Homes under $400K for sale in Emerald Isle, NC

Homes listed under $400,000.

13

For sale now

$315,000

Middle asking price

$496/sq ft

$308,000

Middle sale price

13 sold, last 12 mo

94.6%

Of first asking price

what sellers received

92

Days on market

typical, last 12 mo

No account needed. Stop anytime.

As of October 20, 2026, there are 13 homes under $400K for sale in Emerald Isle, NC, with a middle asking price of $315,000 (from $235,000 to $385,000). Another 1 is under contract.

In the 12 months through October 20, 2026, 13 sold at a middle price of $308,000, typically for 94.6% of the first asking price after about 92 days on the market.

The most choices right now are in Pebble Beach, Emerald Cove Condominiums, Queens Court.

Newest homes under $400K in Emerald Isle

9201 Coast Guard Road H304, Emerald Isle, NC 28594

$235,000

1 ba · 489 sq ft

$311/mo HOA

9201 Coast Guard Road H304, Emerald Isle, NC 28594

Hive MLSListed by Advantage Coastal Properties

9100 Reed Drive 1301, Emerald Isle, NC 28594

$349,900

1 bd · 1 ba · 705 sq ft

1-car garage · $660/mo HOA

9100 Reed Drive 1301, Emerald Isle, NC 28594

Hive MLSListed by Emerald Isle Realty

2306 Emerald Drive 3, Emerald Isle, NC 28594

$259,900

1 ba · 315 sq ft

$518/mo HOA

2306 Emerald Drive 3, Emerald Isle, NC 28594

Hive MLSListed by LPT Realty

2306 Emerald Drive 1, Emerald Isle, NC 28594

$260,000

1 ba · 375 sq ft

$518/mo HOA

2306 Emerald Drive 1, Emerald Isle, NC 28594

Hive MLSListed by Advantage Coastal Properties

2306 Emerald Drive 2, Emerald Isle, NC 28594

$245,000

1 ba · 475 sq ft

$518/mo HOA

2306 Emerald Drive 2, Emerald Isle, NC 28594

Hive MLSListed by Keller Williams Crystal Coast

2306 Emerald Drive 7, Emerald Isle, NC 28594

$350,000

1 bd · 1 ba · 562 sq ft

$518/mo HOA

2306 Emerald Drive 7, Emerald Isle, NC 28594

Hive MLSListed by Emerald Isle Realty

9100 Reed Drive U2101, Emerald Isle, NC 28594

$339,900

1 bd · 1 ba · 692 sq ft

$660/mo HOA

9100 Reed Drive U2101, Emerald Isle, NC 28594

Hive MLSListed by New Property Group, Inc.

8801 Reed Drive 105 N, Emerald Isle, NC 28594

$385,000

1 bd · 2 ba · 768 sq ft

$434/mo HOA

8801 Reed Drive 105 N, Emerald Isle, NC 28594

Hive MLSListed by Landmark Sotheby's International Realty

9100 Reed Drive 4101, Emerald Isle, NC 28594

$339,900

1 bd · 1 ba · 692 sq ft

$660/mo HOA

9100 Reed Drive 4101, Emerald Isle, NC 28594

Hive MLSListed by New Property Group, Inc.

9201 Coast Guard Road F202, Emerald Isle, NC 28594

$285,000

1 bd · 1 ba · 612 sq ft

$372/mo HOA

9201 Coast Guard Road F202, Emerald Isle, NC 28594

Hive MLSListed by LPT Realty

9201 Coast Guard Road H204, Emerald Isle, NC 28594

$379,900

2 bd · 2 ba · 768 sq ft

$449/mo HOA

9201 Coast Guard Road H204, Emerald Isle, NC 28594

Hive MLSListed by Navigate Realty - Jacksonville

9201 Coast Guard Road F 210, Emerald Isle, NC 28594

$260,000

1 bd · 1 ba · 612 sq ft

$372/mo HOA

9201 Coast Guard Road F 210, Emerald Isle, NC 28594

Hive MLSListed by Coldwell Banker Sea Coast Adv EI

9201 Coast Guard Road I-207, Emerald Isle, NC 28594

$315,000

1 bd · 1 ba · 612 sq ft

$372/mo HOA

9201 Coast Guard Road I-207, Emerald Isle, NC 28594

Hive MLSListed by Emerald Isle Realty

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Price mix

  • Under $300K6
  • $300K–$500K7
  • $500K–$750K0
  • $750K–$1M0
  • $1M+0

Where they are

Under $400K in nearby towns

Beaufort30 for saleNewport51 for saleMorehead City42 for saleAtlantic Beach40 for saleCedar Point30 for saleHarkers Island9 for sale

Questions, answered

How many homes under $400K are for sale in Emerald Isle, NC?

As of October 20, 2026, there are 13 homes under $400K for sale in Emerald Isle, NC, with a middle asking price of $315,000 (from $235,000 to $385,000). Another 1 is under contract.

What do homes under $400K cost in Emerald Isle, NC?

As of October 20, 2026, the middle asking price is $315,000, about $496 per square foot for a typical 612 sq ft. Under $300K: 6; $300K–$500K: 7.

What did homes under $400K sell for in Emerald Isle, NC last year?

In the 12 months through October 20, 2026, 13 sold at a middle price of $308,000, typically for 94.6% of the first asking price after about 92 days on the market.

How fast do homes under $400K sell in Emerald Isle, NC?

In the 12 months through October 20, 2026 they typically sold in about 92 days, at 94.6% of the first asking price.

Which communities in Emerald Isle, NC have the most homes under $400K for sale?

As of October 20, 2026, Pebble Beach (5), Emerald Cove Condominiums (3), Queens Court (3).

How do I estimate a monthly payment on a home in Emerald Isle, NC?

A mortgage payment has two parts: principal and interest, which depend on the price, your down payment and the rate a lender offers you; and the costs on top — property taxes, homeowners insurance (and flood insurance near the water), HOA dues where there's an association, and mortgage insurance if you put less than 20% down. Each home's page has a calculator that uses the rate you've been quoted and that home's own taxes and HOA dues from the listing. For your actual rate and Annual Percentage Rate (APR), ask a licensed lender — we can introduce you to Joey Milam at Alpha Mortgage Advantage, or you're free to choose any lender.

Explore more

Under $400K across all 5 countiesUnder $400K in Carteret CountyCommunities in Emerald IsleSingle-familyOne-storyPrimary on mainOpen housesNew this weekPrice reduced

Figures are computed live from MLS listing data for Emerald Isle, NC, under $400k only. Middle = median. Listing data is deemed reliable but not guaranteed.