New Bern NC Homes under $400K for Sale

This page lists the homes under $400K for sale in New Bern, NC from Hive MLS listings, updated every few minutes, with the last 12 months of sales behind the prices — kept by the Buddy Blake Team.

As of November 8, 2026, there are 240 homes under $400K for sale in New Bern, NC, with a middle asking price of $319,000 (from $40,000 to $399,925). 27 came on the market in the last week. Another 109 are under contract.

In the 12 months through November 8, 2026, 1,064 sold at a middle price of $314,950, typically for 98.7% of the first asking price after about 37 days on the market.

The most choices right now are in Fairfield Harbour, River Bend, Bluewater Rise.

Homes under $400K for sale in New Bern

Page 8 of 10 · 240 for sale · newest first

Price cut from $350K

$340,000

3 bd · 2 ba · 1,922 sq ft

0.36 ac · 2-car garage · $124/mo HOA

1210 Pelican Drive, New Bern, NC 28560

Listed by COLDWELL BANKER SEA COAST ADVANTAGE

1610 Queen Anne Lane, New Bern, NC 28560

Price cut from $165K

$155,000

2 bd · 1 ba · 828 sq ft

0.44 ac

1610 Queen Anne Lane, New Bern, NC 28560

Listed by NorthGroup

102 Ellington Street, New Bern, NC 28560

$255,000

2 bd · 2 ba · 1,120 sq ft

0.28 ac

102 Ellington Street, New Bern, NC 28560

Listed by Century 21 Coastal Advantage

Price cut from $400K

$389,999

4 bd · 4 ba · 2,039 sq ft

0.13 ac

1410 Rhem Avenue, New Bern, NC 28560

Listed by United Real Estate East Carolina

$315,000

4 bd · 3 ba · 1,630 sq ft

0.28 ac · 2-car garage

700 N Grace Avenue, New Bern, NC 28562

Listed by TYSON AND HOOKS

Price cut from $148K

$145,000

2 bd · 1 ba · 914 sq ft

Trappers Creek, New Bern

Listed by Keller Williams Realty

Price cut from $280K

$269,000

3 bd · 2 ba · 1,434 sq ft

0.34 ac · 2-car garage · $124/mo HOA

1820 Caracara Drive, New Bern, NC 28560

Listed by Keller Williams Realty

Price cut from $415K

$399,000

3 bd · 2 ba · 2,115 sq ft

0.66 ac · 2-car garage

109 Boros Road, New Bern, NC 28560

Listed by Keller Williams Realty

Price cut from $373KNew · ready ~Dec 31

$367,990

4 bd · 3 ba · 2,824 sq ft

2-car garage · $20/mo HOA

4006 Montford Drive, New Bern, NC 28562

Listed by D.R. Horton, Inc.

10082 Windward Drive, New Bern, NC 28560

$264,974

2 bd · 2 ba · 1,457 sq ft

1-car garage · $625/mo HOA

10082 Windward Drive, New Bern, NC 28560

Listed by Beycome Brokerage Realty LLC

New · ready ~Jan 15

$359,300

4 bd · 2 ba · 2,030 sq ft

0.14 ac · 2-car garage · $30/mo HOA

106 Shoal Lane, New Bern, NC 28562

Listed by Adams Homes Realty NC

$335,000

4 bd · 2 ba · 1,921 sq ft

0.64 ac · 2-car garage

105 Mickey Court, New Bern, NC 28562

Listed by Century 21 Coastal Advantage

$234,000

2 bd · 2 ba · 1,283 sq ft

$250/mo HOA

23 Harbour Walk, New Bern, NC 28562

Listed by Keller Williams Realty

3005 Bluewater Boulevard, New Bern, NC 28562

New · ready ~Jan 5Builder incentive mentioned

$334,000

4 bd · 2 ba · 1,727 sq ft

0.19 ac · 2-car garage · $21/mo HOA

3005 Bluewater Boulevard, New Bern, NC 28562

Listed by Keller Williams Realty

3002 Bluewater Boulevard, New Bern, NC 28562

New · ready ~Jan 7Builder incentive mentioned

$397,000

3 bd · 3 ba · 2,223 sq ft

0.27 ac · 2-car garage · $21/mo HOA

3002 Bluewater Boulevard, New Bern, NC 28562

Listed by Keller Williams Realty

$349,900

3 bd · 3 ba · 1,484 sq ft

0.40 ac · 2-car garage · $124/mo HOA

6103 Falcon Drive, New Bern, NC 28560

Listed by Realty ONE Group East

Price cut from $384KNew · ready now

$379,490

4 bd · 3 ba · 2,511 sq ft

2-car garage · $20/mo HOA

4007 Montford Drive, New Bern, NC 28562

Listed by D.R. Horton, Inc.

$319,000

3 bd · 2 ba · 1,987 sq ft

0.37 ac · 1-car garage

1502 N Hills Court, New Bern, NC 28562

Listed by eXp Realty

Open Sun 1pm–4pmPrice cut from $364KNew · ready now

$359,000

5 bd · 3 ba · 2,511 sq ft

2-car garage · $20/mo HOA

4005 Montford Drive, New Bern, NC 28562

Listed by D.R. Horton, Inc.

Price cut from $270K

$269,980

3 bd · 2 ba · 1,766 sq ft

0.12 ac

307 Avenue B, New Bern, NC 28560

Listed by Keller Williams Innovate - Jax

Price cut from $340K

$335,000

4 bd · 3 ba · 2,849 sq ft

0.19 ac · 2-car garage · $20/mo HOA

3279 Austin Avenue, New Bern, NC 28562

Listed by Keller Williams Realty

1044 Bayard Wootten Way, New Bern, NC 28562

New · ready now

$263,990

3 bd · 3 ba · 1,418 sq ft

1-car garage · $170/mo HOA

1044 Bayard Wootten Way, New Bern, NC 28562

Listed by D.R. Horton, Inc.

1042 Bayard Wootten Way, New Bern, NC 28562

Price cut from $245KNew · ready now

$239,990

3 bd · 3 ba · 1,418 sq ft

1-car garage · $170/mo HOA

1042 Bayard Wootten Way, New Bern, NC 28562

Listed by D.R. Horton, Inc.

1036 Bayard Wootten Way, New Bern, NC 28562

New · ready now

$262,990

3 bd · 3 ba · 1,418 sq ft

1-car garage · $170/mo HOA

1036 Bayard Wootten Way, New Bern, NC 28562

Listed by D.R. Horton, Inc.

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Asking prices in New Bern

Under $300K97
$300K–$500K143
$500K–$750K0
$750K–$1M0
$1M+0

Communities in New Bern with homes under $400K for sale

Under $400K in Fairfield Harbour · New Bern · 50 for sale · $339,750 middle
Under $400K in River Bend · New Bern · 18 for sale · $254,500 middle
Under $400K in Bluewater Rise · New Bern · 17 for sale · $358,000 middle
West New Bern · New Bern · 8 for sale · $356,950 middle
Tyler, Home on the Lake · New Bern · 7 for sale · $319,000 middle
Forest Run · New Bern · 6 for sale · $382,000 middle
Under $400K in Carolina Colours · New Bern · 6 for sale · $393,490 middle
Carolina Pines · New Bern · 5 for sale · $334,500 middle
Falcon Bridge · New Bern · 5 for sale · $349,900 middle
Riverside Historic · New Bern · 4 for sale · $322,500 middle
Clock Road Townhomes · New Bern · 4 for sale · $255,995 middle
Belle Oaks · New Bern · 3 for sale · $344,800 middle
Croatan Woods · New Bern · 3 for sale · $265,000 middle
Crooked Run · New Bern · 3 for sale · $279,000 middle
Longleaf Pines · New Bern · 3 for sale · $345,000 middle
Trent Park · New Bern · 3 for sale · $240,000 middle
Kings Row · New Bern · 2 for sale · $309,000 middle
Croatan Crossing · New Bern · 2 for sale · $340,000 middle

Under $400K in nearby towns

Havelock43 for sale Trent Woods7 for sale Vanceboro9 for sale

Questions about homes under $400K in New Bern, answered

How many homes under $400K are for sale in New Bern, NC?

What do homes under $400K cost in New Bern, NC?

As of November 8, 2026, the middle asking price is $319,000, about $178 per square foot for a typical 1,765 sq ft. Under $300K: 97; $300K–$500K: 143.

What did homes under $400K sell for in New Bern, NC last year?

In the 12 months through November 8, 2026, 1,064 sold at a middle price of $314,950, typically for 98.7% of the first asking price after about 37 days on the market.

How fast do homes under $400K sell in New Bern, NC?

In the 12 months through November 8, 2026 they typically sold in about 37 days, at 98.7% of the first asking price.

Which communities in New Bern, NC have the most homes under $400K for sale?

As of November 8, 2026, Fairfield Harbour (50), River Bend (18), Bluewater Rise (17), West New Bern (8), Tyler, Home on the Lake (7), Forest Run (6).

How do I estimate a monthly payment on a home in New Bern, NC?

A mortgage payment has two parts: principal and interest, which depend on the price, your down payment and the rate a lender offers you; and the costs on top — property taxes, homeowners insurance (and flood insurance near the water), HOA dues where there's an association, and mortgage insurance if you put less than 20% down. Each home's page has a calculator that uses the rate you've been quoted and that home's own taxes and HOA dues from the listing. For your actual rate and Annual Percentage Rate (APR), ask a licensed lender — we can introduce you to Joey Milam at Alpha Mortgage Advantage, or you're free to choose any lender.

Explore more

Under $400K across all 5 counties Under $400K in Craven County Communities in New Bern Single-family One-story Primary on main Open houses New this week Price reduced

Figures are computed live from MLS listing data for New Bern, NC, under $400k only. Middle = median. Listing data is deemed reliable but not guaranteed.