Homes under $400K for sale in Atlantic Beach, NC

As of October 24, 2026, there are 39 homes under $400K for sale in Atlantic Beach, NC, with a middle asking price of $299,500 (from $125,000 to $389,900).

In the 12 months through October 24, 2026, 44 sold at a middle price of $312,500, typically for 93.2% of the first asking price after about 50 days on the market.

The most choices right now are in Palm Suites, Sea Spray, APATB.

Newest homes under $400K in Atlantic Beach

Page 1 of 2 · 39 for sale · newest first

$317,900

2 bd · 2 ba · 840 sq ft

$601/mo HOA

301 Commerce Way Way 350, Atlantic Beach, NC 28512

Listed by LPT Realty

301 Commerce Way Way 336, Atlantic Beach, NC 28512

$373,500

2 bd · 2 ba · 810 sq ft

$568/mo HOA

301 Commerce Way Way 336, Atlantic Beach, NC 28512

Listed by Coldwell Banker Sea Coast AB

602 W Fort Macon Road 241, Atlantic Beach, NC 28512

$130,000

1 bd · 1 ba · 402 sq ft

$410/mo HOA

602 W Fort Macon Road 241, Atlantic Beach, NC 28512

Listed by Keller Williams Innovate - Jax

602 W Fort Macon Road 103, Atlantic Beach, NC 28512

$134,000

1 bd · 1 ba · 328 sq ft

$410/mo HOA

602 W Fort Macon Road 103, Atlantic Beach, NC 28512

Listed by Realty World First Coast Rlty

301 Commerce Way 115 Sea Spray, Atlantic Beach, NC 28512

$345,000

2 bd · 2 ba · 778 sq ft

$620/mo HOA

301 Commerce Way 115 Sea Spray, Atlantic Beach, NC 28512

Listed by Keller Williams Crystal Coast

$225,000

1 bd · 1 ba · 253 sq ft

$500/mo HOA

Ocean Sands, Atlantic Beach

Listed by Knapp Properties LLC

1904 E Ft Macon Road 348, Atlantic Beach, NC 28512

$315,000

1 bd · 2 ba · 654 sq ft

$344/mo HOA

1904 E Ft Macon Road 348, Atlantic Beach, NC 28512

Listed by Navigate Realty - Jacksonville

1904 E Fort Macon Road 120, Atlantic Beach, NC 28512

$325,000

1 bd · 2 ba · 672 sq ft

$292/mo HOA

1904 E Fort Macon Road 120, Atlantic Beach, NC 28512

Listed by Coldwell Banker Sea Coast Adv EI

301 Commerce Way E 205, Atlantic Beach, NC 28512

$339,000

2 bd · 2 ba · 840 sq ft

$501/mo HOA

301 Commerce Way E 205, Atlantic Beach, NC 28512

Listed by Realty World First Coast Rlty

1904 E Fort Macon Road 156, Atlantic Beach, NC 28512

$385,000

2 bd · 2 ba · 795 sq ft

$415/mo HOA

1904 E Fort Macon Road 156, Atlantic Beach, NC 28512

Listed by Keller Williams Crystal Coast

1918 W Fort Macon Road 241, Atlantic Beach, NC 28512

$219,000

1 bd · 1 ba · 300 sq ft

$215/mo HOA

1918 W Fort Macon Road 241, Atlantic Beach, NC 28512

Listed by LPT Realty

301 E Commerce Way Road 254, Atlantic Beach, NC 28512

$319,900

2 bd · 2 ba · 793 sq ft

$557/mo HOA

301 E Commerce Way Road 254, Atlantic Beach, NC 28512

Listed by Realty One Group Navigate

602 W Fort Macon Road 139, Atlantic Beach, NC 28512

$125,000

1 bd · 1 ba · 328 sq ft

$410/mo HOA

602 W Fort Macon Road 139, Atlantic Beach, NC 28512

Listed by LPT Realty

602 W Fort Macon Road 131, Atlantic Beach, NC 28512

$143,000

1 bd · 1 ba · 331 sq ft

$410/mo HOA

602 W Fort Macon Road 131, Atlantic Beach, NC 28512

Listed by Coldwell Banker Sea Coast AB

602 W Fort Macon Road 118, Atlantic Beach, NC 28512

Price cut from $152K

$135,000

1 bd · 1 ba · 400 sq ft

$410/mo HOA

602 W Fort Macon Road 118, Atlantic Beach, NC 28512

Listed by Coldwell Banker Sea Coast AB

2008 E Fort Macon Road E H-13, Atlantic Beach, NC 28512

$385,000

2 bd · 2 ba · 766 sq ft

$520/mo HOA

2008 E Fort Macon Road E H-13, Atlantic Beach, NC 28512

Listed by Keller Williams Crystal Coast

2008 Fort Macon Road E I-15, Atlantic Beach, NC 28512

$389,900

2 bd · 2 ba · 1,050 sq ft

$477/mo HOA

2008 Fort Macon Road E I-15, Atlantic Beach, NC 28512

Listed by Keller Williams Crystal Coast

602 W Fort Macon Road 246 Palm Suites, Atlantic Beach, NC 28512

$145,000

1 bd · 1 ba · 328 sq ft

$410/mo HOA

602 W Fort Macon Road 246 Palm Suites, Atlantic Beach, NC 28512

Listed by Cannon & Gruber, Realtors

1904 E Ft Macon Road 144, Atlantic Beach, NC 28512

$299,500

1 bd · 2 ba · 640 sq ft

$292/mo HOA

1904 E Ft Macon Road 144, Atlantic Beach, NC 28512

Listed by Coldwell Banker Sea Coast AB

301 E Commerce Way Road Sea Spray 358, Atlantic Beach, NC 28512

$331,500

2 bd · 2 ba · 840 sq ft

$516/mo HOA

301 E Commerce Way Road Sea Spray 358, Atlantic Beach, NC 28512

Listed by Coldwell Banker Sea Coast AB

2401 W Fort Macon Road 244, Atlantic Beach, NC 28512

$255,000

1 ba · 253 sq ft

$509/mo HOA

2401 W Fort Macon Road 244, Atlantic Beach, NC 28512

Listed by Nest Realty

602 W Fort Macon Road 217, Atlantic Beach, NC 28512

$140,000

1 bd · 1 ba · 402 sq ft

$410/mo HOA

602 W Fort Macon Road 217, Atlantic Beach, NC 28512

Listed by Linda Rike Real Estate

303 Henderson Boulevard 14, Atlantic Beach, NC 28512

$155,000

1 bd · 1 ba · 353 sq ft

$261/mo HOA

303 Henderson Boulevard 14, Atlantic Beach, NC 28512

Listed by Blue Ocean Realty

301 E Commerce Way Road 255 Sea Spray, Atlantic Beach, NC 28512

$359,990

2 bd · 2 ba · 788 sq ft

$543/mo HOA

301 E Commerce Way Road 255 Sea Spray, Atlantic Beach, NC 28512

Listed by Keller Williams Crystal Coast

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Price mix

Under $300K21
$300K–$500K18
$500K–$750K0
$750K–$1M0
$1M+0

Where they are

Palm Suites · Atlantic Beach · 15 for sale · $142,000 middle
Sea Spray · Atlantic Beach · 10 for sale · $329,250 middle
APATB · Atlantic Beach · 6 for sale · $320,000 middle
Southwinds · Atlantic Beach · 3 for sale · $385,000 middle
Ocean Sands · Atlantic Beach · 2 for sale · $240,000 middle

Under $400K in nearby towns

Beaufort31 for sale Emerald Isle14 for sale Newport53 for sale Morehead City40 for sale Cedar Point31 for sale Harkers Island9 for sale Stella6 for sale

Questions, answered

How many homes under $400K are for sale in Atlantic Beach, NC?

As of October 24, 2026, there are 39 homes under $400K for sale in Atlantic Beach, NC, with a middle asking price of $299,500 (from $125,000 to $389,900).

What do homes under $400K cost in Atlantic Beach, NC?

As of October 24, 2026, the middle asking price is $299,500, about $408 per square foot for a typical 663 sq ft. Under $300K: 21; $300K–$500K: 18.

What did homes under $400K sell for in Atlantic Beach, NC last year?

In the 12 months through October 24, 2026, 44 sold at a middle price of $312,500, typically for 93.2% of the first asking price after about 50 days on the market.

How fast do homes under $400K sell in Atlantic Beach, NC?

In the 12 months through October 24, 2026 they typically sold in about 50 days, at 93.2% of the first asking price.

Which communities in Atlantic Beach, NC have the most homes under $400K for sale?

As of October 24, 2026, Palm Suites (15), Sea Spray (10), APATB (6), Southwinds (3), Ocean Sands (2).

How do I estimate a monthly payment on a home in Atlantic Beach, NC?

A mortgage payment has two parts: principal and interest, which depend on the price, your down payment and the rate a lender offers you; and the costs on top — property taxes, homeowners insurance (and flood insurance near the water), HOA dues where there's an association, and mortgage insurance if you put less than 20% down. Each home's page has a calculator that uses the rate you've been quoted and that home's own taxes and HOA dues from the listing. For your actual rate and Annual Percentage Rate (APR), ask a licensed lender — we can introduce you to Joey Milam at Alpha Mortgage Advantage, or you're free to choose any lender.

Explore more

Under $400K across all 5 counties Under $400K in Carteret County Communities in Atlantic Beach Single-family One-story Primary on main Open houses New this week Price reduced

Figures are computed live from MLS listing data for Atlantic Beach, NC, under $400k only. Middle = median. Listing data is deemed reliable but not guaranteed.