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About this home
Take a look at this stunning home in the Live Oaks of Topsail! Situated directly on the marsh at the S-curve in Surf City, this home has an unparalleled view over the creek and the marsh and out to the ICW. A hidden gem community with rare turnover, the neighborhood offers a pool and a community dock along with spill over parking. Beach access is easy, too! The first floor consists of three bedrooms and 2 baths, all beautifully decorated. One of two potential primary suites spans the water side of the home and boasts a private bath and private deck. On the second floor, a comfortable open floor plan is dominated by a spacious waterfront living area and a large kitchen. Added features like a half bath and large pantry are great touches. And the large deck overlooking the sound is the perfect spot to enjoy the sunset or sip on a cup of coffee. Head up to the top floor to see the second possible owners' retreat. You may not want to leave! Can you believe the views from this deck are even better? What a way to start your day! Decks on every level welcome you to enjoy the beauty and nature all around you. This house would function well as a residence, a second home or a rental. All you need is a packed suitcase - this fabulous home is fully furnished and move in ready. While not currently a rental, this gem was a strong producer in '21 and '22! Views to die for, furnished, short distance to town, quick access to the beach, a community dock and a community pool. What more could you need? Come see it in person!
Facts
- Type
- Single Family Residence
- Year built
- 2012
- Waterfront
- Salt Marsh, Sound Side, Water Access Comm
- HOA
- $1,960 / annually
- Community
- Live Oaks Of Topsail
- County
- Pender
- Price per sq ft
- $461
- Stories
- 3
- Construction
- Vinyl Siding, Wood Frame
- Roof
- Shingle
- Foundation
- Other, Pilings
- Water
- Public
- Property tax
- $4,863 / year (2025)
- Listed
- Sep 15, 2026
- MLS #
- 100603568
Features
Inside
- Ceiling Fan(s)
- Furnished
- Pantry
- Reverse Floor Plan
- Blinds/Shades
- Eat-in Kitchen
- LVT/LVP
- Carpet
- Tile
- Wood
- Built-In Microwave
- Washer
- Refrigerator
- Dryer
- Dishwasher
Outside
- Outdoor Shower
- Level
- Salt Marsh
- Sound Side
- Water Access Comm
- Creek
- ICW
- Marsh
- Sound
- Water
- Creek/Stream
Community
- Waterfront Community
- Boat Dock
- Clubhouse
- Community Pool
- Fitness Center
- Maintenance Common Areas
Parking
- Gravel
- On Site
- Underhouse
Heating & cooling
- Electric
- Forced Air
- Central Air
Directions to 111 Coastal Cay
Cross the bridge onto the island in Surf City and head south. In a little over a mile, turn right onto Coastal Cay. House is on the sound.
Schools
- Elementary
- Surf City
- Middle
- Surf City
- High
- Topsail
As listed in the MLS. School assignments can change — confirm with the district for this address.
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Recent sales like this nearby
| Home | Sold | Bd / Ba | Sq ft | Price | $ / sq ft |
|---|---|---|---|---|---|
| 123 Coastal Cay, Surf City | Apr 15, 2026 | 4 / 3 | 1,574 | $750,000 | $476 |
| 1105 S Shore Drive, Surf City | Jun 23, 2026 | 3 / 2 | 1,629 | $855,000 | $525 |
| 104 Sunset Court, Surf City | Sep 1, 2026 | 4 / 4 | 1,943 | $790,000 | $407 |
| 108 Shae'S Landing, Surf City | May 20, 2026 | 4 / 6 | 2,265 | $900,000 | $397 |
Similar size and type, sold in the last 6 months. From Hive MLS records; deemed reliable, not guaranteed.
Own a home in Surf City?
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Buying in Surf City? Local guides
- Military Relocation to Wilmington & Southeastern NCPCSing to Camp Lejeune, New River or Coast Guard Wilmington? Compare commutes, base housing, temporary lodging, schools, BAH and VA loan basics.
- Builder Incentives on New Homes near Wilmington, NCWhich Wilmington-area builders are offering closing-cost help, rate buydowns and upgrade credits right now, where they are, and what to ask before you count on one.
- Before You List on the NC Coast: Inspect, Repair or Sell As-Is?What to do before listing a home in Wilmington and the southeastern NC coast: a pre-market inspection, what to fix, credit or disclose, roof/HVAC/insurance questions coastal buyers ask, photos, pricing and offers.
Our take on 111 Coastal Cay
Written by the Buddy Blake Team from the listing photos and MLS data. Not part of the MLS listing or the listing broker's description.
Built in 2012, this three-story single family residence sits on a level lot of about 0.03 acres in the Live Oaks of Topsail community in Surf City. The property has water access on the sound side and salt marsh frontage. The layout follows a reverse floor plan, and the eat-in kitchen includes a pantry and built-in microwave. Ceiling fans, blinds and shades, and a mix of LVP, carpet, tile and wood flooring run through the interior.
The home has four bedrooms and four bathrooms across 2,006 square feet. Outside, there is an in-ground pool and an outdoor shower. Views look over the creek, the Intracoastal Waterway, the marsh and the sound. Parking includes an on-site gravel area and space underneath the house. The community offers a waterfront setting with a boat dock, clubhouse, community pool and fitness center, with an annual HOA fee of $1,960. Public utilities serve the property.
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About 111 Coastal Cay
111 Coastal Cay is a 4-bedroom, 4-bath home of about 2,006 square feet, built in 2012 in Live Oaks Of Topsail, Surf City, Pender County, NC 28445.
1 home sold there in the last 12 months for $750,000.
Across ZIP 28445, 185 4-bedroom homes sold in the past year at a median of $645,000.
It has been on the market for 46 days.
Area figures are broad context from the MLS, not a valuation — they don't adjust for waterfront, condition, lot, views or updates. Ask us for a true comparison.
Live Oaks Of Topsail neighborhood guideHomes for sale in Surf CityPender County homesWaterfront homes in Surf City
Buying 111 Coastal Cay
- See it in person. Pick a time and we'll call to confirm — often same day.
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Own a home near 111 Coastal Cay? See what it's worth — a home value report built from real sales in Live Oaks Of Topsail.
What's my home worth? →Questions about 111 Coastal Cay
How much is 111 Coastal Cay?
111 Coastal Cay is listed at $925,000 (about $461 per square foot) as of October 31, 2026. Status: for sale.
How many bedrooms and bathrooms does 111 Coastal Cay have?
4 bedrooms and 4 bathrooms, with about 2,006 square feet.
What neighborhood is 111 Coastal Cay in?
Live Oaks Of Topsail, in Surf City, Pender County, North Carolina.
How long has 111 Coastal Cay been on the market?
46 days. Homes in Live Oaks Of Topsail sold after a median of 186 days over the past year.
What have homes sold for in Live Oaks Of Topsail?
Only 1 home sold in Live Oaks Of Topsail in the last 12 months for $750,000 — too few for a reliable typical price.
Is 111 Coastal Cay waterfront?
Yes — the MLS lists it as a waterfront property.
Does 111 Coastal Cay have an HOA fee?
Yes: $1,960 (annually), per the MLS.
When was 111 Coastal Cay built?
2012.
Who is the listing broker for 111 Coastal Cay?
Berkshire Hathaway HomeServices Carolina Premier Properties (MLS #100603568). The Buddy Blake Team can show it to you and answer questions.
Can I tour 111 Coastal Cay?
Yes. Tap “Schedule a tour,” pick a time, and we'll call to confirm — or call or text (910) 395-1000.