Waterfront homes for sale in Elizabeth City, NC

Homes the MLS lists as waterfront — ocean, sound, river, creek and lake.

20

For sale now

2 new this week

$550,000

Middle asking price

$198/sq ft

$538,000

Middle sale price

39 sold, last 12 mo

97.8%

Of first asking price

what sellers received

19

Days on market

typical, last 12 mo

No account needed. Stop anytime.

As of October 20, 2026, there are 20 waterfront homes for sale in Elizabeth City, NC, with a middle asking price of $550,000 (from $325,000 to $899,000). 2 came on the market in the last week. Another 3 are under contract.

In the 12 months through October 20, 2026, 39 sold at a middle price of $538,000, typically for 97.8% of the first asking price after about 19 days on the market.

The most choices right now are in The Waters At Sunset Pointe, Glen Cove, Pine Lake.

Newest waterfront homes in Elizabeth City

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Price mix

  • Under $300K0
  • $300K–$500K9
  • $500K–$750K7
  • $750K–$1M4
  • $1M+0

Where they are

Questions, answered

How many waterfront homes are for sale in Elizabeth City, NC?

As of October 20, 2026, there are 20 waterfront homes for sale in Elizabeth City, NC, with a middle asking price of $550,000 (from $325,000 to $899,000). 2 came on the market in the last week. Another 3 are under contract.

What do waterfront homes cost in Elizabeth City, NC?

As of October 20, 2026, the middle asking price is $550,000, about $198 per square foot for a typical 2,392 sq ft. $300K–$500K: 9; $500K–$750K: 7; $750K–$1M: 4.

What did waterfront homes sell for in Elizabeth City, NC last year?

In the 12 months through October 20, 2026, 39 sold at a middle price of $538,000, typically for 97.8% of the first asking price after about 19 days on the market.

How fast do waterfront homes sell in Elizabeth City, NC?

In the 12 months through October 20, 2026 they typically sold in about 19 days, at 97.8% of the first asking price.

Which communities in Elizabeth City, NC have the most waterfront homes for sale?

As of October 20, 2026, The Waters At Sunset Pointe (3), Glen Cove (2), Pine Lake (2), Smalls Acres (2), Tooley Harbor (2).

How do I estimate a monthly payment on a home in Elizabeth City, NC?

A mortgage payment has two parts: principal and interest, which depend on the price, your down payment and the rate a lender offers you; and the costs on top — property taxes, homeowners insurance (and flood insurance near the water), HOA dues where there's an association, and mortgage insurance if you put less than 20% down. Each home's page has a calculator that uses the rate you've been quoted and that home's own taxes and HOA dues from the listing. For your actual rate and Annual Percentage Rate (APR), ask a licensed lender — we can introduce you to Joey Milam at Alpha Mortgage Advantage, or you're free to choose any lender.

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Figures are computed live from MLS listing data for Elizabeth City, NC, waterfront only. Middle = median. Listing data is deemed reliable but not guaranteed.