This page lists the homes under $400K for sale in Havelock, NC from Hive MLS listings, updated every few minutes, with the last 12 months of sales behind the prices — kept by the Buddy Blake Team.
As of November 9, 2026, there are 43 homes under $400K for sale in Havelock, NC, with a middle asking price of $270,000 (from $120,000 to $395,000). 4 came on the market in the last week. Another 23 are under contract.
In the 12 months through November 9, 2026, 251 sold at a middle price of $255,000, typically for 98.1% of the first asking price after about 24 days on the market.
The most choices right now are in Westbrooke, Neuse Point East, Havelock Park.
Homes under $400K for sale in Havelock
Page 2 of 2 · 43 for sale · newest firstAsking prices in Havelock
- Under $300K30
- $300K–$500K13
- $500K–$750K0
- $750K–$1M0
- $1M+0
Communities in Havelock with homes under $400K for sale
- Westbrooke · Havelock · 7 for sale · $270,000 middle
- Neuse Point East · Havelock · 4 for sale · $325,900 middle
- Havelock Park · Havelock · 3 for sale · $235,000 middle
- Woodhaven · Havelock · 3 for sale · $229,500 middle
- Smallwoods · Havelock · 2 for sale · $145,000 middle
- Hills Of Foxcroft · Havelock · 2 for sale · $269,998 middle
- Godfreys Creek Estates · Havelock · 2 for sale · $295,500 middle
- Southern Terrace · Havelock · 2 for sale · $272,250 middle
Under $400K in nearby towns
Questions about homes under $400K in Havelock, answered
How many homes under $400K are for sale in Havelock, NC?
As of November 9, 2026, there are 43 homes under $400K for sale in Havelock, NC, with a middle asking price of $270,000 (from $120,000 to $395,000). 4 came on the market in the last week. Another 23 are under contract.
What do homes under $400K cost in Havelock, NC?
As of November 9, 2026, the middle asking price is $270,000, about $178 per square foot for a typical 1,577 sq ft. Under $300K: 30; $300K–$500K: 13.
What did homes under $400K sell for in Havelock, NC last year?
In the 12 months through November 9, 2026, 251 sold at a middle price of $255,000, typically for 98.1% of the first asking price after about 24 days on the market.
How fast do homes under $400K sell in Havelock, NC?
In the 12 months through November 9, 2026 they typically sold in about 24 days, at 98.1% of the first asking price.
Which communities in Havelock, NC have the most homes under $400K for sale?
As of November 9, 2026, Westbrooke (7), Neuse Point East (4), Havelock Park (3), Woodhaven (3), Smallwoods (2), Hills Of Foxcroft (2).
How do I estimate a monthly payment on a home in Havelock, NC?
A mortgage payment has two parts: principal and interest, which depend on the price, your down payment and the rate a lender offers you; and the costs on top — property taxes, homeowners insurance (and flood insurance near the water), HOA dues where there's an association, and mortgage insurance if you put less than 20% down. Each home's page has a calculator that uses the rate you've been quoted and that home's own taxes and HOA dues from the listing. For your actual rate and Annual Percentage Rate (APR), ask a licensed lender — we can introduce you to Joey Milam at Alpha Mortgage Advantage, or you're free to choose any lender.
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Figures are computed live from MLS listing data for Havelock, NC, under $400k only. Middle = median. Listing data is deemed reliable but not guaranteed.