This page lists the homes under $400K for sale in New Bern, NC from Hive MLS listings, updated every few minutes, with the last 12 months of sales behind the prices — kept by the Buddy Blake Team.
As of November 11, 2026, there are 240 homes under $400K for sale in New Bern, NC, with a middle asking price of $319,450 (from $40,000 to $399,925). 24 came on the market in the last week. Another 109 are under contract.
In the 12 months through November 11, 2026, 1,066 sold at a middle price of $314,245, typically for 98.7% of the first asking price after about 36 days on the market.
The most choices right now are in Fairfield Harbour, Bluewater Rise, River Bend.
Homes under $400K for sale in New Bern
Page 10 of 10 · 240 for sale · newest firstAsking prices in New Bern
- Under $300K96
- $300K–$500K144
- $500K–$750K0
- $750K–$1M0
- $1M+0
Communities in New Bern with homes under $400K for sale
- Under $400K in Fairfield Harbour · New Bern · 51 for sale · $339,500 middle
- Under $400K in Bluewater Rise · New Bern · 18 for sale · $354,500 middle
- Under $400K in River Bend · New Bern · 18 for sale · $247,500 middle
- Tyler, Home on the Lake · New Bern · 7 for sale · $319,000 middle
- West New Bern · New Bern · 7 for sale · $359,000 middle
- Under $400K in Carolina Colours · New Bern · 6 for sale · $393,490 middle
- Forest Run · New Bern · 6 for sale · $382,000 middle
- Carolina Pines · New Bern · 5 for sale · $334,500 middle
- Falcon Bridge · New Bern · 5 for sale · $349,900 middle
- Riverside Historic · New Bern · 4 for sale · $322,500 middle
- Belle Oaks · New Bern · 3 for sale · $344,800 middle
- Croatan Woods · New Bern · 3 for sale · $265,000 middle
- Crooked Run · New Bern · 3 for sale · $279,000 middle
- Longleaf Pines · New Bern · 3 for sale · $345,000 middle
- Trent Park · New Bern · 3 for sale · $240,000 middle
- Cypress Shores · New Bern · 2 for sale · $317,000 middle
- Grantham Place · New Bern · 2 for sale · $347,000 middle
- Green Park · New Bern · 2 for sale · $174,500 middle
Under $400K in nearby towns
Questions about homes under $400K in New Bern, answered
How many homes under $400K are for sale in New Bern, NC?
As of November 11, 2026, there are 240 homes under $400K for sale in New Bern, NC, with a middle asking price of $319,450 (from $40,000 to $399,925). 24 came on the market in the last week. Another 109 are under contract.
What do homes under $400K cost in New Bern, NC?
As of November 11, 2026, the middle asking price is $319,450, about $178 per square foot for a typical 1,767 sq ft. Under $300K: 96; $300K–$500K: 144.
What did homes under $400K sell for in New Bern, NC last year?
In the 12 months through November 11, 2026, 1,066 sold at a middle price of $314,245, typically for 98.7% of the first asking price after about 36 days on the market.
How fast do homes under $400K sell in New Bern, NC?
In the 12 months through November 11, 2026 they typically sold in about 36 days, at 98.7% of the first asking price.
Which communities in New Bern, NC have the most homes under $400K for sale?
As of November 11, 2026, Fairfield Harbour (51), Bluewater Rise (18), River Bend (18), Tyler, Home on the Lake (7), West New Bern (7), Carolina Colours (6).
How do I estimate a monthly payment on a home in New Bern, NC?
A mortgage payment has two parts: principal and interest, which depend on the price, your down payment and the rate a lender offers you; and the costs on top — property taxes, homeowners insurance (and flood insurance near the water), HOA dues where there's an association, and mortgage insurance if you put less than 20% down. Each home's page has a calculator that uses the rate you've been quoted and that home's own taxes and HOA dues from the listing. For your actual rate and Annual Percentage Rate (APR), ask a licensed lender — we can introduce you to Joey Milam at Alpha Mortgage Advantage, or you're free to choose any lender.
Explore more
Figures are computed live from MLS listing data for New Bern, NC, under $400k only. Middle = median. Listing data is deemed reliable but not guaranteed.