Homes with no HOA for sale in Emerald Isle, NC

Homes the MLS lists with no homeowners association — no HOA dues or HOA rules.

67

For sale now

2 new this week

$1,399,000

Middle asking price

$587/sq ft

$922,000

Middle sale price

116 sold, last 12 mo

94.5%

Of first asking price

what sellers received

59

Days on market

typical, last 12 mo

No account needed. Stop anytime.

As of October 19, 2026, there are 67 homes with no HOA for sale in Emerald Isle, NC, with a middle asking price of $1,399,000 (from $650,000 to $6,000,000). 2 came on the market in the last week. Another 11 are under contract.

In the 12 months through October 19, 2026, 116 sold at a middle price of $922,000, typically for 94.5% of the first asking price after about 59 days on the market.

The most choices right now are in Emerald Isle By The Sea, Archers Point, Wyndtree.

Newest homes with no HOA in Emerald Isle

Page 1 of 3 · 67 for sale · newest first

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Price mix

  • Under $300K0
  • $300K–$500K0
  • $500K–$750K6
  • $750K–$1M18
  • $1M+43

Where they are

No HOA in nearby towns

Questions, answered

How many homes with no HOA are for sale in Emerald Isle, NC?

As of October 19, 2026, there are 67 homes with no HOA for sale in Emerald Isle, NC, with a middle asking price of $1,399,000 (from $650,000 to $6,000,000). 2 came on the market in the last week. Another 11 are under contract.

What do homes with no HOA cost in Emerald Isle, NC?

As of October 19, 2026, the middle asking price is $1,399,000, about $587 per square foot for a typical 2,390 sq ft. $500K–$750K: 6; $750K–$1M: 18; $1M+: 43.

What did homes with no HOA sell for in Emerald Isle, NC last year?

In the 12 months through October 19, 2026, 116 sold at a middle price of $922,000, typically for 94.5% of the first asking price after about 59 days on the market.

How fast do homes with no HOA sell in Emerald Isle, NC?

In the 12 months through October 19, 2026 they typically sold in about 59 days, at 94.5% of the first asking price.

Which communities in Emerald Isle, NC have the most homes with no HOA for sale?

As of October 19, 2026, Emerald Isle By The Sea (20), Archers Point (5), Wyndtree (4), Oakland Hills (4), Jefferson Place (3), Ocean Crest (2).

How do I estimate a monthly payment on a home in Emerald Isle, NC?

A mortgage payment has two parts: principal and interest, which depend on the price, your down payment and the rate a lender offers you; and the costs on top — property taxes, homeowners insurance (and flood insurance near the water), HOA dues where there's an association, and mortgage insurance if you put less than 20% down. Each home's page has a calculator that uses the rate you've been quoted and that home's own taxes and HOA dues from the listing. For your actual rate and Annual Percentage Rate (APR), ask a licensed lender — we can introduce you to Joey Milam at Alpha Mortgage Advantage, or you're free to choose any lender.

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Figures are computed live from MLS listing data for Emerald Isle, NC, no hoa only. Middle = median. Listing data is deemed reliable but not guaranteed.