Homes with no HOA for sale in Topsail Beach, NC

Homes the MLS lists with no homeowners association — no HOA dues or HOA rules.

15

For sale now

2 new this week

$1,395,000

Middle asking price

$634/sq ft

$1,050,000

Middle sale price

29 sold, last 12 mo

93.3%

Of first asking price

what sellers received

30

Days on market

typical, last 12 mo

No account needed. Stop anytime.

As of October 18, 2026, there are 15 homes with no HOA for sale in Topsail Beach, NC, with a middle asking price of $1,395,000 (from $699,900 to $4,450,000). 2 came on the market in the last week. Another 1 is under contract.

In the 12 months through October 18, 2026, 29 sold at a middle price of $1,050,000, typically for 93.3% of the first asking price after about 30 days on the market.

The most choices right now are in New Topsail Beach.

Newest homes with no HOA in Topsail Beach

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Price mix

  • Under $300K0
  • $300K–$500K0
  • $500K–$750K1
  • $750K–$1M3
  • $1M+11

Where they are

No HOA in nearby towns

Questions, answered

How many homes with no HOA are for sale in Topsail Beach, NC?

As of October 18, 2026, there are 15 homes with no HOA for sale in Topsail Beach, NC, with a middle asking price of $1,395,000 (from $699,900 to $4,450,000). 2 came on the market in the last week. Another 1 is under contract.

What do homes with no HOA cost in Topsail Beach, NC?

As of October 18, 2026, the middle asking price is $1,395,000, about $634 per square foot for a typical 2,637 sq ft. $500K–$750K: 1; $750K–$1M: 3; $1M+: 11.

What did homes with no HOA sell for in Topsail Beach, NC last year?

In the 12 months through October 18, 2026, 29 sold at a middle price of $1,050,000, typically for 93.3% of the first asking price after about 30 days on the market.

How fast do homes with no HOA sell in Topsail Beach, NC?

In the 12 months through October 18, 2026 they typically sold in about 30 days, at 93.3% of the first asking price.

Which communities in Topsail Beach, NC have the most homes with no HOA for sale?

As of October 18, 2026, New Topsail Beach (8).

How do I estimate a monthly payment on a home in Topsail Beach, NC?

A mortgage payment has two parts: principal and interest, which depend on the price, your down payment and the rate a lender offers you; and the costs on top — property taxes, homeowners insurance (and flood insurance near the water), HOA dues where there's an association, and mortgage insurance if you put less than 20% down. Each home's page has a calculator that uses the rate you've been quoted and that home's own taxes and HOA dues from the listing. For your actual rate and Annual Percentage Rate (APR), ask a licensed lender — we can introduce you to Joey Milam at Alpha Mortgage Advantage, or you're free to choose any lender.

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Figures are computed live from MLS listing data for Topsail Beach, NC, no hoa only. Middle = median. Listing data is deemed reliable but not guaranteed.