Homes under $500K for sale in Clayton, NC

As of October 18, 2026, there are 36 homes under $500K for sale in Clayton, NC, with a middle asking price of $384,900 (from $285,000 to $496,900). 1 came on the market in the last week. Another 9 are under contract.

In the 12 months through October 18, 2026, 145 sold at a middle price of $334,900, typically for 98.4% of the first asking price after about 54 days on the market.

The most choices right now are in Riverwood Ranch, Flowers Plantation, Riverwood Athletic Club.

Newest homes under $500K in Clayton

Page 1 of 2 · 36 for sale · newest first

106 S Rose Hill Drive, Clayton, NC 27520

Coming soon

$299,900

3 bd · 2 ba · 1,312 sq ft

0.13 ac · 1-car garage · $99/mo HOA

106 S Rose Hill Drive, Clayton, NC 27520

Listed by RE/MAX Southland Realty II

Price cut from $420K

$405,000

5 bd · 3 ba · 2,833 sq ft

0.23 ac · 3-car garage · $57/mo HOA

175 Cherry Bark Loop, Clayton, NC 27527

Listed by Coldwell Banker HPW

Price cut from $500K

$496,900

4 bd · 4 ba · 3,259 sq ft

0.27 ac · 2-car garage · $12/mo HOA

19 Willow Oak Trail, Clayton, NC 27520

Listed by Berkshire Hathaway Home Services McMillen & Associates Realty

Open Fri 4pm–6pmPrice cut from $475K

$469,900

5 bd · 4 ba · 2,632 sq ft

0.61 ac · 2-car garage · $15/mo HOA

53 Westcliff Court, Clayton, NC 27527

Listed by RE/MAX Southland Realty II

Open Fri 4pm–5pmPrice cut from $360K

$349,900

4 bd · 3 ba · 2,304 sq ft

0.10 ac · 2-car garage · $69/mo HOA

92 White Ash Drive, Clayton, NC 27527

Listed by EXP Realty LLC - C

Price cut from $455K

$449,900

3 bd · 4 ba · 2,628 sq ft

2 ac · 2-car garage

16039 Buffalo Road, Clayton, NC 27527

Listed by The Thomas Parker Realty Group

$420,000

3 bd · 2 ba · 2,431 sq ft

0.24 ac · 2-car garage · $63/mo HOA

6 S Bottego Way, Clayton, NC 27527

Listed by EXP Realty LLC - C

Price cut from $499K

$489,900

3 bd · 3 ba · 2,950 sq ft

0.29 ac · 2-car garage · $141/mo HOA

270 Bramble Lane, Clayton, NC 27527

Listed by Coldwell Banker HPW

301 Whitley Ridge Drive, Clayton, NC 27527

Price cut from $296K

$294,900

3 bd · 3 ba · 1,635 sq ft

1-car garage · $126/mo HOA

301 Whitley Ridge Drive, Clayton, NC 27527

Listed by The Thomas Parker Realty Group

Open Fri 4pm–6pm

$347,900

3 bd · 2 ba · 1,647 sq ft

0.17 ac · 4-car garage · $60/mo HOA

166 Cecina Court, Clayton, NC 27527

Listed by RE/MAX Southland Realty II

$339,000

3 bd · 3 ba · 2,067 sq ft

0.06 ac · 1-car garage · $46/mo HOA

38 N District Avenue, Clayton, NC 27527

Listed by HTR Southern Properties

$489,900

5 bd · 3 ba · 2,826 sq ft

0.33 ac · 2-car garage · $81/mo HOA

317 Nelson Lane, Clayton, NC 27527

Listed by HomeTowne Realty

Open Fri 4pm–6pmPrice cut from $415K

$410,000

3 bd · 3 ba · 2,187 sq ft

0.31 ac · 2-car garage · $15/mo HOA

18 Treewood Lane, Clayton, NC 27527

Listed by HTR Southern Properties

102 Paperwhite Place 225, Clayton, NC 27527

$366,000

3 bd · 3 ba · 2,164 sq ft

2-car garage · $167/mo HOA

102 Paperwhite Place 225, Clayton, NC 27527

Listed by Formyduval Homes Real Estate, LLC

117 Blue Spruce Circle, Clayton, NC 27527

Price cut from $450K

$445,000

2 bd · 2 ba · 1,927 sq ft

0.20 ac · 2-car garage · $40/mo HOA

117 Blue Spruce Circle, Clayton, NC 27527

Listed by Riverside Realty Group, Inc.

$359,800

3 bd · 3 ba · 2,045 sq ft

0.09 ac · 2-car garage · $60/mo HOA

297 Wrenwood Drive, Clayton, NC 27527

Listed by Gerald Mack Realty

432 Bent Willow Drive, Clayton, NC 27527

Price cut from $410K

$399,000

4 bd · 4 ba · 2,432 sq ft

0.14 ac · 2-car garage · $30/mo HOA

432 Bent Willow Drive, Clayton, NC 27527

Listed by HomeTowne Realty

$415,000

3 bd · 3 ba · 2,316 sq ft

0.21 ac · 2-car garage · $63/mo HOA

123 Carbone Lane, Clayton, NC 27527

Listed by Mark Spain Real Estate

Price cut from $385K

$374,900

4 bd · 3 ba · 2,148 sq ft

0.16 ac · 2-car garage · $59/mo HOA

468 Lakemont Drive, Clayton, NC 27520

Listed by Our Town Properties Inc.

$355,000

3 bd · 2 ba · 1,647 sq ft

2-car garage · $272/mo HOA

14 W Milan Court, Clayton, NC 27527

Listed by Our Town Properties Inc.

237 Georgetowne Drive, Clayton, NC 27520

$333,000

3 bd · 3 ba · 2,220 sq ft

0.16 ac · 2-car garage · $19/mo HOA

237 Georgetowne Drive, Clayton, NC 27520

Listed by EXP Realty LLC - C

51 Coffee Tree Circle, Clayton, NC 27527

$399,900

4 bd · 3 ba · 2,798 sq ft

0.16 ac · 2-car garage · $68/mo HOA

51 Coffee Tree Circle, Clayton, NC 27527

Listed by HomeTowne Realty

New · ready ~Nov 6

$359,800

3 bd · 2 ba · 1,620 sq ft

0.21 ac · 2-car garage · $84/mo HOA

138 Cinnabar Street, Clayton, NC 27527

Listed by HomeTowne Realty

New · ready ~Nov 6

$359,800

3 bd · 2 ba · 1,620 sq ft

0.21 ac · 2-car garage · $84/mo HOA

158 Cinnabar Street, Clayton, NC 27527

Listed by HomeTowne Realty

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Price mix

Under $300K4
$300K–$500K32
$500K–$750K0
$750K–$1M0
$1M+0

Where they are

Riverwood Ranch · Clayton · 10 for sale · $384,900 middle
Flowers Plantation · Clayton · 9 for sale · $366,000 middle
Riverwood Athletic Club · Clayton · 3 for sale · $299,900 middle
San Marino · Clayton · 2 for sale · $417,500 middle
The Knolls at the Neuse · Clayton · 2 for sale · $439,950 middle
Tuscany · Clayton · 2 for sale · $351,450 middle

Under $500K in nearby towns

Selma53 for sale Princeton49 for sale Smithfield43 for sale Benson10 for sale Kenly13 for sale Middlesex11 for sale Zebulon6 for sale Four Oaks6 for sale

Questions, answered

How many homes under $500K are for sale in Clayton, NC?

What do homes under $500K cost in Clayton, NC?

As of October 18, 2026, the middle asking price is $384,900, about $175 per square foot for a typical 2,190 sq ft. Under $300K: 4; $300K–$500K: 32.

What did homes under $500K sell for in Clayton, NC last year?

In the 12 months through October 18, 2026, 145 sold at a middle price of $334,900, typically for 98.4% of the first asking price after about 54 days on the market.

How fast do homes under $500K sell in Clayton, NC?

In the 12 months through October 18, 2026 they typically sold in about 54 days, at 98.4% of the first asking price.

Which communities in Clayton, NC have the most homes under $500K for sale?

As of October 18, 2026, Riverwood Ranch (10), Flowers Plantation (9), Riverwood Athletic Club (3), San Marino (2), The Knolls at the Neuse (2), Tuscany (2).

How do I estimate a monthly payment on a home in Clayton, NC?

A mortgage payment has two parts: principal and interest, which depend on the price, your down payment and the rate a lender offers you; and the costs on top — property taxes, homeowners insurance (and flood insurance near the water), HOA dues where there's an association, and mortgage insurance if you put less than 20% down. Each home's page has a calculator that uses the rate you've been quoted and that home's own taxes and HOA dues from the listing. For your actual rate and Annual Percentage Rate (APR), ask a licensed lender — we can introduce you to Joey Milam at Alpha Mortgage Advantage, or you're free to choose any lender.

Explore more

Under $500K across all 5 counties Under $500K in Johnston County Communities in Clayton Single-family One-story Primary on main Open houses New this week Price reduced

Figures are computed live from MLS listing data for Clayton, NC, under $500k only. Middle = median. Listing data is deemed reliable but not guaranteed.