$763,000

3 bd · 3 ba · 1,627 sq ft

105 N Oak Drive Surf City, NC 28445 · Island Oaks

Listed 13 days ago (Oct 16, 2026) · Status checked with the MLS Oct 29, 12:12 PM

Market checkSimilar homes in Surf City near this price sold for a median 95.8% of first asking price in 42 days (31 sales, last 6 months) See recent sales ↓

Hive MLSListed by Coastal Realty Associates LLC

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About this home

Tucked away in the quiet community of Island Oaks, one of Topsail Island's nicest neighborhoods, 105 N Oak Dr offers the coastal lifestyle you've been dreaming of. Built in 1994 and well cared for, this 3-bedroom, 3-full-bath home is ready for its next chapter, whether as your full-time residence, a weekend escape, or an investment property. Head upstairs to the reverse floor plan, designed to make the most of island living. The open kitchen, dining, and living area is bright and inviting, ideal for gathering after a day on the water. Peekaboo views of the sound add a touch of coastal magic to your morning coffee and evening sunsets. The ground floor offers incredible flexibility with a separate office and kitchenette, about 200 square feet of additional finished space. Use it as a guest suite, home office, hobby room, or rental-friendly retreat. The possibilities are endless! Rinse off the sand at the outdoor shower, then store your boards, bikes, and boat gear in the spacious two-car garage. Boaters will love the private community amenities, including a gazebo, dock, and boat ramp. Bring your boat and enjoy easy access to the sound, with the ocean just minutes away. Set in a peaceful neighborhood yet close to Surf City's shops, restaurants, and beaches, this home offers the best of both worlds. Bring your vision and come see what island living is all about! **Selling Furnished with some exceptions, listing agent will provide list upon request**

Facts

Type
Single Family Residence
Year built
1994
Lot
0.16 acres
Waterfront
Boat Ramp, Deeded Water Access, Water Access Comm, Water Depth 4+
Garage
1 space
HOA
$375 / annually
Community
Island Oaks
County
Pender
Price per sq ft
$469
Stories
3
Construction
Wood Siding, Wood Frame
Roof
Shingle
Foundation
Other, Pilings
Water
Public
Listed
Oct 16, 2026
MLS #
100610622

Features

Inside

  • Entrance Foyer
  • Ceiling Fan(s)
  • Furnished
  • Blinds/Shades

Outside

  • Outdoor Shower
  • Boat Ramp
  • Deeded Water Access
  • Water Access Comm
  • Water Depth 4+
  • None

Community

  • Ramp

Parking

  • Covered
  • Concrete
  • Garage

Heating & cooling

  • Electric
  • Heat Pump
  • Central Air
  • Ceiling Fan(s)

Directions to 105 N Oak Drive

After crossing the Surf City Bridge, turn right onto S Topsail Drive. Go 2.1 miles and turn right onto Sound Drive. Turn right onto N Oak Dr. Home will be on the left.

Schools

Elementary
Surf City
Middle
Surf City
High
Topsail

As listed in the MLS. School assignments can change — confirm with the district for this address.

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Recent sales like this nearby

HomeSoldBd / BaSq ftPrice$ / sq ft
121 Seagull Court, Surf CityOct 23, 20265 / 32,008$743,000$370
1826 S Shore Drive, Surf CityAug 24, 20263 / 21,845$930,000$504
104 Sunset Court, Surf CitySep 1, 20264 / 41,943$790,000$407

Similar size and type, sold in the last 6 months. From Hive MLS records; deemed reliable, not guaranteed.

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Buying in Surf City? Local guides

Our take on 105 N Oak Drive

Written by the Buddy Blake Team from the listing photos and MLS data. Not part of the MLS listing or the listing broker's description.

This three-story single family residence in Surf City was built in 1994 and offers 1,627 square feet across three bedrooms and three bathrooms. A entrance foyer leads into the interior, where ceiling fans and blinds or shades are in place, and the property is furnished. Electric heating with a heat pump and central air provides climate control throughout the living space.

The 0.16-acre lot includes an outdoor shower and parking that is covered and paved in concrete, along with a one-car garage. Within the Island Oaks community, the property has deeded water access, a boat ramp, and access to common water with a listed depth of four feet or more. Public utilities serve the property, and the community association dues are $375 per year.

Explore the area

About 105 N Oak Drive

105 N Oak Drive is a 3-bedroom, 3-bath home of about 1,627 square feet, built in 1994 in Island Oaks, Surf City, Pender County, NC 28445.

At $763,000, it's right around the median asking price ($772,000) of the 30 other 3-bedroom listings for sale in Surf City today.

That's about $469 per square foot, compared with a Surf City median asking price of $449 per square foot.

1 other home is for sale in Island Oaks right now (median asking $823,500); 2 homes sold there in the last 12 months.

Across ZIP 28445, 310 3-bedroom homes sold in the past year at a median of $363,000.

It has been on the market for 13 days.

Area figures are broad context from the MLS, not a valuation — they don't adjust for condition, lot, views or updates. Ask us for a true comparison.

Buying 105 N Oak Drive

  1. See it in person. Pick a time and we'll call to confirm — often same day.
  2. See the cost of waiting. What waiting could cost you on this home, and what it could look like 10 years from now, using today's national rate and 20 years of home price history.
  3. Have a home to sell first? Our guaranteed sale lets you buy with a firm plan for your current home. How it works

Own a home near 105 N Oak Drive? See what it's worth — a home value report built from real sales in Island Oaks.

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Questions about 105 N Oak Drive

How much is 105 N Oak Drive?

105 N Oak Drive is listed at $763,000 (about $469 per square foot) as of October 29, 2026. Status: for sale.

How many bedrooms and bathrooms does 105 N Oak Drive have?

3 bedrooms and 3 bathrooms, with about 1,627 square feet.

What neighborhood is 105 N Oak Drive in?

Island Oaks, in Surf City, Pender County, North Carolina.

How long has 105 N Oak Drive been on the market?

13 days. Homes in Island Oaks sold after a median of 146 days over the past year.

What have homes sold for in Island Oaks?

Only 2 homes sold in Island Oaks in the last 12 months — too few for a reliable typical price.

Does 105 N Oak Drive have an HOA fee?

Yes: $375 (annually), per the MLS.

When was 105 N Oak Drive built?

1994.

Who is the listing broker for 105 N Oak Drive?

Coastal Realty Associates LLC (MLS #100610622). The Buddy Blake Team can show it to you and answer questions.

Can I tour 105 N Oak Drive?

Yes. Tap “Schedule a tour,” pick a time, and we'll call to confirm — or call or text (910) 395-1000.

Listing provided by Coastal Realty Associates LLC via Hive MLS.