As of October 22, 2026, there are 16 homes under $300K for sale in Swansboro, NC, with a middle asking price of $250,500 (from $154,000 to $285,000). Another 5 are under contract.
In the 12 months through October 22, 2026, 52 sold at a middle price of $240,000, typically for 95.9% of the first asking price after about 37 days on the market.
The most choices right now are in Cabins at Old Horse, The Villages at Swansboro, Hammocks Port Swansboro.
Newest homes under $300K in Swansboro
Price mix
- Under $300K16
- $300K–$500K0
- $500K–$750K0
- $750K–$1M0
- $1M+0
Where they are
- Cabins at Old Horse · Swansboro · 5 for sale · $257,000 middle
- The Villages at Swansboro · Swansboro · 3 for sale · $269,900 middle
- Hammocks Port Swansboro · Swansboro · 2 for sale · $263,950 middle
- Pirates Cove Townhouses · Swansboro · 2 for sale · $194,950 middle
Under $300K in nearby towns
Questions, answered
How many homes under $300K are for sale in Swansboro, NC?
As of October 22, 2026, there are 16 homes under $300K for sale in Swansboro, NC, with a middle asking price of $250,500 (from $154,000 to $285,000). Another 5 are under contract.
What do homes under $300K cost in Swansboro, NC?
As of October 22, 2026, the middle asking price is $250,500, about $207 per square foot for a typical 1,060 sq ft. Under $300K: 16.
What did homes under $300K sell for in Swansboro, NC last year?
In the 12 months through October 22, 2026, 52 sold at a middle price of $240,000, typically for 95.9% of the first asking price after about 37 days on the market.
How fast do homes under $300K sell in Swansboro, NC?
In the 12 months through October 22, 2026 they typically sold in about 37 days, at 95.9% of the first asking price.
Which communities in Swansboro, NC have the most homes under $300K for sale?
As of October 22, 2026, Cabins at Old Horse (5), The Villages at Swansboro (3), Hammocks Port Swansboro (2), Pirates Cove Townhouses (2).
How do I estimate a monthly payment on a home in Swansboro, NC?
A mortgage payment has two parts: principal and interest, which depend on the price, your down payment and the rate a lender offers you; and the costs on top — property taxes, homeowners insurance (and flood insurance near the water), HOA dues where there's an association, and mortgage insurance if you put less than 20% down. Each home's page has a calculator that uses the rate you've been quoted and that home's own taxes and HOA dues from the listing. For your actual rate and Annual Percentage Rate (APR), ask a licensed lender — we can introduce you to Joey Milam at Alpha Mortgage Advantage, or you're free to choose any lender.
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Figures are computed live from MLS listing data for Swansboro, NC, under $300k only. Middle = median. Listing data is deemed reliable but not guaranteed.