Homes under $400K for sale in Smithfield, NC

As of October 20, 2026, there are 34 homes under $400K for sale in Smithfield, NC, with a middle asking price of $319,900 (from $149,900 to $399,900). 2 came on the market in the last week. Another 12 are under contract.

In the 12 months through October 20, 2026, 83 sold at a middle price of $323,000, typically for 98.7% of the first asking price after about 77 days on the market.

The most choices right now are in Lucas Park, East River, Tralee.

Newest homes under $400K in Smithfield

Page 1 of 2 · 34 for sale · newest first

$299,000

3 bd · 2 ba · 1,371 sq ft

0.50 ac · 2-car garage

25 Lawrence Court, Smithfield, NC 27577

Listed by Mark Spain Real Estate

New · ready now

$205,000

3 bd · 2 ba · 1,110 sq ft

0.14 ac

506 Crump Street, Smithfield, NC 27577

Listed by Keller Williams Elite Realty

1215 S Crescent Drive, Smithfield, NC 27577

$314,900

3 bd · 3 ba · 1,976 sq ft

0.40 ac · 2-car garage

1215 S Crescent Drive, Smithfield, NC 27577

Listed by Carolina Realty

6315 Black Creek Road, Smithfield, NC 27577

$341,000

3 bd · 2 ba · 1,364 sq ft

1.1 ac · 2-car garage

6315 Black Creek Road, Smithfield, NC 27577

Listed by Market Leader Realty, LLC.

New · ready now

$359,900

3 bd · 3 ba · 2,007 sq ft

0.73 ac · 2-car garage · $30/mo HOA

21 Yardley Drive, Smithfield, NC 27577

Listed by EXP Realty LLC - C

Open Sun 1pm–3pmNew · ready ~Nov 2

$362,500

3 bd · 3 ba · 1,760 sq ft

0.70 ac · 2-car garage · $30/mo HOA

14 Silver Court, Smithfield, NC 27577

Listed by EXP Realty LLC - C

Open Sun 1pm–3pmNew · ready ~Oct 30

$335,400

3 bd · 3 ba · 1,669 sq ft

0.65 ac · 2-car garage · $30/mo HOA

55 Hagood Street, Smithfield, NC 27577

Listed by EXP Realty LLC - C

100 Morrison Drive, Smithfield, NC 27577

$189,900

2 bd · 2 ba · 939 sq ft

1.1 ac

100 Morrison Drive, Smithfield, NC 27577

Listed by RE/MAX Southland Realty II

282 Sunfish Street, Smithfield, NC 27577

Price cut from $250K

$244,900

3 bd · 2 ba · 1,216 sq ft

0.09 ac · 1-car garage · $111/mo HOA

282 Sunfish Street, Smithfield, NC 27577

Listed by Down Home Realty And Property Management, LLC

$300,000

3 bd · 2 ba · 1,336 sq ft

0.27 ac · $50/mo HOA

455 Tralee Drive, Smithfield, NC 27577

Listed by Exit Realty Central

230 Lake Park Circle, Smithfield, NC 27577

$398,600

3 bd · 3 ba · 2,427 sq ft

2-car garage · $200/mo HOA

230 Lake Park Circle, Smithfield, NC 27577

Listed by EXP Realty LLC - C

637 Dickinson Road, Smithfield, NC 27577

Price cut from $385K

$374,900

3 bd · 3 ba · 2,286 sq ft

0.71 ac · 2-car garage

637 Dickinson Road, Smithfield, NC 27577

Listed by Carolina Homeland Partners LLC

63 White Oak Drive, Smithfield, NC 27577

Price cut from $330K

$319,900

3 bd · 3 ba · 2,006 sq ft

0.38 ac · 1-car garage

63 White Oak Drive, Smithfield, NC 27577

Listed by RE/MAX Southland Realty II

Price cut from $260K

$254,899

2 bd · 2 ba · 1,156 sq ft

$150/mo HOA

8 Southwood Drive, Smithfield, NC 27577

Listed by Statewide Realty

907 Chestnut Drive, Smithfield, NC 27577

$313,700

3 bd · 3 ba · 2,380 sq ft

0.36 ac

907 Chestnut Drive, Smithfield, NC 27577

Listed by The Thomas Parker Realty Group

185 Snowberry Lane, Smithfield, NC 27577

$319,900

4 bd · 3 ba · 2,024 sq ft

0.29 ac · 2-car garage · $80/mo HOA

185 Snowberry Lane, Smithfield, NC 27577

Listed by EXP Realty LLC - C

214 Sunfish Street, Smithfield, NC 27577

Price cut from $290K

$284,900

3 bd · 3 ba · 1,489 sq ft

0.09 ac · 1-car garage · $111/mo HOA

214 Sunfish Street, Smithfield, NC 27577

Listed by RE/MAX Southland Realty II

117 Old Dupree Road, Smithfield, NC 27577

$259,000

3 bd · 1 ba · 1,392 sq ft

0.43 ac

117 Old Dupree Road, Smithfield, NC 27577

Listed by HTR Southern Properties

Open Fri 4pm–6pmPrice cut from $385K

$379,900

4 bd · 3 ba · 1,792 sq ft

0.67 ac · 3-car garage

156 Clipper Lane, Smithfield, NC 27577

Listed by RE/MAX Southland Realty II

511 E Woodall Street, Smithfield, NC 27577

Price cut from $210K

$204,500

2 bd · 1 ba · 1,175 sq ft

0.22 ac

511 E Woodall Street, Smithfield, NC 27577

Listed by Carolina Realty

Open Sat 12pm–2pmNew · ready now

$349,706

3 bd · 2 ba · 1,819 sq ft

0.71 ac · 3-car garage · $30/mo HOA

20 Yardley Drive, Smithfield, NC 27577

Listed by EXP Realty LLC - C

$329,900

3 bd · 2 ba · 1,627 sq ft

0.21 ac · 2-car garage · $76/mo HOA

144 Carissa Drive, Smithfield, NC 27577

Listed by The Thomas Parker Realty Group

$399,900

3 bd · 3 ba · 2,034 sq ft

0.37 ac · 2-car garage

38 Muscadine Way, Smithfield, NC 27577

Listed by O'Meara Realty Group

Open Sat 12pm–2pmNew · ready now

$369,995

3 bd · 3 ba · 2,308 sq ft

0.97 ac · 2-car garage · $30/mo HOA

261 Yardley Drive, Smithfield, NC 27577

Listed by EXP Realty LLC - C

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Price mix

Under $300K12
$300K–$500K22
$500K–$750K0
$750K–$1M0
$1M+0

Where they are

Lucas Park · Smithfield · 6 for sale · $372,445 middle
East River · Smithfield · 3 for sale · $277,500 middle
Tralee · Smithfield · 3 for sale · $319,900 middle
Savanna Oaks · Smithfield · 2 for sale · $348,950 middle

Under $400K in nearby towns

Selma48 for sale Princeton43 for sale Clayton25 for sale Kenly13 for sale Middlesex10 for sale

Questions, answered

How many homes under $400K are for sale in Smithfield, NC?

What do homes under $400K cost in Smithfield, NC?

As of October 20, 2026, the middle asking price is $319,900, about $191 per square foot for a typical 1,648 sq ft. Under $300K: 12; $300K–$500K: 22.

What did homes under $400K sell for in Smithfield, NC last year?

In the 12 months through October 20, 2026, 83 sold at a middle price of $323,000, typically for 98.7% of the first asking price after about 77 days on the market.

How fast do homes under $400K sell in Smithfield, NC?

In the 12 months through October 20, 2026 they typically sold in about 77 days, at 98.7% of the first asking price.

Which communities in Smithfield, NC have the most homes under $400K for sale?

As of October 20, 2026, Lucas Park (6), East River (3), Tralee (3), Savanna Oaks (2).

How do I estimate a monthly payment on a home in Smithfield, NC?

A mortgage payment has two parts: principal and interest, which depend on the price, your down payment and the rate a lender offers you; and the costs on top — property taxes, homeowners insurance (and flood insurance near the water), HOA dues where there's an association, and mortgage insurance if you put less than 20% down. Each home's page has a calculator that uses the rate you've been quoted and that home's own taxes and HOA dues from the listing. For your actual rate and Annual Percentage Rate (APR), ask a licensed lender — we can introduce you to Joey Milam at Alpha Mortgage Advantage, or you're free to choose any lender.

Explore more

Under $400K across all 5 counties Under $400K in Johnston County Communities in Smithfield Single-family One-story Primary on main Open houses New this week Price reduced

Figures are computed live from MLS listing data for Smithfield, NC, under $400k only. Middle = median. Listing data is deemed reliable but not guaranteed.