Homes under $400K for sale in Elizabeth City, NC

Homes listed under $400,000.

136

For sale now

10 new this week

$281,500

Middle asking price

$182/sq ft

$289,000

Middle sale price

479 sold, last 12 mo

98.9%

Of first asking price

what sellers received

24

Days on market

typical, last 12 mo

No account needed. Stop anytime.

As of October 19, 2026, there are 136 homes under $400K for sale in Elizabeth City, NC, with a middle asking price of $281,500 (from $49,500 to $399,900). 10 came on the market in the last week. Another 64 are under contract.

In the 12 months through October 19, 2026, 479 sold at a middle price of $289,000, typically for 98.9% of the first asking price after about 24 days on the market.

The most choices right now are in Hunters Lake, Adams Landing, Edgewood.

Newest homes under $400K in Elizabeth City

Page 1 of 6 · 136 for sale · newest first

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Price mix

  • Under $300K77
  • $300K–$500K59
  • $500K–$750K0
  • $750K–$1M0
  • $1M+0

Where they are

Under $400K in nearby towns

Questions, answered

How many homes under $400K are for sale in Elizabeth City, NC?

As of October 19, 2026, there are 136 homes under $400K for sale in Elizabeth City, NC, with a middle asking price of $281,500 (from $49,500 to $399,900). 10 came on the market in the last week. Another 64 are under contract.

What do homes under $400K cost in Elizabeth City, NC?

As of October 19, 2026, the middle asking price is $281,500, about $182 per square foot for a typical 1,531 sq ft. Under $300K: 77; $300K–$500K: 59.

What did homes under $400K sell for in Elizabeth City, NC last year?

In the 12 months through October 19, 2026, 479 sold at a middle price of $289,000, typically for 98.9% of the first asking price after about 24 days on the market.

How fast do homes under $400K sell in Elizabeth City, NC?

In the 12 months through October 19, 2026 they typically sold in about 24 days, at 98.9% of the first asking price.

Which communities in Elizabeth City, NC have the most homes under $400K for sale?

As of October 19, 2026, Hunters Lake (5), Adams Landing (5), Edgewood (3), Stockbridge at Tanglewood (3), Summerfield (3), Brays Estates (3).

How do I estimate a monthly payment on a home in Elizabeth City, NC?

A mortgage payment has two parts: principal and interest, which depend on the price, your down payment and the rate a lender offers you; and the costs on top — property taxes, homeowners insurance (and flood insurance near the water), HOA dues where there's an association, and mortgage insurance if you put less than 20% down. Each home's page has a calculator that uses the rate you've been quoted and that home's own taxes and HOA dues from the listing. For your actual rate and Annual Percentage Rate (APR), ask a licensed lender — we can introduce you to Joey Milam at Alpha Mortgage Advantage, or you're free to choose any lender.

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Figures are computed live from MLS listing data for Elizabeth City, NC, under $400k only. Middle = median. Listing data is deemed reliable but not guaranteed.