Homes under $400K for sale in Carteret County, NC

Homes listed under $400,000.

258

For sale now

11 new this week

$302,500

Middle asking price

$240/sq ft

$299,900

Middle sale price

558 sold, last 12 mo

95.2%

Of first asking price

what sellers received

41

Days on market

typical, last 12 mo

No account needed. Stop anytime.

As of October 22, 2026, there are 258 homes under $400K for sale in Carteret County, NC, with a middle asking price of $302,500 (from $60,000 to $399,999). 11 came on the market in the last week. Another 63 are under contract.

In the 12 months through October 22, 2026, 558 sold at a middle price of $299,900, typically for 95.2% of the first asking price after about 41 days on the market.

The most choices right now are in Cedar Point Villas, Palm Suites, Sea Spray.

Newest homes under $400K in Carteret County

Page 1 of 11 · 258 for sale · newest first

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Price mix

  • Under $300K126
  • $300K–$500K132
  • $500K–$750K0
  • $750K–$1M0
  • $1M+0

Where they are

Towns in Carteret County

Under $400K in nearby towns

Questions, answered

How many homes under $400K are for sale in Carteret County, NC?

As of October 22, 2026, there are 258 homes under $400K for sale in Carteret County, NC, with a middle asking price of $302,500 (from $60,000 to $399,999). 11 came on the market in the last week. Another 63 are under contract.

What do homes under $400K cost in Carteret County, NC?

As of October 22, 2026, the middle asking price is $302,500, about $240 per square foot for a typical 1,200 sq ft. Under $300K: 126; $300K–$500K: 132.

What did homes under $400K sell for in Carteret County, NC last year?

In the 12 months through October 22, 2026, 558 sold at a middle price of $299,900, typically for 95.2% of the first asking price after about 41 days on the market.

How fast do homes under $400K sell in Carteret County, NC?

In the 12 months through October 22, 2026 they typically sold in about 41 days, at 95.2% of the first asking price.

Which communities in Carteret County, NC have the most homes under $400K for sale?

As of October 22, 2026, Cedar Point Villas (19), Palm Suites (15), Sea Spray (11), 1809 Live Oak (9), Brandywine Bay (7), APATB (6).

How do I estimate a monthly payment on a home in Carteret County, NC?

A mortgage payment has two parts: principal and interest, which depend on the price, your down payment and the rate a lender offers you; and the costs on top — property taxes, homeowners insurance (and flood insurance near the water), HOA dues where there's an association, and mortgage insurance if you put less than 20% down. Each home's page has a calculator that uses the rate you've been quoted and that home's own taxes and HOA dues from the listing. For your actual rate and Annual Percentage Rate (APR), ask a licensed lender — we can introduce you to Joey Milam at Alpha Mortgage Advantage, or you're free to choose any lender.

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Figures are computed live from MLS listing data for Carteret County, NC, under $400k only. Middle = median. Listing data is deemed reliable but not guaranteed.