Side
Community
Horse Hammock
County
Pender
Price per sq ft
$469
Stories
3
Construction
Shake Siding, Vinyl Siding, Wood Frame
Roof
Architectural Shingle
Foundation
Other, Pilings
Water
Public
Property tax
$4,865 / year (2025)
Listed
Apr 3, 2026
MLS #
100564791

Features

Inside

  • Walk-in Closet(s)
  • Vaulted Ceiling(s)
  • High Ceilings
  • Entrance Foyer
  • Solid Surface
  • Kitchen Island
  • Ceiling Fan(s)
  • Furnished
  • Reverse Floor Plan
  • Blinds/Shades
  • Eat-in Kitchen
  • Walk-In Closet(s)
  • LVT/LVP
  • Carpet
  • Tile
  • Built-In Microwave

Outside

  • Outdoor Shower
  • Open Lot
  • Sound Side
  • Landscaped
  • Ocean
  • Sound
  • Water

Community

  • None

Parking

  • Covered
  • Additional Parking
  • Concrete
  • On Site
  • Underhouse

Heating & cooling

  • Heat Pump
  • Electric
  • Central Air
  • Ceiling Fan(s)

Directions to 1125 S Topsail Drive

From NC-210/NC-50/Surf City Bridge, cross bridge, Keep right to continue toward S. Topsail Dr., Merge onto S. Topsail Dr., Home will be on the right. Welcome!

Schools

Elementary
Surf City
Middle
Surf City
High
Topsail

As listed in the MLS. School assignments can change — confirm with the district for this address.

Payment calculator

Enter the rate a lender quoted you and pick a down payment to see principal and interest for this home. Not sure what to use? See this week's national average at Freddie Mac ↗

Get your actual rate for this home — usually same day

📱 Text Joey

Joey Milam, Alpha Mortgage Advantage · NMLS #117399 · You're free to choose any lender.

Recent sales like this nearby

HomeSoldBd / BaSq ftPrice$ / sq ft
1131 S Shore Drive, Surf CityApr 7, 20264 / 31,800$1,065,000$592
1105 S Shore Drive, Surf CityJun 23, 20263 / 21,629$855,000$525
104 Sunset Court, Surf CitySep 1, 20264 / 41,943$790,000$407
304 Oceanaire Lane, Surf CityAug 24, 20264 / 42,044$915,000$448

Similar size and type, sold in the last 6 months. From Hive MLS records; deemed reliable, not guaranteed.

Own a home in Surf City?

Get an email when homes here sell, with what they sold for — and see what yours is worth.

What's my home worth? →

Buying in Surf City? Local guides

Explore the area

About 1125 S Topsail Drive

1125 S Topsail Drive is a 4-bedroom, 3-bath home of about 1,810 square feet, built in 2003 in Horse Hammock, Surf City, Pender County, NC 28445.

At $849,000, it's 6% below the median asking price ($900,000) of the 28 other 4-bedroom listings for sale in Surf City today.

That's about $469 per square foot, compared with a Surf City median asking price of $463 per square foot.

1 other home is for sale in Horse Hammock right now (median asking $690,000); 3 homes sold there in the last 12 months at a median of $995,000, typically in about 64 days.

Across ZIP 28445, 183 4-bedroom homes sold in the past year at a median of $645,000.

It has been on the market for 223 days.

Area figures are broad context from the MLS, not a valuation — they don't adjust for condition, lot, views or updates. Ask us for a true comparison.

Buying 1125 S Topsail Drive

  1. See it in person. Pick a time and we'll call to confirm — often same day.
  2. See the cost of waiting. What waiting could cost you on this home, and what it could look like 10 years from now, using today's national rate and 20 years of home price history.
  3. Have a home to sell first? Our guaranteed sale lets you buy with a firm plan for your current home. How it works

Own a home near 1125 S Topsail Drive? See what it's worth — a home value report built from real sales in Horse Hammock.

What's my home worth? →

Questions about 1125 S Topsail Drive

How much is 1125 S Topsail Drive?

1125 S Topsail Drive is listed at $849,000 (about $469 per square foot) as of November 11, 2026. Status: for sale.

How many bedrooms and bathrooms does 1125 S Topsail Drive have?

4 bedrooms and 3 bathrooms, with about 1,810 square feet.

What neighborhood is 1125 S Topsail Drive in?

Horse Hammock, in Surf City, Pender County, North Carolina.

How long has 1125 S Topsail Drive been on the market?

223 days. Homes in Horse Hammock sold after a median of 64 days over the past year.

What have homes sold for in Horse Hammock?

3 homes sold in Horse Hammock in the last 12 months, at a median price of $995,000.

When was 1125 S Topsail Drive built?

2003.

Who is the listing broker for 1125 S Topsail Drive?

Team Anderson Realty (MLS #100564791). The Buddy Blake Team can show it to you and answer questions.

Can I tour 1125 S Topsail Drive?

Yes. Tap “Schedule a tour,” pick a time, and we'll call to confirm — or call or text (910) 395-1000.

Listing provided by Team Anderson Realty via Hive MLS.