Homes under $500K for sale in Swansboro, NC

Homes listed under $500,000.

46

For sale now

4 new this week

$329,850

Middle asking price

$199/sq ft

$320,000

Middle sale price

120 sold, last 12 mo

97.3%

Of first asking price

what sellers received

34

Days on market

typical, last 12 mo

Stop anytime.

This page lists the homes under $500K for sale in Swansboro, NC from Hive MLS listings, updated every few minutes, with the last 12 months of sales behind the prices — kept by the Buddy Blake Team.

As of November 4, 2026, there are 46 homes under $500K for sale in Swansboro, NC, with a middle asking price of $329,850 (from $154,000 to $499,900). 4 came on the market in the last week. Another 9 are under contract.

In the 12 months through November 4, 2026, 120 sold at a middle price of $320,000, typically for 97.3% of the first asking price after about 34 days on the market.

The most choices right now are in Cabins at Old Horse, The Villages at Swansboro, Swannsborough Acres.

Newest homes under $500K in Swansboro

Page 1 of 2 · 46 for sale · newest first

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Asking prices in Swansboro

  • Under $300K19
  • $300K–$500K27
  • $500K–$750K0
  • $750K–$1M0
  • $1M+0

Communities in Swansboro with homes under $500K for sale

Under $500K in nearby towns

Questions about homes under $500K in Swansboro, answered

How many homes under $500K are for sale in Swansboro, NC?

As of November 4, 2026, there are 46 homes under $500K for sale in Swansboro, NC, with a middle asking price of $329,850 (from $154,000 to $499,900). 4 came on the market in the last week. Another 9 are under contract.

What do homes under $500K cost in Swansboro, NC?

As of November 4, 2026, the middle asking price is $329,850, about $199 per square foot for a typical 1,609 sq ft. Under $300K: 19; $300K–$500K: 27.

What did homes under $500K sell for in Swansboro, NC last year?

In the 12 months through November 4, 2026, 120 sold at a middle price of $320,000, typically for 97.3% of the first asking price after about 34 days on the market.

How fast do homes under $500K sell in Swansboro, NC?

In the 12 months through November 4, 2026 they typically sold in about 34 days, at 97.3% of the first asking price.

Which communities in Swansboro, NC have the most homes under $500K for sale?

As of November 4, 2026, Cabins at Old Horse (6), The Villages at Swansboro (5), Swannsborough Acres (3), Cripple Creek (3), Hammocks Field (2), Hammocks Port Swansboro (2).

How do I estimate a monthly payment on a home in Swansboro, NC?

A mortgage payment has two parts: principal and interest, which depend on the price, your down payment and the rate a lender offers you; and the costs on top — property taxes, homeowners insurance (and flood insurance near the water), HOA dues where there's an association, and mortgage insurance if you put less than 20% down. Each home's page has a calculator that uses the rate you've been quoted and that home's own taxes and HOA dues from the listing. For your actual rate and Annual Percentage Rate (APR), ask a licensed lender — we can introduce you to Joey Milam at Alpha Mortgage Advantage, or you're free to choose any lender.

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Figures are computed live from MLS listing data for Swansboro, NC, under $500k only. Middle = median. Listing data is deemed reliable but not guaranteed.