Homes under $400K for sale in Pine Knoll Shores, NC

As of October 24, 2026, there are 2 homes under $400K for sale in Pine Knoll Shores, NC, with a middle asking price of $376,000 (from $357,000 to $395,000).

As of October 24, 2026, the middle asking price is $376,000, about $311 per square foot for a typical 1,212 sq ft. $300K–$500K: 2.

In the 12 months through October 24, 2026, 5 sold at a middle price of $370,000, typically for 94.1% of the first asking price after about 32 days on the market.

In the 12 months through October 24, 2026 they typically sold in about 32 days, at 94.1% of the first asking price.

A mortgage payment has two parts: principal and interest, which depend on the price, your down payment and the rate a lender offers you; and the costs on top — property taxes, homeowners insurance (and flood insurance near the water), HOA dues where there's an association, and mortgage insurance if you put less than 20% down. Each home's page has a calculator that uses the rate you've been quoted and that home's own taxes and HOA dues from the listing. For your actual rate and Annual Percentage Rate (APR), ask a licensed lender — we can introduce you to Joey Milam at Alpha Mortgage Advantage, or you're free to choose any lender.