This page lists the homes under $500K for sale in Smithfield, NC from Hive MLS listings, updated every few minutes, with the last 12 months of sales behind the prices — kept by the Buddy Blake Team.
As of October 30, 2026, there are 39 homes under $500K for sale in Smithfield, NC, with a middle asking price of $341,000 (from $149,900 to $475,000). 1 came on the market in the last week. Another 12 are under contract.
In the 12 months through October 30, 2026, 91 sold at a middle price of $335,000, typically for 98.7% of the first asking price after about 82 days on the market.
The most choices right now are in Lucas Park, Charlestowne, East River.
Newest homes under $500K in Smithfield
Page 1 of 2 · 39 for sale · newest firstAsking prices in Smithfield
- Under $300K12
- $300K–$500K27
- $500K–$750K0
- $750K–$1M0
- $1M+0
Communities in Smithfield with homes under $500K for sale
- Lucas Park · Smithfield · 5 for sale · $374,895 middle
- Charlestowne · Smithfield · 2 for sale · $342,400 middle
- East River · Smithfield · 2 for sale · $264,900 middle
- Lake Park Villas · Smithfield · 2 for sale · $421,550 middle
- Savanna Oaks · Smithfield · 2 for sale · $348,950 middle
- Tralee · Smithfield · 2 for sale · $309,950 middle
Under $500K in nearby towns
Questions about homes under $500K in Smithfield, answered
How many homes under $500K are for sale in Smithfield, NC?
As of October 30, 2026, there are 39 homes under $500K for sale in Smithfield, NC, with a middle asking price of $341,000 (from $149,900 to $475,000). 1 came on the market in the last week. Another 12 are under contract.
What do homes under $500K cost in Smithfield, NC?
As of October 30, 2026, the middle asking price is $341,000, about $191 per square foot for a typical 1,760 sq ft. Under $300K: 12; $300K–$500K: 27.
What did homes under $500K sell for in Smithfield, NC last year?
In the 12 months through October 30, 2026, 91 sold at a middle price of $335,000, typically for 98.7% of the first asking price after about 82 days on the market.
How fast do homes under $500K sell in Smithfield, NC?
In the 12 months through October 30, 2026 they typically sold in about 82 days, at 98.7% of the first asking price.
Which communities in Smithfield, NC have the most homes under $500K for sale?
As of October 30, 2026, Lucas Park (5), Charlestowne (2), East River (2), Lake Park Villas (2), Savanna Oaks (2), Tralee (2).
How do I estimate a monthly payment on a home in Smithfield, NC?
A mortgage payment has two parts: principal and interest, which depend on the price, your down payment and the rate a lender offers you; and the costs on top — property taxes, homeowners insurance (and flood insurance near the water), HOA dues where there's an association, and mortgage insurance if you put less than 20% down. Each home's page has a calculator that uses the rate you've been quoted and that home's own taxes and HOA dues from the listing. For your actual rate and Annual Percentage Rate (APR), ask a licensed lender — we can introduce you to Joey Milam at Alpha Mortgage Advantage, or you're free to choose any lender.
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Figures are computed live from MLS listing data for Smithfield, NC, under $500k only. Middle = median. Listing data is deemed reliable but not guaranteed.