Buddy Blake Team · Coldwell Banker Sea Coast Advantage
Market insights: Topsail Beach
November 1, 2026
(910) 395‑1000 · buddyblake.com
Topsail Beach: 1 in 3 listings ended without a sale
In Topsail Beach over the last 12 months, 19 of 60 listings that ended didn't sell, a 32% rate, down from 39% the year before. Homes that sold did so in a typical 39 days, with a median price of $1,050,000.
Summary written November 1, 2026 from that day's numbers. The figures in the tiles update every hour, so they can differ slightly.
Which pile do you want to be in?
Out of every 20 homes listed in Topsail Beach over the last 12 months, the solid houses sold. The outlined ones expired or were canceled.
Priced right from day one: sold in a median 9 days. Needed price cuts: 96 days, and sold for 92.4% of the first price.
What waiting costs
| Property taxes | $645 |
| Homeowners insurance | $250 |
| Upkeep | $875 |
| Utilities | $250 |
| Your mortgage payment | if you have one |
| About | $2,015 + mortgage |
About $2,015 every month the home sits — plus your mortgage payment.
Listings that didn't sell stayed on the market a median of 154 days — roughly $10,205 in taxes, insurance, upkeep and utilities alone, and the home still didn't sell.
An example, not a quote: Pender County rate 0.7375 per $100 (NC Department of Revenue, 2025-26 county rates); town taxes add more inside town limits; insurance, upkeep (1% of value a year) and utilities are typical estimates.
When contracts fall apart
Contracts that fell apart
21%
11 of about 52 before closing
Those homes that later sold
64%
36% never sold
Sold vs. first ask after a fall-through
88.3%
vs. 94.2% on the first contract
Days to sell after a fall-through
308
vs. 33 on the first contract
The MLS doesn't record why a contract ends. In our experience the most common reasons are home inspection findings, appraisals that come in below the price, and buyer financing. How buyers paid on closed sales: conventional 49% · cash 42% · VA 0% · FHA 0%.
If you're selling
- Price it right from day one. Homes priced right from the start sold in a typical 9 days.
- Homes that needed price cuts took a typical 96 days to sell, and sold at 92.4% of first ask.
- Contracts fell apart 21% of the time, about 1 in 5. Most often that's inspection, appraisal or financing issues, based on general industry experience. Get the house ready for inspection before you list.
If you're buying
- Room to negotiate: 78% of homes that sold went for less than the first asking price.
- Homes that sit: listings that never sold sat a typical 154 days, and their median price cut was 1.3%.
- How others are paying: 49% conventional and 42% cash, with 0% VA and 0% FHA.
Did you know?
- For a typical home at $1,050,000, carrying costs are estimated at about $2,015 a month before mortgage.
- While unsold, estimated carrying costs before mortgage add up to about $10,205.
- After a contract fell apart, the typical time to sell was 308 days, versus 33 days for a first contract.
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Thinking of selling in Topsail Beach? What it takes and what it costs →
For sellers
Listings that didn't sell
32%
down 6.9 pts from a year ago
19 expired or canceled vs 41 sold
Sold vs. first asking price
94.1%
up 0.5 pts from a year ago
median sale price ÷ original list price
Sold below first asking
78%
share of homes that sold
Price cut on homes that didn't sell
1.3%
median — and they still didn't sell
For buyers
True days on market
39
up 4 days from a year ago
median for sold homes, counted from the first listing
Typical room below first ask
5.9%
how far under the original price homes sold
Didn't sell, then sold on a relist
11%
of listings that didn't sell the first time
Median sold price
$1.05M
up 21.4% from a year ago
41 homes sold
The last 24 months
56% latest month · Oct 26
260 latest month · Oct 26
94.1% latest month · Oct 26
By starting price
| First asking | Sold | Didn't sell | % didn't sell | True days | Sold vs. first ask |
|---|---|---|---|---|---|
| $500–750K | 8 | 3 | 27% | 75 | 93.8% |
| $750K–1M | 8 | 5 | 39% | 5 | 98.3% |
| $1M+ | 25 | 11 | 31% | 46 | 93.0% |
Topsail Beach housing market: quick answers
How long do homes take to sell in Topsail Beach?
Homes that sold in Topsail Beach over the last 12 months took a median of 39 days, counted from the day they were first listed (relists included). That's up 4 days from a year ago.
What do homes in Topsail Beach sell for compared to the asking price?
The median home in Topsail Beach sold for 94.1% of its first asking price in the last 12 months, and 78% of the homes that sold went for less than the original price. That's up 0.5 pts from a year ago.
What percentage of homes listed in Topsail Beach don't sell?
32% of homes listed in Topsail Beach over the last 12 months expired or were canceled without selling — about 1 in 3 (19 didn't sell vs 41 sold). That's down 6.9 pts from a year ago. The homes that didn't sell had already cut their price a median 1.3%.
What is the median sold price in Topsail Beach?
The median sold price in Topsail Beach over the last 12 months was $1,050,000, across 41 homes sold. That's up 21.4% from a year ago.
What is my home worth in Topsail Beach?
The median home in Topsail Beach sold for $1,050,000 over the last 12 months (41 sales), up about 21.4% from $865,000 the prior 12 months. Your property's value depends on its size, condition, lot and street, and online estimates often disagree by a wide margin. Enter your address under "What's my home worth?" on the homepage to see what's for sale, under contract and sold around you, or call for a price built from the homes that actually compete with yours.
Are home prices in Topsail Beach going down?
No — not at the median. Homes in Topsail Beach sold for a median of $1,050,000 in the last 12 months, up about 21.4% from $865,000 the prior 12 months. More homes sold (41 vs 35), and the median time on the market went from 35 to 39 days. Prices move differently by neighborhood and price range, so check the band your home falls in below.
Where do these Topsail Beach housing market numbers come from?
Hive MLS listing and sales records for homes only (land excluded), covering the last 12 months and updated November 1, 2026. The figures refresh from the MLS every hour; "didn't sell" counts only expired and canceled listings. Compiled by Buddy Blake Team, Coldwell Banker Sea Coast Advantage.
Homes only (land excluded), last 12 months unless noted. "Didn't sell" = listings that expired or were canceled — withdrawn and on-hold listings are not counted (some owners stop for reasons that have nothing to do with the market); true days on market counts from the first listing, even when a home was relisted. Source: Hive MLS listing and sales records, updated November 1, 2026. Totals only — no individual listing is shown. Buddy Blake Team · Coldwell Banker Sea Coast Advantage · (910) 395‑1000