Homes with no HOA for sale in Northwest, NC

As of October 19, 2026, there are 7 homes with no HOA for sale in Northwest, NC, with a middle asking price of $465,000 (from $284,900 to $615,000). Another 1 is under contract.

As of October 19, 2026, the middle asking price is $465,000, about $249 per square foot for a typical 1,800 sq ft. Under $300K: 1; $300K–$500K: 4; $500K–$750K: 2.

As of October 19, 2026, The Farms at Northwest (5).

A mortgage payment has two parts: principal and interest, which depend on the price, your down payment and the rate a lender offers you; and the costs on top — property taxes, homeowners insurance (and flood insurance near the water), HOA dues where there's an association, and mortgage insurance if you put less than 20% down. Each home's page has a calculator that uses the rate you've been quoted and that home's own taxes and HOA dues from the listing. For your actual rate and Annual Percentage Rate (APR), ask a licensed lender — we can introduce you to Joey Milam at Alpha Mortgage Advantage, or you're free to choose any lender.