Homes under $400K for sale in Craven County, NC

Homes listed under $400,000.

314

For sale now

28 new this week

$315,000

Middle asking price

$178/sq ft

$295,000

Middle sale price

1,434 sold, last 12 mo

98.6%

Of first asking price

what sellers received

35

Days on market

typical, last 12 mo

No account needed. Stop anytime.

As of October 19, 2026, there are 314 homes under $400K for sale in Craven County, NC, with a middle asking price of $315,000 (from $25,000 to $399,999). 28 came on the market in the last week. Another 150 are under contract.

In the 12 months through October 19, 2026, 1,434 sold at a middle price of $295,000, typically for 98.6% of the first asking price after about 35 days on the market.

The most choices right now are in Fairfield Harbour, Bluewater Rise, River Bend.

Newest homes under $400K in Craven County

Page 1 of 14 · 314 for sale · newest first

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Price mix

  • Under $300K137
  • $300K–$500K177
  • $500K–$750K0
  • $750K–$1M0
  • $1M+0

Where they are

Towns in Craven County

Under $400K in nearby towns

Questions, answered

How many homes under $400K are for sale in Craven County, NC?

As of October 19, 2026, there are 314 homes under $400K for sale in Craven County, NC, with a middle asking price of $315,000 (from $25,000 to $399,999). 28 came on the market in the last week. Another 150 are under contract.

What do homes under $400K cost in Craven County, NC?

As of October 19, 2026, the middle asking price is $315,000, about $178 per square foot for a typical 1,708 sq ft. Under $300K: 137; $300K–$500K: 177.

What did homes under $400K sell for in Craven County, NC last year?

In the 12 months through October 19, 2026, 1,434 sold at a middle price of $295,000, typically for 98.6% of the first asking price after about 35 days on the market.

How fast do homes under $400K sell in Craven County, NC?

In the 12 months through October 19, 2026 they typically sold in about 35 days, at 98.6% of the first asking price.

Which communities in Craven County, NC have the most homes under $400K for sale?

As of October 19, 2026, Fairfield Harbour (58), Bluewater Rise (20), River Bend (18), West New Bern (10), Carolina Colours (8), Tyler, Home on the Lake (7).

How do I estimate a monthly payment on a home in Craven County, NC?

A mortgage payment has two parts: principal and interest, which depend on the price, your down payment and the rate a lender offers you; and the costs on top — property taxes, homeowners insurance (and flood insurance near the water), HOA dues where there's an association, and mortgage insurance if you put less than 20% down. Each home's page has a calculator that uses the rate you've been quoted and that home's own taxes and HOA dues from the listing. For your actual rate and Annual Percentage Rate (APR), ask a licensed lender — we can introduce you to Joey Milam at Alpha Mortgage Advantage, or you're free to choose any lender.

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Figures are computed live from MLS listing data for Craven County, NC, under $400k only. Middle = median. Listing data is deemed reliable but not guaranteed.