As of October 22, 2026, there are 258 homes under $400K for sale in Carteret County, NC, with a middle asking price of $302,500 (from $60,000 to $399,999). 11 came on the market in the last week. Another 63 are under contract.
In the 12 months through October 22, 2026, 558 sold at a middle price of $299,900, typically for 95.2% of the first asking price after about 41 days on the market.
The most choices right now are in Cedar Point Villas, Palm Suites, Sea Spray.
Newest homes under $400K in Carteret County
Page 1 of 11 · 258 for sale · newest firstPrice mix
- Under $300K126
- $300K–$500K132
- $500K–$750K0
- $750K–$1M0
- $1M+0
Where they are
- Cedar Point Villas · Cedar Point · 19 for sale · $334,900 middle
- Palm Suites · Atlantic Beach · 15 for sale · $142,000 middle
- Sea Spray · Atlantic Beach · 11 for sale · $331,500 middle
- 1809 Live Oak · Beaufort · 9 for sale · $337,400 middle
- Under $400K in Brandywine Bay · Morehead City · 7 for sale · $354,900 middle
- APATB · Atlantic Beach · 6 for sale · $320,000 middle
- Village at Magens Bay · Cedar Point · 6 for sale · $281,375 middle
- Pebble Beach · Emerald Isle · 5 for sale · $285,000 middle
- Cabins at Old Horse · Swansboro · 5 for sale · $257,000 middle
- Queens Court · Emerald Isle · 4 for sale · $344,900 middle
- The Coves at Newport · Newport · 4 for sale · $259,000 middle
- Emerald Cove Condominiums · Emerald Isle · 3 for sale · $260,000 middle
- Southwinds · Atlantic Beach · 3 for sale · $385,000 middle
- Bridgewood Condo · Morehead City · 3 for sale · $255,000 middle
- Heritage Pointe · Newport · 3 for sale · $392,900 middle
- The Bridges Condominium · Morehead City · 3 for sale · $139,900 middle
- Hill Top Acres · Newport · 3 for sale · $159,900 middle
- Village Heights · Newport · 3 for sale · $255,000 middle
Towns in Carteret County
Under $400K in nearby towns
Questions, answered
How many homes under $400K are for sale in Carteret County, NC?
As of October 22, 2026, there are 258 homes under $400K for sale in Carteret County, NC, with a middle asking price of $302,500 (from $60,000 to $399,999). 11 came on the market in the last week. Another 63 are under contract.
What do homes under $400K cost in Carteret County, NC?
As of October 22, 2026, the middle asking price is $302,500, about $240 per square foot for a typical 1,200 sq ft. Under $300K: 126; $300K–$500K: 132.
What did homes under $400K sell for in Carteret County, NC last year?
In the 12 months through October 22, 2026, 558 sold at a middle price of $299,900, typically for 95.2% of the first asking price after about 41 days on the market.
How fast do homes under $400K sell in Carteret County, NC?
In the 12 months through October 22, 2026 they typically sold in about 41 days, at 95.2% of the first asking price.
Which communities in Carteret County, NC have the most homes under $400K for sale?
As of October 22, 2026, Cedar Point Villas (19), Palm Suites (15), Sea Spray (11), 1809 Live Oak (9), Brandywine Bay (7), APATB (6).
How do I estimate a monthly payment on a home in Carteret County, NC?
A mortgage payment has two parts: principal and interest, which depend on the price, your down payment and the rate a lender offers you; and the costs on top — property taxes, homeowners insurance (and flood insurance near the water), HOA dues where there's an association, and mortgage insurance if you put less than 20% down. Each home's page has a calculator that uses the rate you've been quoted and that home's own taxes and HOA dues from the listing. For your actual rate and Annual Percentage Rate (APR), ask a licensed lender — we can introduce you to Joey Milam at Alpha Mortgage Advantage, or you're free to choose any lender.
Explore more
Figures are computed live from MLS listing data for Carteret County, NC, under $400k only. Middle = median. Listing data is deemed reliable but not guaranteed.