Homes under $400K for sale in Northwest, NC

Homes listed under $400,000.

8

For sale now

1 new this week

$357,249

Middle asking price

$169/sq ft

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Middle sale price

last 12 months

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Of first asking price

what sellers received

—

Days on market

typical, last 12 mo

No account needed. Stop anytime.

As of October 19, 2026, there are 8 homes under $400K for sale in Northwest, NC, with a middle asking price of $357,249 (from $284,900 to $384,399). 1 came on the market in the last week.

The most choices right now are in Saunders Village.

Newest homes under $400K in Northwest

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Price mix

  • Under $300K1
  • $300K–$500K7
  • $500K–$750K0
  • $750K–$1M0
  • $1M+0

Where they are

Under $400K in nearby towns

Questions, answered

How many homes under $400K are for sale in Northwest, NC?

As of October 19, 2026, there are 8 homes under $400K for sale in Northwest, NC, with a middle asking price of $357,249 (from $284,900 to $384,399). 1 came on the market in the last week.

What do homes under $400K cost in Northwest, NC?

As of October 19, 2026, the middle asking price is $357,249, about $169 per square foot for a typical 2,110 sq ft. Under $300K: 1; $300K–$500K: 7.

Which communities in Northwest, NC have the most homes under $400K for sale?

As of October 19, 2026, Saunders Village (6).

How do I estimate a monthly payment on a home in Northwest, NC?

A mortgage payment has two parts: principal and interest, which depend on the price, your down payment and the rate a lender offers you; and the costs on top — property taxes, homeowners insurance (and flood insurance near the water), HOA dues where there's an association, and mortgage insurance if you put less than 20% down. Each home's page has a calculator that uses the rate you've been quoted and that home's own taxes and HOA dues from the listing. For your actual rate and Annual Percentage Rate (APR), ask a licensed lender — we can introduce you to Joey Milam at Alpha Mortgage Advantage, or you're free to choose any lender.

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Figures are computed live from MLS listing data for Northwest, NC, under $400k only. Middle = median. Listing data is deemed reliable but not guaranteed.