Buddy Blake Team · Coldwell Banker Sea Coast Advantage
Market insights: North Topsail Beach
November 1, 2026
(910) 395‑1000 · buddyblake.com
North Topsail Beach: 1 in 2 listings didn't sell in the last 12 months
In North Topsail Beach, 1 in 2 listings that ended in the last 12 months did not sell. Of 352 listings that ended, 161 sold and 191 didn't. The median sold price was $585,000, and a typical sale took 97 days.
Summary written October 29, 2026 from that day's numbers. The figures in the tiles update every hour, so they can differ slightly.
Which pile do you want to be in?
Out of every 20 homes listed in North Topsail Beach over the last 12 months, the solid houses sold. The outlined ones expired or were canceled.
Priced right from day one: sold in a median 24 days. Needed price cuts: 113 days, and sold for 90.5% of the first price.
What waiting costs
| Property taxes | $319 |
| Homeowners insurance | $250 |
| Upkeep | $488 |
| Utilities | $250 |
| Your mortgage payment | if you have one |
| About | $1,305 + mortgage |
About $1,305 every month the home sits — plus your mortgage payment.
Listings that didn't sell stayed on the market a median of 215 days — roughly $9,239 in taxes, insurance, upkeep and utilities alone, and the home still didn't sell.
An example, not a quote: Onslow County rate 0.655 per $100 (NC Department of Revenue, 2025-26 county rates); town taxes add more inside town limits; insurance, upkeep (1% of value a year) and utilities are typical estimates.
When contracts fall apart
Contracts that fell apart
28%
63 of about 222 before closing
Those homes that later sold
37%
60% never sold
Sold vs. first ask after a fall-through
90.7%
vs. 93.2% on the first contract
Days to sell after a fall-through
199
vs. 86 on the first contract
The MLS doesn't record why a contract ends. In our experience the most common reasons are home inspection findings, appraisals that come in below the price, and buyer financing. How buyers paid on closed sales: conventional 54% · cash 35% · VA 3% · FHA 0%.
If you're selling
- Price it right from day one. Homes priced right sold in a median of 23 days. Homes that needed cuts took a median of 111 days.
- Know your range. The $300–400K range had the highest didn't-sell rate, at 71%.
- Waiting costs money. Listings that never sold sat a median of 215 days and had a median price cut of 2.2%.
- Prepare for the contract. 27% of contracts fell apart, or 1 in 4. Most often that comes from inspection, appraisal or financing issues, based on general industry experience.
If you're buying
- Room to negotiate. 89% of homes sold below their first asking price, and the median sold price was 92.9% of first ask.
- Some homes sit. Listings that never sold sat a median of 215 days before they ended.
- Financing mix. 54% of buyers used conventional loans, 35% paid cash, 3% used VA and 0% used FHA.
Did you know?
- After a contract fell apart, 38% of those homes later sold, 59% never sold, and the median time to sell was 199 days.
- Homes that sold after a contract fell apart sold at a median of 90.7% of first ask. First contracts that held sold at a median of 93.2%.
- For a $585,000 home, the estimated carrying cost before mortgage is about $1,305 a month. While unsold, the estimated carrying cost before mortgage is about $9,239.
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Thinking of selling in North Topsail Beach? What it takes and what it costs →
For sellers
Listings that didn't sell
55%
up 2.6 pts from a year ago
196 expired or canceled vs 159 sold
Sold vs. first asking price
92.8%
down 1.2 pts from a year ago
median sale price ÷ original list price
Sold below first asking
90%
share of homes that sold
Price cut on homes that didn't sell
2.1%
median — and they still didn't sell
For buyers
True days on market
97
up 8 days from a year ago
median for sold homes, counted from the first listing
Typical room below first ask
7.2%
how far under the original price homes sold
Didn't sell, then sold on a relist
10%
of listings that didn't sell the first time
Median sold price
$585K
up 2.6% from a year ago
159 homes sold
The last 24 months
72% latest month · Oct 26
187 latest month · Oct 26
84.3% latest month · Oct 26
By starting price
| First asking | Sold | Didn't sell | % didn't sell | True days | Sold vs. first ask |
|---|---|---|---|---|---|
| Under $300K | 20 | 36 | 64% | 100 | 87.7% |
| $300–400K | 13 | 36 | 74% | 81 | 92.1% |
| $400–500K | 20 | 29 | 59% | 91 | 92.3% |
| $500–750K | 38 | 36 | 49% | 115 | 92.9% |
| $750K–1M | 22 | 18 | 45% | 71 | 95.1% |
| $1M+ | 46 | 41 | 47% | 99 | 91.1% |
Neighborhoods in North Topsail Beach
| Neighborhood | Sold | Didn't sell | % didn't sell | True days | Sold vs. first ask |
|---|---|---|---|---|---|
| St. Regis | 10 | 45 | 82% | 95 | 89.7% |
North Topsail Beach housing market: quick answers
How long do homes take to sell in North Topsail Beach?
Homes that sold in North Topsail Beach over the last 12 months took a median of 97 days, counted from the day they were first listed (relists included). That's up 8 days from a year ago.
What do homes in North Topsail Beach sell for compared to the asking price?
The median home in North Topsail Beach sold for 92.8% of its first asking price in the last 12 months, and 90% of the homes that sold went for less than the original price. That's down 1.2 pts from a year ago.
What percentage of homes listed in North Topsail Beach don't sell?
55% of homes listed in North Topsail Beach over the last 12 months expired or were canceled without selling — about 1 in 2 (196 didn't sell vs 159 sold). That's up 2.6 pts from a year ago. The homes that didn't sell had already cut their price a median 2.1%.
What is the median sold price in North Topsail Beach?
The median sold price in North Topsail Beach over the last 12 months was $585,000, across 159 homes sold. That's up 2.6% from a year ago.
What is my home worth in North Topsail Beach?
The median home in North Topsail Beach sold for $585,000 over the last 12 months (159 sales), up about 2.6% from $570,000 the prior 12 months. Your property's value depends on its size, condition, lot and street, and online estimates often disagree by a wide margin. Enter your address under "What's my home worth?" on the homepage to see what's for sale, under contract and sold around you, or call for a price built from the homes that actually compete with yours.
Are home prices in North Topsail Beach going down?
No — not at the median. Homes in North Topsail Beach sold for a median of $585,000 in the last 12 months, up about 2.6% from $570,000 the prior 12 months. Fewer homes sold (159 vs 180), and the median time on the market went from 90 to 97 days. Prices move differently by neighborhood and price range, so check the band your home falls in below.
Where do these North Topsail Beach housing market numbers come from?
Hive MLS listing and sales records for homes only (land excluded), covering the last 12 months and updated November 1, 2026. The figures refresh from the MLS every hour; "didn't sell" counts only expired and canceled listings. Compiled by Buddy Blake Team, Coldwell Banker Sea Coast Advantage.
Homes only (land excluded), last 12 months unless noted. "Didn't sell" = listings that expired or were canceled — withdrawn and on-hold listings are not counted (some owners stop for reasons that have nothing to do with the market); true days on market counts from the first listing, even when a home was relisted. Source: Hive MLS listing and sales records, updated November 1, 2026. Totals only — no individual listing is shown. Buddy Blake Team · Coldwell Banker Sea Coast Advantage · (910) 395‑1000