As of October 23, 2026, there are 250 homes under $400K for sale in Rocky Mount, NC, with a middle asking price of $226,000 (from $40,000 to $399,500). 14 came on the market in the last week. Another 67 are under contract.
In the 12 months through October 23, 2026, 532 sold at a middle price of $215,000, typically for 95% of the first asking price after about 51 days on the market.
The most choices right now are in Longneedle, Joyner Park, Hunter Hill.
Newest homes under $400K in Rocky Mount
Page 1 of 11 · 250 for sale · newest firstPrice mix
- Under $300K191
- $300K–$500K59
- $500K–$750K0
- $750K–$1M0
- $1M+0
Where they are
- Longneedle · Rocky Mount · 18 for sale · $367,650 middle
- Joyner Park · Rocky Mount · 17 for sale · $230,850 middle
- Hunter Hill · Rocky Mount · 13 for sale · $272,490 middle
- Saddlebrook · Rocky Mount · 7 for sale · $315,490 middle
- Westry Crossing · Rocky Mount · 6 for sale · $207,450 middle
- Edgemont Park · Rocky Mount · 6 for sale · $139,500 middle
- Northgreen Village · Rocky Mount · 5 for sale · $305,000 middle
- Belmont Lake Preserve · Rocky Mount · 5 for sale · $329,900 middle
- Englewood · Rocky Mount · 5 for sale · $217,000 middle
- West Haven · Rocky Mount · 5 for sale · $330,000 middle
- Westridge · Rocky Mount · 4 for sale · $252,200 middle
- Sommerset · Rocky Mount · 4 for sale · $214,950 middle
- Hazelwood · Rocky Mount · 3 for sale · $172,900 middle
- Meadowbrook · Rocky Mount · 2 for sale · $152,500 middle
- The Village at Westry Crossing · Rocky Mount · 2 for sale · $219,000 middle
- Hargrove Prop · Rocky Mount · 2 for sale · $151,250 middle
- Berkeley · Rocky Mount · 2 for sale · $314,850 middle
- Berkshire Acres · Rocky Mount · 2 for sale · $167,400 middle
Under $400K in nearby towns
Questions, answered
How many homes under $400K are for sale in Rocky Mount, NC?
As of October 23, 2026, there are 250 homes under $400K for sale in Rocky Mount, NC, with a middle asking price of $226,000 (from $40,000 to $399,500). 14 came on the market in the last week. Another 67 are under contract.
What do homes under $400K cost in Rocky Mount, NC?
As of October 23, 2026, the middle asking price is $226,000, about $136 per square foot for a typical 1,612 sq ft. Under $300K: 191; $300K–$500K: 59.
What did homes under $400K sell for in Rocky Mount, NC last year?
In the 12 months through October 23, 2026, 532 sold at a middle price of $215,000, typically for 95% of the first asking price after about 51 days on the market.
How fast do homes under $400K sell in Rocky Mount, NC?
In the 12 months through October 23, 2026 they typically sold in about 51 days, at 95% of the first asking price.
Which communities in Rocky Mount, NC have the most homes under $400K for sale?
As of October 23, 2026, Longneedle (18), Joyner Park (17), Hunter Hill (13), Saddlebrook (7), Westry Crossing (6), Edgemont Park (6).
How do I estimate a monthly payment on a home in Rocky Mount, NC?
A mortgage payment has two parts: principal and interest, which depend on the price, your down payment and the rate a lender offers you; and the costs on top — property taxes, homeowners insurance (and flood insurance near the water), HOA dues where there's an association, and mortgage insurance if you put less than 20% down. Each home's page has a calculator that uses the rate you've been quoted and that home's own taxes and HOA dues from the listing. For your actual rate and Annual Percentage Rate (APR), ask a licensed lender — we can introduce you to Joey Milam at Alpha Mortgage Advantage, or you're free to choose any lender.
Explore more
Figures are computed live from MLS listing data for Rocky Mount, NC, under $400k only. Middle = median. Listing data is deemed reliable but not guaranteed.