As of October 19, 2026, there are 8 homes under $400K for sale in Northwest, NC, with a middle asking price of $357,249 (from $284,900 to $384,399). 1 came on the market in the last week.
The most choices right now are in Saunders Village.
Newest homes under $400K in Northwest
Price mix
- Under $300K1
- $300K–$500K7
- $500K–$750K0
- $750K–$1M0
- $1M+0
Where they are
- Saunders Village · Northwest · 6 for sale · $368,799 middle
Under $400K in nearby towns
Questions, answered
How many homes under $400K are for sale in Northwest, NC?
As of October 19, 2026, there are 8 homes under $400K for sale in Northwest, NC, with a middle asking price of $357,249 (from $284,900 to $384,399). 1 came on the market in the last week.
What do homes under $400K cost in Northwest, NC?
As of October 19, 2026, the middle asking price is $357,249, about $169 per square foot for a typical 2,110 sq ft. Under $300K: 1; $300K–$500K: 7.
Which communities in Northwest, NC have the most homes under $400K for sale?
As of October 19, 2026, Saunders Village (6).
How do I estimate a monthly payment on a home in Northwest, NC?
A mortgage payment has two parts: principal and interest, which depend on the price, your down payment and the rate a lender offers you; and the costs on top — property taxes, homeowners insurance (and flood insurance near the water), HOA dues where there's an association, and mortgage insurance if you put less than 20% down. Each home's page has a calculator that uses the rate you've been quoted and that home's own taxes and HOA dues from the listing. For your actual rate and Annual Percentage Rate (APR), ask a licensed lender — we can introduce you to Joey Milam at Alpha Mortgage Advantage, or you're free to choose any lender.
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Figures are computed live from MLS listing data for Northwest, NC, under $400k only. Middle = median. Listing data is deemed reliable but not guaranteed.