As of October 23, 2026, there are 29 homes under $400K for sale in Swansboro, NC, with a middle asking price of $275,000 (from $154,000 to $396,500). 2 came on the market in the last week. Another 7 are under contract.
In the 12 months through October 23, 2026, 91 sold at a middle price of $280,000, typically for 96.5% of the first asking price after about 31 days on the market.
The most choices right now are in The Villages at Swansboro, Cabins at Old Horse, Swannsborough Acres.
Newest homes under $400K in Swansboro
Page 1 of 2 · 29 for sale · newest firstPrice mix
- Under $300K16
- $300K–$500K13
- $500K–$750K0
- $750K–$1M0
- $1M+0
Where they are
- The Villages at Swansboro · Swansboro · 6 for sale · $295,950 middle
- Cabins at Old Horse · Swansboro · 5 for sale · $257,000 middle
- Swannsborough Acres · Swansboro · 3 for sale · $330,000 middle
- Cripple Creek · Swansboro · 2 for sale · $393,750 middle
- Hammocks Port Swansboro · Swansboro · 2 for sale · $262,700 middle
- Pirates Cove Townhouses · Swansboro · 2 for sale · $194,950 middle
Under $400K in nearby towns
Questions, answered
How many homes under $400K are for sale in Swansboro, NC?
As of October 23, 2026, there are 29 homes under $400K for sale in Swansboro, NC, with a middle asking price of $275,000 (from $154,000 to $396,500). 2 came on the market in the last week. Another 7 are under contract.
What do homes under $400K cost in Swansboro, NC?
As of October 23, 2026, the middle asking price is $275,000, about $206 per square foot for a typical 1,352 sq ft. Under $300K: 16; $300K–$500K: 13.
What did homes under $400K sell for in Swansboro, NC last year?
In the 12 months through October 23, 2026, 91 sold at a middle price of $280,000, typically for 96.5% of the first asking price after about 31 days on the market.
How fast do homes under $400K sell in Swansboro, NC?
In the 12 months through October 23, 2026 they typically sold in about 31 days, at 96.5% of the first asking price.
Which communities in Swansboro, NC have the most homes under $400K for sale?
As of October 23, 2026, The Villages at Swansboro (6), Cabins at Old Horse (5), Swannsborough Acres (3), Cripple Creek (2), Hammocks Port Swansboro (2), Pirates Cove Townhouses (2).
How do I estimate a monthly payment on a home in Swansboro, NC?
A mortgage payment has two parts: principal and interest, which depend on the price, your down payment and the rate a lender offers you; and the costs on top — property taxes, homeowners insurance (and flood insurance near the water), HOA dues where there's an association, and mortgage insurance if you put less than 20% down. Each home's page has a calculator that uses the rate you've been quoted and that home's own taxes and HOA dues from the listing. For your actual rate and Annual Percentage Rate (APR), ask a licensed lender — we can introduce you to Joey Milam at Alpha Mortgage Advantage, or you're free to choose any lender.
Explore more
Figures are computed live from MLS listing data for Swansboro, NC, under $400k only. Middle = median. Listing data is deemed reliable but not guaranteed.