This page lists the homes under $400K for sale in Sunset Beach, NC from Hive MLS listings, updated every few minutes, with the last 12 months of sales behind the prices — kept by the Buddy Blake Team.
As of November 5, 2026, there are 96 homes under $400K for sale in Sunset Beach, NC, with a middle asking price of $285,000 (from $184,900 to $399,777). 5 came on the market in the last week. Another 24 are under contract.
In the 12 months through November 5, 2026, 187 sold at a middle price of $282,000, typically for 93.9% of the first asking price after about 60 days on the market.
The most choices right now are in Sea Trail Plantation, Sandpiper Bay, Southshore Bay.
Newest homes under $400K in Sunset Beach
Page 1 of 4 · 96 for sale · newest firstAsking prices in Sunset Beach
- Under $300K66
- $300K–$500K30
- $500K–$750K0
- $750K–$1M0
- $1M+0
Communities in Sunset Beach with homes under $400K for sale
- Under $400K in Sea Trail Plantation · Sunset Beach · 28 for sale · $295,000 middle
- Sandpiper Bay · Sunset Beach · 18 for sale · $227,000 middle
- Southshore Bay · Sunset Beach · 11 for sale · $288,990 middle
- Seaside Station · Sunset Beach · 7 for sale · $284,900 middle
- Wyndfall · Sunset Beach · 5 for sale · $278,500 middle
- Colony I · Sunset Beach · 5 for sale · $215,000 middle
- Sunfish Cove · Sunset Beach · 4 for sale · $289,000 middle
- Waterway Landing SB · Sunset Beach · 4 for sale · $377,000 middle
- Village Park · Sunset Beach · 3 for sale · $317,900 middle
- Seaside Palms · Sunset Beach · 3 for sale · $329,900 middle
Under $400K in nearby towns
Questions about homes under $400K in Sunset Beach, answered
How many homes under $400K are for sale in Sunset Beach, NC?
As of November 5, 2026, there are 96 homes under $400K for sale in Sunset Beach, NC, with a middle asking price of $285,000 (from $184,900 to $399,777). 5 came on the market in the last week. Another 24 are under contract.
What do homes under $400K cost in Sunset Beach, NC?
As of November 5, 2026, the middle asking price is $285,000, about $226 per square foot for a typical 1,281 sq ft. Under $300K: 66; $300K–$500K: 30.
What did homes under $400K sell for in Sunset Beach, NC last year?
In the 12 months through November 5, 2026, 187 sold at a middle price of $282,000, typically for 93.9% of the first asking price after about 60 days on the market.
How fast do homes under $400K sell in Sunset Beach, NC?
In the 12 months through November 5, 2026 they typically sold in about 60 days, at 93.9% of the first asking price.
Which communities in Sunset Beach, NC have the most homes under $400K for sale?
As of November 5, 2026, Sea Trail Plantation (28), Sandpiper Bay (18), Southshore Bay (11), Seaside Station (7), Wyndfall (5), Colony I (5).
How do I estimate a monthly payment on a home in Sunset Beach, NC?
A mortgage payment has two parts: principal and interest, which depend on the price, your down payment and the rate a lender offers you; and the costs on top — property taxes, homeowners insurance (and flood insurance near the water), HOA dues where there's an association, and mortgage insurance if you put less than 20% down. Each home's page has a calculator that uses the rate you've been quoted and that home's own taxes and HOA dues from the listing. For your actual rate and Annual Percentage Rate (APR), ask a licensed lender — we can introduce you to Joey Milam at Alpha Mortgage Advantage, or you're free to choose any lender.
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Figures are computed live from MLS listing data for Sunset Beach, NC, under $400k only. Middle = median. Listing data is deemed reliable but not guaranteed.