As of October 28, 2026, there are 32 homes under $400K for sale in Bailey, NC, with a middle asking price of $328,900 (from $269,888 to $399,500). Another 8 are under contract.
In the 12 months through October 28, 2026, 92 sold at a middle price of $323,495, typically for 98.6% of the first asking price after about 57 days on the market.
The most choices right now are in Whitley Crossing, Bull Head Landing, Williams Grove.
Newest homes under $400K in Bailey
Page 1 of 2 · 32 for sale · newest firstPrice mix
- Under $300K9
- $300K–$500K23
- $500K–$750K0
- $750K–$1M0
- $1M+0
Where they are
- Whitley Crossing · Bailey · 10 for sale · $328,900 middle
- Bull Head Landing · Bailey · 9 for sale · $289,990 middle
- Williams Grove · Bailey · 5 for sale · $382,000 middle
- Williams Ridge · Bailey · 3 for sale · $379,500 middle
- Beaver Dam Crossing · Bailey · 2 for sale · $329,500 middle
- Morganshire · Bailey · 2 for sale · $399,000 middle
Under $400K in nearby towns
Questions, answered
How many homes under $400K are for sale in Bailey, NC?
As of October 28, 2026, there are 32 homes under $400K for sale in Bailey, NC, with a middle asking price of $328,900 (from $269,888 to $399,500). Another 8 are under contract.
What do homes under $400K cost in Bailey, NC?
As of October 28, 2026, the middle asking price is $328,900, about $169 per square foot for a typical 1,859 sq ft. Under $300K: 9; $300K–$500K: 23.
What did homes under $400K sell for in Bailey, NC last year?
In the 12 months through October 28, 2026, 92 sold at a middle price of $323,495, typically for 98.6% of the first asking price after about 57 days on the market.
How fast do homes under $400K sell in Bailey, NC?
In the 12 months through October 28, 2026 they typically sold in about 57 days, at 98.6% of the first asking price.
Which communities in Bailey, NC have the most homes under $400K for sale?
As of October 28, 2026, Whitley Crossing (10), Bull Head Landing (9), Williams Grove (5), Williams Ridge (3), Beaver Dam Crossing (2), Morganshire (2).
How do I estimate a monthly payment on a home in Bailey, NC?
A mortgage payment has two parts: principal and interest, which depend on the price, your down payment and the rate a lender offers you; and the costs on top — property taxes, homeowners insurance (and flood insurance near the water), HOA dues where there's an association, and mortgage insurance if you put less than 20% down. Each home's page has a calculator that uses the rate you've been quoted and that home's own taxes and HOA dues from the listing. For your actual rate and Annual Percentage Rate (APR), ask a licensed lender — we can introduce you to Joey Milam at Alpha Mortgage Advantage, or you're free to choose any lender.
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Figures are computed live from MLS listing data for Bailey, NC, under $400k only. Middle = median. Listing data is deemed reliable but not guaranteed.