$959,000

3 bd · 2 ba · 2,288 sq ft

1041 1st Street

Surf City, NC, 28445 · Old Settlers Beach

Listed 121 days ago · Status checked with the MLS Oct 19, 5:41 AM

Market checkSimilar homes in Old Settlers Beach sold for a median 96.1% of first asking price in 19 days (16 sales, last 12 months) See recent sales ↓

Hive MLSListed by Ward Realty Corp

3D tour

About this home

--Beautifully Updated-- canal-front home -- deep water access--stunning water views, --private boat dock. Whether you enjoy cruising the Intracoastal Waterway, fishing, or simply relaxing by the water, this property is designed for making lasting memories. --The spacious open floor plan creates the perfect gathering place for family and friends, with the living area flowing onto a covered waterfront deck-- unwind and watch the boats pass by-- The well-appointed kitchen features-- granite countertops and plenty of space for entertaining.--The main living area offers 3 bedrooms& 2 baths, while the ground-level apartment has 1 bedroom &flex space being used as a bedroom, full kitchen and bath.( 773 extra sq ft, not included in primary sq footage) Use it to maximize rental income, accommodate guests, or keep the lower level for your own private retreat while renting the upper level.--Outside, enjoy a beautifully landscaped backyard, a bulkheaded waterfront, and both covered and uncovered docking areas at your private boat dock. The deep-water canal provides direct access to the Intracoastal Waterway, making this a dream property for boating enthusiasts. Additional features include: • Deep-water canal frontage • Private boat dock with covered and uncovered area • Direct access to the Intracoastal Waterway • Spacious open-concept floor plan • Covered waterfront deck with beautiful water views • Granite countertops • Ground-level apartment with, 1 bedroom/ large flex space, full kitchen and bath • Landscaped backyard • Outdoor storage area for beach and boating gear • Excellent rental potential • Convenient location near restaurants, shopping, and local attractions • Short stroll to beach access

Facts

Type
Single Family Residence
Year built
1993
Lot
0.15 acres
Waterfront
Bulkhead, Canal Front, Water Depth 4+
Community
Old Settlers Beach
County
Onslow
MLS #
100583279

Features

Inside

  • Ceiling Fan(s)
  • Furnished
  • Built-In Microwave
  • Refrigerator
  • Electric Range

Outside

  • Boat Dock
  • Bulkhead
  • Water Depth 4+
  • Canal

Parking

  • Gravel

Heating & cooling

  • Heat Pump
  • Electric

Schools

Elementary
Coastal Elementary
Middle
Dixon
High
Dixon

As listed in the MLS (Onslow). School assignments can change — confirm with the district for this address.

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Recent sales like this in Old Settlers Beach

HomeSoldBd / BaSq ftPrice$ / sq ft
4069 4th Street, Surf CityOct 15, 20265 / 42,336$840,000$360
922 Broadway Street, Surf CitySep 30, 20264 / 32,347$1,150,000$490
3083 3rd Street, Surf CityMay 26, 20263 / 22,520$1,200,000$476
9035 9th Street, Surf CityJan 27, 20264 / 42,474$1,030,000$416

Similar size and type, sold in the last 12 months. From Hive MLS records; deemed reliable, not guaranteed.

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About 1041 1st Street

1041 1st Street is a 3-bedroom, 2-bath home of about 2,288 square feet, built in 1993 in Old Settlers Beach, Surf City, Onslow County, NC 28445.

14 other homes are for sale in Old Settlers Beach right now (median asking $978,750); 21 homes sold there in the last 12 months at a median of $838,500, typically in about 62 days.

Across ZIP 28445, 311 3-bedroom homes sold in the past year at a median of $361,000.

It has been on the market for 121 days.

Area figures are broad context from the MLS, not a valuation — they don't adjust for waterfront, condition, lot, views or updates. Ask us for a true comparison.

Buying 1041 1st Street

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Questions about 1041 1st Street

How much is 1041 1st Street?

1041 1st Street is listed at $959,000 (about $419 per square foot) as of October 19, 2026. Status: for sale.

How many bedrooms and bathrooms does 1041 1st Street have?

3 bedrooms and 2 bathrooms, with about 2,288 square feet.

What neighborhood is 1041 1st Street in?

Old Settlers Beach, in Surf City, Onslow County, North Carolina.

How long has 1041 1st Street been on the market?

121 days. Homes in Old Settlers Beach sold after a median of 62 days over the past year.

What have homes sold for in Old Settlers Beach?

21 homes sold in Old Settlers Beach in the last 12 months, at a median price of $838,500.

Is 1041 1st Street waterfront?

Yes — the MLS lists it as a waterfront property.

When was 1041 1st Street built?

1993.

Who is the listing broker for 1041 1st Street?

Ward Realty Corp (MLS #100583279). The Buddy Blake Team can show it to you and answer questions.

Can I tour 1041 1st Street?

Yes. Tap “Schedule a tour,” pick a time, and we'll call to confirm — or call or text (910) 395-1000.

Listing provided by Ward Realty Corp via Hive MLS.