Homes under $400K for sale in Rocky Mount, NC

Homes listed under $400,000.

247

For sale now

18 new this week

$229,000

Middle asking price

$136/sq ft

$215,000

Middle sale price

530 sold, last 12 mo

95%

Of first asking price

what sellers received

52

Days on market

typical, last 12 mo

Stop anytime.

This page lists the homes under $400K for sale in Rocky Mount, NC from Hive MLS listings, updated every few minutes, with the last 12 months of sales behind the prices — kept by the Buddy Blake Team.

As of November 3, 2026, there are 247 homes under $400K for sale in Rocky Mount, NC, with a middle asking price of $229,000 (from $40,000 to $399,500). 18 came on the market in the last week. Another 68 are under contract.

In the 12 months through November 3, 2026, 530 sold at a middle price of $215,000, typically for 95% of the first asking price after about 52 days on the market.

The most choices right now are in Longneedle, Joyner Park, Hunter Hill.

Homes under $400K for sale in Rocky Mount

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Asking prices in Rocky Mount

  • Under $300K192
  • $300K–$500K55
  • $500K–$750K0
  • $750K–$1M0
  • $1M+0

Communities in Rocky Mount with homes under $400K for sale

Under $400K in nearby towns

Questions about homes under $400K in Rocky Mount, answered

How many homes under $400K are for sale in Rocky Mount, NC?

As of November 3, 2026, there are 247 homes under $400K for sale in Rocky Mount, NC, with a middle asking price of $229,000 (from $40,000 to $399,500). 18 came on the market in the last week. Another 68 are under contract.

What do homes under $400K cost in Rocky Mount, NC?

As of November 3, 2026, the middle asking price is $229,000, about $136 per square foot for a typical 1,594 sq ft. Under $300K: 192; $300K–$500K: 55.

What did homes under $400K sell for in Rocky Mount, NC last year?

In the 12 months through November 3, 2026, 530 sold at a middle price of $215,000, typically for 95% of the first asking price after about 52 days on the market.

How fast do homes under $400K sell in Rocky Mount, NC?

In the 12 months through November 3, 2026 they typically sold in about 52 days, at 95% of the first asking price.

Which communities in Rocky Mount, NC have the most homes under $400K for sale?

As of November 3, 2026, Longneedle (18), Joyner Park (17), Hunter Hill (12), Saddlebrook (7), Edgemont Park (6), Westry Crossing (6).

How do I estimate a monthly payment on a home in Rocky Mount, NC?

A mortgage payment has two parts: principal and interest, which depend on the price, your down payment and the rate a lender offers you; and the costs on top — property taxes, homeowners insurance (and flood insurance near the water), HOA dues where there's an association, and mortgage insurance if you put less than 20% down. Each home's page has a calculator that uses the rate you've been quoted and that home's own taxes and HOA dues from the listing. For your actual rate and Annual Percentage Rate (APR), ask a licensed lender — we can introduce you to Joey Milam at Alpha Mortgage Advantage, or you're free to choose any lender.

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Figures are computed live from MLS listing data for Rocky Mount, NC, under $400k only. Middle = median. Listing data is deemed reliable but not guaranteed.