$700,000

3 bd · 2 ba · 1,302 sq ft

1123 S Topsail Drive Surf City, NC 28445 · Horse Hammock

Listed 25 days ago (Oct 8, 2026) · Status checked with the MLS Nov 2, 2:49 PM

Market checkSimilar homes in Surf City near this price sold for a median 97.2% of first asking price in 37 days (28 sales, last 6 months) See recent sales ↓

Hive MLSListed by Keller Williams Innovate-Wilmington

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About this home

Coastal living, vacation getaway, and investment opportunity all in one! This fully furnished 3-bedroom, 2-bath beach home is ideally located just 1 mile from the Surf City Bridge and within walking distance of Public Beach Access 24. The open first-floor layout features a convenient first-floor primary bedroom, durable LVP flooring, and fresh interior paint throughout. Enjoy the coastal lifestyle from both the front and back decks, perfect for relaxing in the ocean breeze. Numerous updates provide added peace of mind, including new support joists, new siding, new windows, new decks, and a new hot water heater, plus a newer roof and HVAC system serviced annually. Minutes from Surf City restaurants, entertainment, and a public park with dock access. Offered fully furnished, this property is ready to enjoy as a primary residence, second home, beach getaway, or potential rental investment. Bring your beach gear and start enjoying the coast!

Facts

Type
Single Family Residence
Year built
1984
Lot
0.14 acres
Waterfront
Deeded Waterfront, Salt Marsh, Sound Side
Community
Horse Hammock
County
Pender
Price per sq ft
$538
Stories
2
Construction
Vinyl Siding, Wood Frame
Roof
Shingle
Foundation
Other, Pilings
Water
Public
Property tax
$3,640 / year (2025)
Listed
Oct 8, 2026
MLS #
100608987

Features

Inside

  • Ceiling Fan(s)
  • Blinds/Shades
  • LVT/LVP

Outside

  • Deeded Waterfront
  • Salt Marsh
  • Sound Side
  • Water

Parking

  • On Site

Heating & cooling

  • Electric
  • Heat Pump
  • Central Air

Directions to 1123 S Topsail Drive

Hwy 17 N, Right on Hwy 210 E, Right on Hwy 50/210 E, cross draw bridge, right at light @3/4 miles on Left

Schools

Elementary
North Topsail
Middle
Topsail
High
Topsail

As listed in the MLS. School assignments can change — confirm with the district for this address.

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Recent sales like this nearby

HomeSoldBd / BaSq ftPrice$ / sq ft
1122 S Topsail Drive, Surf CitySep 29, 20263 / 21,260$672,000$533
819 S Topsail Drive, Surf CityMay 21, 20263 / 31,315$618,000$470
105 High Point Avenue A & B, Surf CityOct 23, 20262 / 21,049$816,000$778

Similar size and type, sold in the last 6 months. From Hive MLS records; deemed reliable, not guaranteed.

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Buying in Surf City? Local guides

Our take on 1123 S Topsail Drive

Written by the Buddy Blake Team from the listing photos and MLS data. Not part of the MLS listing or the listing broker's description.

This two-story single family residence, built in 1984, offers 1,302 square feet with three bedrooms and two bathrooms. Interior features include luxury vinyl plank flooring, ceiling fans, and blinds or shades. Heating and cooling come from an electric heat pump paired with central air, and public utilities serve the property.

The 0.14-acre lot sits in the Horse Hammock community in Surf City, with deeded waterfront access on the sound side. Salt marsh borders the setting, and the property has water views. The combination of marsh and sound frontage defines its surroundings. Parking is on site, and no pool is listed among its features.

Explore the area

About 1123 S Topsail Drive

1123 S Topsail Drive is a 3-bedroom, 2-bath home of about 1,302 square feet, built in 1984 in Horse Hammock, Surf City, Pender County, NC 28445.

1 other home is for sale in Horse Hammock right now (median asking $849,000); 3 homes sold there in the last 12 months at a median of $995,000, typically in about 64 days.

Across ZIP 28445, 312 3-bedroom homes sold in the past year at a median of $363,000.

It has been on the market for 25 days.

Area figures are broad context from the MLS, not a valuation — they don't adjust for waterfront, condition, lot, views or updates. Ask us for a true comparison.

Buying 1123 S Topsail Drive

  1. See it in person. Pick a time and we'll call to confirm — often same day.
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  3. Have a home to sell first? Our guaranteed sale lets you buy with a firm plan for your current home. How it works

Own a home near 1123 S Topsail Drive? See what it's worth — a home value report built from real sales in Horse Hammock.

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Questions about 1123 S Topsail Drive

How much is 1123 S Topsail Drive?

1123 S Topsail Drive is listed at $700,000 (about $538 per square foot) as of November 2, 2026. Status: for sale.

How many bedrooms and bathrooms does 1123 S Topsail Drive have?

3 bedrooms and 2 bathrooms, with about 1,302 square feet.

What neighborhood is 1123 S Topsail Drive in?

Horse Hammock, in Surf City, Pender County, North Carolina.

How long has 1123 S Topsail Drive been on the market?

25 days. Homes in Horse Hammock sold after a median of 64 days over the past year.

What have homes sold for in Horse Hammock?

3 homes sold in Horse Hammock in the last 12 months, at a median price of $995,000.

Is 1123 S Topsail Drive waterfront?

Yes — the MLS lists it as a waterfront property.

When was 1123 S Topsail Drive built?

1984.

Who is the listing broker for 1123 S Topsail Drive?

Keller Williams Innovate-Wilmington (MLS #100608987). The Buddy Blake Team can show it to you and answer questions.

Can I tour 1123 S Topsail Drive?

Yes. Tap “Schedule a tour,” pick a time, and we'll call to confirm — or call or text (910) 395-1000.

Listing provided by Keller Williams Innovate-Wilmington via Hive MLS.