Homes under $400K for sale in Swansboro, NC

Homes listed under $400,000.

29

For sale now

2 new this week

$275,000

Middle asking price

$206/sq ft

$280,000

Middle sale price

91 sold, last 12 mo

96.5%

Of first asking price

what sellers received

31

Days on market

typical, last 12 mo

No account needed. Stop anytime.

As of October 23, 2026, there are 29 homes under $400K for sale in Swansboro, NC, with a middle asking price of $275,000 (from $154,000 to $396,500). 2 came on the market in the last week. Another 7 are under contract.

In the 12 months through October 23, 2026, 91 sold at a middle price of $280,000, typically for 96.5% of the first asking price after about 31 days on the market.

The most choices right now are in The Villages at Swansboro, Cabins at Old Horse, Swannsborough Acres.

Newest homes under $400K in Swansboro

Page 1 of 2 · 29 for sale · newest first

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Price mix

  • Under $300K16
  • $300K–$500K13
  • $500K–$750K0
  • $750K–$1M0
  • $1M+0

Where they are

Under $400K in nearby towns

Questions, answered

How many homes under $400K are for sale in Swansboro, NC?

As of October 23, 2026, there are 29 homes under $400K for sale in Swansboro, NC, with a middle asking price of $275,000 (from $154,000 to $396,500). 2 came on the market in the last week. Another 7 are under contract.

What do homes under $400K cost in Swansboro, NC?

As of October 23, 2026, the middle asking price is $275,000, about $206 per square foot for a typical 1,352 sq ft. Under $300K: 16; $300K–$500K: 13.

What did homes under $400K sell for in Swansboro, NC last year?

In the 12 months through October 23, 2026, 91 sold at a middle price of $280,000, typically for 96.5% of the first asking price after about 31 days on the market.

How fast do homes under $400K sell in Swansboro, NC?

In the 12 months through October 23, 2026 they typically sold in about 31 days, at 96.5% of the first asking price.

Which communities in Swansboro, NC have the most homes under $400K for sale?

As of October 23, 2026, The Villages at Swansboro (6), Cabins at Old Horse (5), Swannsborough Acres (3), Cripple Creek (2), Hammocks Port Swansboro (2), Pirates Cove Townhouses (2).

How do I estimate a monthly payment on a home in Swansboro, NC?

A mortgage payment has two parts: principal and interest, which depend on the price, your down payment and the rate a lender offers you; and the costs on top — property taxes, homeowners insurance (and flood insurance near the water), HOA dues where there's an association, and mortgage insurance if you put less than 20% down. Each home's page has a calculator that uses the rate you've been quoted and that home's own taxes and HOA dues from the listing. For your actual rate and Annual Percentage Rate (APR), ask a licensed lender — we can introduce you to Joey Milam at Alpha Mortgage Advantage, or you're free to choose any lender.

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Figures are computed live from MLS listing data for Swansboro, NC, under $400k only. Middle = median. Listing data is deemed reliable but not guaranteed.