Homes under $400K for sale in Ocean Isle Beach, NC

Homes listed under $400,000.

75

For sale now

15 new this week

$299,900

Middle asking price

$188/sq ft

$269,400

Middle sale price

289 sold, last 12 mo

91.6%

Of first asking price

what sellers received

44

Days on market

typical, last 12 mo

No account needed. Stop anytime.

As of October 25, 2026, there are 75 homes under $400K for sale in Ocean Isle Beach, NC, with a middle asking price of $299,900 (from $179,900 to $399,000). 15 came on the market in the last week. Another 41 are under contract.

In the 12 months through October 25, 2026, 289 sold at a middle price of $269,400, typically for 91.6% of the first asking price after about 44 days on the market.

The most choices right now are in Glendale Arbor, Cameron Pines, Wood Stork Landing.

Newest homes under $400K in Ocean Isle Beach

Page 1 of 4 · 75 for sale · newest first

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Price mix

  • Under $300K40
  • $300K–$500K35
  • $500K–$750K0
  • $750K–$1M0
  • $1M+0

Where they are

Under $400K in nearby towns

Questions, answered

How many homes under $400K are for sale in Ocean Isle Beach, NC?

As of October 25, 2026, there are 75 homes under $400K for sale in Ocean Isle Beach, NC, with a middle asking price of $299,900 (from $179,900 to $399,000). 15 came on the market in the last week. Another 41 are under contract.

What do homes under $400K cost in Ocean Isle Beach, NC?

As of October 25, 2026, the middle asking price is $299,900, about $188 per square foot for a typical 1,520 sq ft. Under $300K: 40; $300K–$500K: 35.

What did homes under $400K sell for in Ocean Isle Beach, NC last year?

In the 12 months through October 25, 2026, 289 sold at a middle price of $269,400, typically for 91.6% of the first asking price after about 44 days on the market.

How fast do homes under $400K sell in Ocean Isle Beach, NC?

In the 12 months through October 25, 2026 they typically sold in about 44 days, at 91.6% of the first asking price.

Which communities in Ocean Isle Beach, NC have the most homes under $400K for sale?

As of October 25, 2026, Glendale Arbor (13), Cameron Pines (8), Wood Stork Landing (6), Osprey Isle (6), The Villas at Seaside (4), Seaside North (3).

How do I estimate a monthly payment on a home in Ocean Isle Beach, NC?

A mortgage payment has two parts: principal and interest, which depend on the price, your down payment and the rate a lender offers you; and the costs on top — property taxes, homeowners insurance (and flood insurance near the water), HOA dues where there's an association, and mortgage insurance if you put less than 20% down. Each home's page has a calculator that uses the rate you've been quoted and that home's own taxes and HOA dues from the listing. For your actual rate and Annual Percentage Rate (APR), ask a licensed lender — we can introduce you to Joey Milam at Alpha Mortgage Advantage, or you're free to choose any lender.

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Figures are computed live from MLS listing data for Ocean Isle Beach, NC, under $400k only. Middle = median. Listing data is deemed reliable but not guaranteed.