Homes under $400K for sale in Oak Island, NC

Homes listed under $400,000.

13

For sale now

2 new this week

$375,000

Middle asking price

$342/sq ft

$356,750

Middle sale price

56 sold, last 12 mo

93.1%

Of first asking price

what sellers received

50

Days on market

typical, last 12 mo

No account needed. Stop anytime.

As of October 24, 2026, there are 13 homes under $400K for sale in Oak Island, NC, with a middle asking price of $375,000 (from $299,000 to $399,900). 2 came on the market in the last week. Another 5 are under contract.

In the 12 months through October 24, 2026, 56 sold at a middle price of $356,750, typically for 93.1% of the first asking price after about 50 days on the market.

The most choices right now are in Tranquil Harbor, Ocean Walk, Pinners Point.

Newest homes under $400K in Oak Island

105 SE 58th Street # 9303, Oak Island, NC 28465

$375,000

2 bd · 2 ba · 1,096 sq ft

$625/mo HOA

105 SE 58th Street # 9303, Oak Island, NC 28465

Hive MLSListed by Coastal Lights Realty

2907 E Oak Island Drive, Oak Island, NC 28465

$395,000

2 bd · 2 ba · 1,216 sq ft

0.19 ac

2907 E Oak Island Drive, Oak Island, NC 28465

Hive MLSListed by Century 21 Collective

129 NW 20th Street, Oak Island, NC 28465

$345,000

3 bd · 1 ba · 1,010 sq ft

0.15 ac

129 NW 20th Street, Oak Island, NC 28465

Hive MLSListed by Keller Williams Innovate-OKI

115 NW 17th Street, Oak Island, NC 28465

Open Sun 12pm–2pm

$372,000

2 bd · 2 ba · 845 sq ft

0.15 ac

115 NW 17th Street, Oak Island, NC 28465

Hive MLSListed by Southern Realty Advantage LLC

114 NW 23rd Street, Oak Island, NC 28465

Price cut from $330K

$318,000

2 bd · 1 ba · 864 sq ft

0.16 ac

114 NW 23rd Street, Oak Island, NC 28465

Hive MLSListed by Century 21 Collective

121 NE 6th Street, Oak Island, NC 28465

Price cut from $400K

$375,000

3 bd · 2 ba · 1,272 sq ft

0.15 ac

121 NE 6th Street, Oak Island, NC 28465

Hive MLSListed by Innovation Properties, LLC

318 NE 58th Street, Oak Island, NC 28465

Price cut from $400K

$390,000

2 bd · 1 ba · 821 sq ft

0.15 ac

318 NE 58th Street, Oak Island, NC 28465

Hive MLSListed by Keller Williams Innovate-OKI

105 SE 58th Street # 6103, Oak Island, NC 28465

$387,000

2 bd · 2 ba · 1,033 sq ft

$600/mo HOA

105 SE 58th Street # 6103, Oak Island, NC 28465

Hive MLSListed by RE/MAX Southern Coast

202 NE 66th Street, Oak Island, NC 28465

Price cut from $305K

$299,000

3 bd · 3 ba · 1,428 sq ft

0.15 ac

202 NE 66th Street, Oak Island, NC 28465

Hive MLSListed by Margaret Rudd Assoc/O.I.

603 E Oak Island Drive, Oak Island, NC 28465

$376,000

2 bd · 2 ba · 1,239 sq ft

0.18 ac

603 E Oak Island Drive, Oak Island, NC 28465

Hive MLSListed by Coldwell Banker Sea Coast Advantage

5016 E Oak Island Drive Apt 8, Oak Island, NC 28465

$399,900

3 bd · 3 ba · 1,524 sq ft

$350/mo HOA

5016 E Oak Island Drive Apt 8, Oak Island, NC 28465

Hive MLSListed by Coastal Lights Realty

105 SE 58th Street # 4103, Oak Island, NC 28465

Price cut from $382K

$374,000

2 bd · 2 ba · 1,093 sq ft

$600/mo HOA

105 SE 58th Street # 4103, Oak Island, NC 28465

Hive MLSListed by Coldwell Banker Sea Coast Advantage

1000 Caswell Beach Road Apt. 806, Oak Island, NC 28465

$395,000

2 bd · 1 ba · 726 sq ft

$742/mo HOA

1000 Caswell Beach Road Apt. 806, Oak Island, NC 28465

Hive MLSListed by Carolina Exclusives

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Price mix

  • Under $300K1
  • $300K–$500K12
  • $500K–$750K0
  • $750K–$1M0
  • $1M+0

Where they are

Under $400K in nearby towns

Leland220 for saleSouthport133 for saleCalabash212 for saleBolivia199 for saleOcean Isle Beach75 for saleSupply136 for saleSunset Beach102 for saleShallotte87 for saleWinnabow53 for saleAsh40 for saleCarolina Shores31 for saleNavassa14 for saleBoiling Spring Lakes17 for saleNorthwest9 for sale

Questions, answered

How many homes under $400K are for sale in Oak Island, NC?

As of October 24, 2026, there are 13 homes under $400K for sale in Oak Island, NC, with a middle asking price of $375,000 (from $299,000 to $399,900). 2 came on the market in the last week. Another 5 are under contract.

What do homes under $400K cost in Oak Island, NC?

As of October 24, 2026, the middle asking price is $375,000, about $342 per square foot for a typical 1,093 sq ft. Under $300K: 1; $300K–$500K: 12.

What did homes under $400K sell for in Oak Island, NC last year?

In the 12 months through October 24, 2026, 56 sold at a middle price of $356,750, typically for 93.1% of the first asking price after about 50 days on the market.

How fast do homes under $400K sell in Oak Island, NC?

In the 12 months through October 24, 2026 they typically sold in about 50 days, at 93.1% of the first asking price.

Which communities in Oak Island, NC have the most homes under $400K for sale?

As of October 24, 2026, Tranquil Harbor (4), Ocean Walk (3), Pinners Point (3).

How do I estimate a monthly payment on a home in Oak Island, NC?

A mortgage payment has two parts: principal and interest, which depend on the price, your down payment and the rate a lender offers you; and the costs on top — property taxes, homeowners insurance (and flood insurance near the water), HOA dues where there's an association, and mortgage insurance if you put less than 20% down. Each home's page has a calculator that uses the rate you've been quoted and that home's own taxes and HOA dues from the listing. For your actual rate and Annual Percentage Rate (APR), ask a licensed lender — we can introduce you to Joey Milam at Alpha Mortgage Advantage, or you're free to choose any lender.

Explore more

Under $400K across all 5 countiesUnder $400K in Brunswick CountyCommunities in Oak IslandSingle-familyOne-storyPrimary on mainOpen housesNew this weekPrice reduced

Figures are computed live from MLS listing data for Oak Island, NC, under $400k only. Middle = median. Listing data is deemed reliable but not guaranteed.