Homes under $400K for sale in New Bern, NC

Homes listed under $400,000.

250

For sale now

19 new this week

$322,450

Middle asking price

$177/sq ft

$312,495

Middle sale price

1,104 sold, last 12 mo

98.6%

Of first asking price

what sellers received

37

Days on market

typical, last 12 mo

No account needed. Stop anytime.

As of October 21, 2026, there are 250 homes under $400K for sale in New Bern, NC, with a middle asking price of $322,450 (from $25,000 to $399,999). 19 came on the market in the last week. Another 101 are under contract.

In the 12 months through October 21, 2026, 1,104 sold at a middle price of $312,495, typically for 98.6% of the first asking price after about 37 days on the market.

The most choices right now are in Fairfield Harbour, Bluewater Rise, River Bend.

Newest homes under $400K in New Bern

Page 1 of 11 · 250 for sale · newest first

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Price mix

  • Under $300K97
  • $300K–$500K153
  • $500K–$750K0
  • $750K–$1M0
  • $1M+0

Where they are

Under $400K in nearby towns

Questions, answered

How many homes under $400K are for sale in New Bern, NC?

As of October 21, 2026, there are 250 homes under $400K for sale in New Bern, NC, with a middle asking price of $322,450 (from $25,000 to $399,999). 19 came on the market in the last week. Another 101 are under contract.

What do homes under $400K cost in New Bern, NC?

As of October 21, 2026, the middle asking price is $322,450, about $177 per square foot for a typical 1,764 sq ft. Under $300K: 97; $300K–$500K: 153.

What did homes under $400K sell for in New Bern, NC last year?

In the 12 months through October 21, 2026, 1,104 sold at a middle price of $312,495, typically for 98.6% of the first asking price after about 37 days on the market.

How fast do homes under $400K sell in New Bern, NC?

In the 12 months through October 21, 2026 they typically sold in about 37 days, at 98.6% of the first asking price.

Which communities in New Bern, NC have the most homes under $400K for sale?

As of October 21, 2026, Fairfield Harbour (58), Bluewater Rise (18), River Bend (17), West New Bern (10), Carolina Colours (7), Tyler, Home on the Lake (7).

How do I estimate a monthly payment on a home in New Bern, NC?

A mortgage payment has two parts: principal and interest, which depend on the price, your down payment and the rate a lender offers you; and the costs on top — property taxes, homeowners insurance (and flood insurance near the water), HOA dues where there's an association, and mortgage insurance if you put less than 20% down. Each home's page has a calculator that uses the rate you've been quoted and that home's own taxes and HOA dues from the listing. For your actual rate and Annual Percentage Rate (APR), ask a licensed lender — we can introduce you to Joey Milam at Alpha Mortgage Advantage, or you're free to choose any lender.

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Figures are computed live from MLS listing data for New Bern, NC, under $400k only. Middle = median. Listing data is deemed reliable but not guaranteed.