About this home
Welcome to some of the best views in Surf City! 106 Charlotte Avenue has so much to love about it. It is less than a minute walk to the beach, it is less than half a mile to the shops and restaurants in Surf City, and it has some absolutely incredible Ocean and Intracoastal views from the massive rooftop deck. This updated home has over 3,700 square feet of indoor living space with 6 bedrooms and 6 bathrooms, plenty of room for friends and family to enjoy the beach life. With recent AirDNA rental projections of $230,000, this property also makes a fantastic second home or investment. The in-ground pool and hot tub in the backyard make it feel like you are on vacation. The outdoor shower lets you keep all the sand and salt outside where it should be. The sunsets and sunrises from the rooftop deck are second to none, there is a lot to love about 106 Charlotte Avenue!
Facts
- Type
- Single Family Residence
- Year built
- 2020
- Lot
- 0.11 acres
- Waterfront
- Third Row
- Community
- Topsail Cove
- County
- Pender
- Price per sq ft
- $562
- Stories
- 4
- Construction
- Vinyl Siding, Wood Frame
- Roof
- Flat
- Foundation
- Other, Pilings
- Water
- Public
- Property tax
- $5,359 / year (2023)
- Listed
- Feb 19, 2026
- MLS #
- 100554934
Features
Inside
- Sound System
- Walk-in Closet(s)
- Kitchen Island
- Ceiling Fan(s)
- Elevator
- Furnished
- Hot Tub
- Reverse Floor Plan
- Walk-in Shower
- Blinds/Shades
- Walk-In Closet(s)
- LVT/LVP
- Mini Refrigerator
- Electric Oven
- Electric Cooktop
- Built-In Microwave
Outside
- Outdoor Shower
- Third Row
- ICW
- Ocean
- Sound
- Water
Parking
- On Site
- Underhouse
Heating & cooling
- Electric
- Forced Air
- Heat Pump
- Central Air
Directions to 106 Charlotte Avenue
Take bridge over to Surf city, right at the traffic circle to S. Topsail drive, left on Charlotte Ave, house is on the left.
Schools
- Elementary
- Topsail
- Middle
- Topsail
- High
- Topsail
As listed in the MLS. School assignments can change — confirm with the district for this address.
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Recent sales like this nearby
| Home | Sold | Bd / Ba | Sq ft | Price | $ / sq ft |
|---|---|---|---|---|---|
| 607 S Topsail Drive, Surf City | Jul 2, 2026 | 6 / 6 | 2,867 | $1,275,000 | $445 |
| 1 Raleigh Avenue, Surf City | May 15, 2026 | 4 / 8 | 3,037 | $425,000 | $140 |
| 106 Diamond Point Court, Surf City | May 28, 2026 | 4 / 3 | 2,998 | $1,250,000 | $417 |
| 1135 S Topsail Drive, Surf City | May 19, 2026 | 4 / 3 | 3,028 | $985,000 | $325 |
Similar size and type, sold in the last 6 months. From Hive MLS records; deemed reliable, not guaranteed.
Buying in Surf City? Local guides
- Military Relocation to Wilmington & Southeastern NCPCSing to Camp Lejeune, New River or Coast Guard Wilmington? Compare commutes, base housing, temporary lodging, schools, BAH and VA loan basics.
- Before You List on the NC Coast: Inspect, Repair or Sell As-Is?What to do before listing a home in Wilmington and the southeastern NC coast: a pre-market inspection, what to fix, credit or disclose, roof/HVAC/insurance questions coastal buyers ask, photos, pricing and offers.
- How Much Are Property Taxes in Wilmington and the NC Coast? (2026-27)County and town property tax rates for New Hanover, Brunswick, Pender, Onslow and Duplin, what they cost on a $400,000 home, the 2027 revaluations to plan for, and tax relief you may qualify for.
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About 106 Charlotte Avenue
106 Charlotte Avenue is a 6-bedroom, 6-bath home of about 3,734 square feet, built in 2020 in Topsail Cove, Surf City, Pender County, NC 28445.
That's about $562 per square foot, compared with a Surf City median asking price of $436 per square foot.
3 other homes are for sale in Topsail Cove right now (median asking $759,900).
Across ZIP 28445, 11 6-bedroom homes sold in the past year at a median of $1,275,000.
It has been on the market for 244 days.
Area figures are broad context from the MLS, not a valuation — they don't adjust for condition, lot, views or updates. Ask us for a true comparison.
Topsail Cove neighborhood guideHomes for sale in Surf CityPender County homes
Buying 106 Charlotte Avenue
- See it in person. Pick a time and we'll call to confirm — often same day.
- Practice your offer. Try our new Offer Simulator: see how a seller might answer, go back and forth, and learn how offers work in NC. No risk, no sign-up.
- Have a home to sell first? Our guaranteed sale lets you buy with a firm plan for your current home. How it works
Own a home near 106 Charlotte Avenue? See what it's worth — a home value report built from real sales in Topsail Cove.
What's my home worth? →Questions about 106 Charlotte Avenue
How much is 106 Charlotte Avenue?
106 Charlotte Avenue is listed at $2,099,000 (about $562 per square foot) as of October 21, 2026. Status: for sale.
How many bedrooms and bathrooms does 106 Charlotte Avenue have?
6 bedrooms and 6 bathrooms, with about 3,734 square feet.
What neighborhood is 106 Charlotte Avenue in?
Topsail Cove, in Surf City, Pender County, North Carolina.
How long has 106 Charlotte Avenue been on the market?
244 days.
When was 106 Charlotte Avenue built?
2020.
Who is the listing broker for 106 Charlotte Avenue?
Intracoastal Realty Corporation (MLS #100554934). The Buddy Blake Team can show it to you and answer questions.
Can I tour 106 Charlotte Avenue?
Yes. Tap “Schedule a tour,” pick a time, and we'll call to confirm — or call or text (910) 395-1000.