Homes under $400K for sale in Willard, NC

As of October 18, 2026, there are 7 homes under $400K for sale in Willard, NC, with a middle asking price of $299,900 (from $155,000 to $389,900). Another 2 are under contract.

As of October 18, 2026, the middle asking price is $299,900, about $167 per square foot for a typical 1,680 sq ft. Under $300K: 4; $300K–$500K: 3.

In the 12 months through October 18, 2026, 21 sold at a middle price of $210,000, typically for 94.7% of the first asking price after about 13 days on the market.

In the 12 months through October 18, 2026 they typically sold in about 13 days, at 94.7% of the first asking price.

A mortgage payment has two parts: principal and interest, which depend on the price, your down payment and the rate a lender offers you; and the costs on top — property taxes, homeowners insurance (and flood insurance near the water), HOA dues where there's an association, and mortgage insurance if you put less than 20% down. Each home's page has a calculator that uses the rate you've been quoted and that home's own taxes and HOA dues from the listing. For your actual rate and Annual Percentage Rate (APR), ask a licensed lender — we can introduce you to Joey Milam at Alpha Mortgage Advantage, or you're free to choose any lender.