This page lists the homes under $400K for sale in Sims, NC from Hive MLS listings, updated every few minutes, with the last 12 months of sales behind the prices — kept by the Buddy Blake Team.
As of November 5, 2026, there are 18 homes under $400K for sale in Sims, NC, with a middle asking price of $294,463 (from $175,000 to $389,990). Another 12 are under contract.
In the 12 months through November 5, 2026, 53 sold at a middle price of $312,990, typically for 98% of the first asking price after about 46 days on the market.
The most choices right now are in Mill Stone Creek, Old Raleigh Acres.
Newest homes under $400K in Sims
Asking prices in Sims
- Under $300K10
- $300K–$500K8
- $500K–$750K0
- $750K–$1M0
- $1M+0
Communities in Sims with homes under $400K for sale
- Mill Stone Creek · Sims · 13 for sale · $324,990 middle
- Old Raleigh Acres · Sims · 3 for sale · $260,000 middle
Under $400K in nearby towns
Questions about homes under $400K in Sims, answered
How many homes under $400K are for sale in Sims, NC?
As of November 5, 2026, there are 18 homes under $400K for sale in Sims, NC, with a middle asking price of $294,463 (from $175,000 to $389,990). Another 12 are under contract.
What do homes under $400K cost in Sims, NC?
As of November 5, 2026, the middle asking price is $294,463, about $163 per square foot for a typical 1,716 sq ft. Under $300K: 10; $300K–$500K: 8.
What did homes under $400K sell for in Sims, NC last year?
In the 12 months through November 5, 2026, 53 sold at a middle price of $312,990, typically for 98% of the first asking price after about 46 days on the market.
How fast do homes under $400K sell in Sims, NC?
In the 12 months through November 5, 2026 they typically sold in about 46 days, at 98% of the first asking price.
Which communities in Sims, NC have the most homes under $400K for sale?
As of November 5, 2026, Mill Stone Creek (13), Old Raleigh Acres (3).
How do I estimate a monthly payment on a home in Sims, NC?
A mortgage payment has two parts: principal and interest, which depend on the price, your down payment and the rate a lender offers you; and the costs on top — property taxes, homeowners insurance (and flood insurance near the water), HOA dues where there's an association, and mortgage insurance if you put less than 20% down. Each home's page has a calculator that uses the rate you've been quoted and that home's own taxes and HOA dues from the listing. For your actual rate and Annual Percentage Rate (APR), ask a licensed lender — we can introduce you to Joey Milam at Alpha Mortgage Advantage, or you're free to choose any lender.
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Figures are computed live from MLS listing data for Sims, NC, under $400k only. Middle = median. Listing data is deemed reliable but not guaranteed.