This page lists the homes under $500K for sale in Swansboro, NC from Hive MLS listings, updated every few minutes, with the last 12 months of sales behind the prices — kept by the Buddy Blake Team.
As of November 4, 2026, there are 46 homes under $500K for sale in Swansboro, NC, with a middle asking price of $329,850 (from $154,000 to $499,900). 4 came on the market in the last week. Another 9 are under contract.
In the 12 months through November 4, 2026, 120 sold at a middle price of $320,000, typically for 97.3% of the first asking price after about 34 days on the market.
The most choices right now are in Cabins at Old Horse, The Villages at Swansboro, Swannsborough Acres.
Newest homes under $500K in Swansboro
Page 1 of 2 · 46 for sale · newest firstAsking prices in Swansboro
- Under $300K19
- $300K–$500K27
- $500K–$750K0
- $750K–$1M0
- $1M+0
Communities in Swansboro with homes under $500K for sale
- Cabins at Old Horse · Swansboro · 6 for sale · $254,000 middle
- The Villages at Swansboro · Swansboro · 5 for sale · $316,900 middle
- Swannsborough Acres · Swansboro · 3 for sale · $319,900 middle
- Cripple Creek · Swansboro · 3 for sale · $376,500 middle
- Hammocks Field · Swansboro · 2 for sale · $426,400 middle
- Hammocks Port Swansboro · Swansboro · 2 for sale · $262,700 middle
- Pirates Cove Townhouses · Swansboro · 2 for sale · $194,950 middle
- Foster Creek · Swansboro · 2 for sale · $322,450 middle
- Shipwright Pointe · Swansboro · 2 for sale · $488,450 middle
- Silver Creek · Swansboro · 2 for sale · $200,000 middle
- Queens Cove · Swansboro · 2 for sale · $384,000 middle
- Halls Creek North · Swansboro · 2 for sale · $464,500 middle
Under $500K in nearby towns
Questions about homes under $500K in Swansboro, answered
How many homes under $500K are for sale in Swansboro, NC?
As of November 4, 2026, there are 46 homes under $500K for sale in Swansboro, NC, with a middle asking price of $329,850 (from $154,000 to $499,900). 4 came on the market in the last week. Another 9 are under contract.
What do homes under $500K cost in Swansboro, NC?
As of November 4, 2026, the middle asking price is $329,850, about $199 per square foot for a typical 1,609 sq ft. Under $300K: 19; $300K–$500K: 27.
What did homes under $500K sell for in Swansboro, NC last year?
In the 12 months through November 4, 2026, 120 sold at a middle price of $320,000, typically for 97.3% of the first asking price after about 34 days on the market.
How fast do homes under $500K sell in Swansboro, NC?
In the 12 months through November 4, 2026 they typically sold in about 34 days, at 97.3% of the first asking price.
Which communities in Swansboro, NC have the most homes under $500K for sale?
As of November 4, 2026, Cabins at Old Horse (6), The Villages at Swansboro (5), Swannsborough Acres (3), Cripple Creek (3), Hammocks Field (2), Hammocks Port Swansboro (2).
How do I estimate a monthly payment on a home in Swansboro, NC?
A mortgage payment has two parts: principal and interest, which depend on the price, your down payment and the rate a lender offers you; and the costs on top — property taxes, homeowners insurance (and flood insurance near the water), HOA dues where there's an association, and mortgage insurance if you put less than 20% down. Each home's page has a calculator that uses the rate you've been quoted and that home's own taxes and HOA dues from the listing. For your actual rate and Annual Percentage Rate (APR), ask a licensed lender — we can introduce you to Joey Milam at Alpha Mortgage Advantage, or you're free to choose any lender.
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Figures are computed live from MLS listing data for Swansboro, NC, under $500k only. Middle = median. Listing data is deemed reliable but not guaranteed.