Homes under $400K for sale in Rocky Point, NC

Homes listed under $400,000.

17

For sale now

1 new this week

$369,000

Middle asking price

$189/sq ft

$272,500

Middle sale price

96 sold, last 12 mo

97.5%

Of first asking price

what sellers received

21

Days on market

typical, last 12 mo

No account needed. Stop anytime.

As of October 25, 2026, there are 17 homes under $400K for sale in Rocky Point, NC, with a middle asking price of $369,000 (from $245,000 to $395,000). 1 came on the market in the last week. Another 11 are under contract.

In the 12 months through October 25, 2026, 96 sold at a middle price of $272,500, typically for 97.5% of the first asking price after about 21 days on the market.

The most choices right now are in Avendale, Brick Chimney Landing, Summit Ridge.

Newest homes under $400K in Rocky Point

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Price mix

  • Under $300K6
  • $300K–$500K11
  • $500K–$750K0
  • $750K–$1M0
  • $1M+0

Where they are

Under $400K in nearby towns

Questions, answered

How many homes under $400K are for sale in Rocky Point, NC?

As of October 25, 2026, there are 17 homes under $400K for sale in Rocky Point, NC, with a middle asking price of $369,000 (from $245,000 to $395,000). 1 came on the market in the last week. Another 11 are under contract.

What do homes under $400K cost in Rocky Point, NC?

As of October 25, 2026, the middle asking price is $369,000, about $189 per square foot for a typical 1,800 sq ft. Under $300K: 6; $300K–$500K: 11.

What did homes under $400K sell for in Rocky Point, NC last year?

In the 12 months through October 25, 2026, 96 sold at a middle price of $272,500, typically for 97.5% of the first asking price after about 21 days on the market.

How fast do homes under $400K sell in Rocky Point, NC?

In the 12 months through October 25, 2026 they typically sold in about 21 days, at 97.5% of the first asking price.

Which communities in Rocky Point, NC have the most homes under $400K for sale?

As of October 25, 2026, Avendale (4), Brick Chimney Landing (2), Summit Ridge (2), Willows Bay (2).

How do I estimate a monthly payment on a home in Rocky Point, NC?

A mortgage payment has two parts: principal and interest, which depend on the price, your down payment and the rate a lender offers you; and the costs on top — property taxes, homeowners insurance (and flood insurance near the water), HOA dues where there's an association, and mortgage insurance if you put less than 20% down. Each home's page has a calculator that uses the rate you've been quoted and that home's own taxes and HOA dues from the listing. For your actual rate and Annual Percentage Rate (APR), ask a licensed lender — we can introduce you to Joey Milam at Alpha Mortgage Advantage, or you're free to choose any lender.

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Figures are computed live from MLS listing data for Rocky Point, NC, under $400k only. Middle = median. Listing data is deemed reliable but not guaranteed.